Consumer Anyone surprised? We don't even have smartchip CC like Europe and Asia-Pac, as it would confuse the consumer too much.
These are the same consumers who now pay over $100 for a substandard North American cell service, so its not surprising.
Until Apple dumbs it down enough and calls it iWallet, they will not get it.
Bon Aqua, TN
cash Cash is king.. I find it rather to easy to just swipe or not even swipe a card to pay for goods.. Way easy to go over your head in a hurry..
reply to Telco
Re: Consumer I prefer to use my credit card like a debit card. Don't want to be tied to a cell service this way.
The adventure continues...Sanctuary....
Yeah.... ...like I would trust my money with Verizon or AT & T.
I'm not THAT insane.
Consumers like me arent clueless... I don't use google wallet because I don't want my searches tied into my purchases just like I don't want my phone tied into my purchases.
I prefer cash over card anyway.
reply to Telco
said by Telco:What's confusing? I'd suggest it's a chicken/egg thing. Until more vendors accept these payment services and consumers start seeing these forms of payment in action, there won't be an uptick in use. Apple can offer an "iWallet" all it wants, but the infrastructure needs to be in place to accept the payments. Right now, that's spotty at best in populated areas.
Anyone surprised? We don't even have smartchip CC like Europe and Asia-Pac, as it would confuse the consumer too much.
reply to decifal
Re: cash Cash is king currently, but it's utility in legal markets is declining. The archaic art of writing checks needs to disappear...please. Cash is tolerable, but the future is some sort of token (credit card, mobile device, or some other mechanism) for currency exchange.
how about on prepaid ? the one place i see this catching on it is not available. people on contracts with major carriers already have credit cards, etc. using a phone for payments makes no sense.
a lot of prepaid customers on the other hand do not have bank accounts, credit cards, etc. using prepaid balance on there cell accounts may actually make some sense instead of carrying cash.
WiseOldNerdDe gustibus non est disputandumPremium
reply to megarock
Re: Yeah.... Ditto that--giving the kings of greed and avarice my credit card is the epitome of stupidity.
My perception is REALITY
Would love to use one, but neither is available! I would love to use Google Wallet or Isis... but Google Wallet isn't available to Verizon Android phones with NFC, and Isis isn't available in my area. So here I sit, a willing consumer, that can't use either of the services that are out there because neither of them is available to me.
NetFixerFrom my cold dead handsPremiumReviews:
ComScore and cluelessness ComScore and cluelessness are interesting words to appear in the same article. The clueless people are those who pay any attention to any "study" done by ComScore. For that matter, anyone who doesn't block ComScore's domain at their perimeter firewall might also be considered clueless IMO. There are good reasons why I have blocked ComScore for a very long time.
ComScore...Just Say No!
A well-regulated militia, being necessary to the security of a free State, the right of the people to keep and bear arms shall not be infringed.
When governments fear people, there is liberty. When the people fear the government, there is tyranny.
reply to openbox9
Re: cash I have no problem with cash, but the vast majority of people I know use their debit cards, often like a credit card for everything. Even with strangers, I very rarely see someone pay cash at the grocery store, department store, gas station etc.
It's all debits/credits.
I have checks, but no longer use them, everything is paid by ETF.
sorry, but no thank you Sorry but I do not trust any of these "services". Cash for me please!
reply to Majestik
Re: Consumer That is the real reason why so many Americans don't want this. Must people don't want to be tied to a service on regards to monthly payments using your credit card. Even in Japan they prefer cash then to use credit cards. Except for public transportation where their use the Suika and Pasmo cards .
nuff o the " new conn" CASH is vendor independant and easily accepted everywere as the principal next to gold standard round the world..
I wallet sounds like my phone system provider who even at their best promises a download speed but delivers less than half at absolutley full price ,
nouff o the new con no more
reply to usernet
Re: sorry, but no thank you i don't need or want this on my phone either ill use cash or bebit / credit cards thank you.
Santa Monica, CA
No thanks Anything that makes it easier to spend, especially money you don't have, is not a good thing.
We don't need to be schooled in the "modern convenience" of digital wallets, which are oriented solely to relieve us of more of our money.
I'm all for targeted marketing and advertizing, but it doesn't need to be complemented by a "pay now" button.
CXM_SplicerLooking at the bigger picturePremiumReviews:
reply to MovieLover76
said by MovieLover76:Same here and it is not a good idea, I try and talk people I know out of the habit. The protections of a credit card are just not there when you use your debit as a credit card... no insurance, disputing a charge is 10X harder since you money is already gone, just a hassle. Many people simply don't realize there is a difference.
... the vast majority of people I know use their debit cards, often like a credit card for everything.
I would love to use Google wallet... but its not "supported" on my Samsung Galaxy S III (i9300 aka, International), even though it does work if you trick it to thinking its a Nexus 4.
But on the other hand I would never use a platform by the cell companies,
reply to CXM_Splicer
Re: cash I was burned by disputing a charge back in 2000 when I used a debit card to buy some deal online. The place charged me full price and took over 6 months to finally refund me. Never would use a debit card again for anything but gas. Anywhere can overcharge you and then the money can be gone if your account isn't holding a lot of money. I was in college and that set me back over $500 which hurt a lot then.
Google wallet seems pretty nice, except they want to charge a monthly fee to use it. So forget about that.