  CosmicDebriStill looking for intelligent life
join:2001-09-01
Lake City, FL
4 recommendations |
hmm....Most interesting thought........how about..... Words and bullets are two of the most powerful things a man can have. No wonder the government wants to take both away.  | |
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-3 recommendations |
PlusOne
Anon
2014-May-9 8:52 pm
Re: hmm....Removing rights are a favored tactic of the left. | |
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|  exocet_cmWriting
Premium Member
join:2003-03-23
Brooklyn, NY |
to CosmicDebri
Re: hmm....Got my mum a Ruger .380 for Mother's Day.
Got the wife a 12 gauge Mossberg home defense shotgun.
Happy mother's day! | |
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 Packeteers
Premium Member
join:2005-06-18
Forest Hills, NY
(Software) Asuswrt-Merlin
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a must have gadgetafter 2 weeks my latest cool gadget finally arrived from China; » www.aliexpress.com/item/ ··· 114.htmlI use a white one at the end of a usb cord to light up my keyboard area I use another warm.white one to light up all the cables behind my PC. the finger touch dimmer makes these really useful and not distracting. I highly recommend these - as I'm sure they'll have many other uses  | |
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| CosmicDebriStill looking for intelligent life
join:2001-09-01
Lake City, FL |
Re: a must have gadgetSo.... do those have to stay plugged in to a usb port, or do they charge in usb and then can be used elsewhere? They show pictures of it being used in other places, and I don't comprehend mangled chinese to english descriptions so well.... | |
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| |  tshirt
Premium Member
join:2004-07-11
Snohomish, WA |
tshirt
Premium Member
2014-May-9 7:22 pm
Re: a must have gadgetlooks like USB powered, no battery. HOWEVER USB wall warts from 12 to 240volts are dirt cheap too.
for more general lighting local stores here are selling CREE 60watt equvialant bulbs for under $5 each (9 to13.5 (depends on color spectrum )watts for a true 800 plus lumens. really cheap (there is a local PUD discount to drop the price) can't wait for the 100 watt-ers ($22) to get the discount. | |
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Re: a must have gadgetI picked up a Phillip's 100 watt-er (Equivalent) at Home Depot 2 months back for 20 bucks....I think it is now down to 17. Puts out excellent light. A hell of alot better than the CFL we had. | |
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| | | | tshirt
Premium Member
join:2004-07-11
Snohomish, WA |
tshirt
Premium Member
2014-May-10 10:48 am
Re: a must have gadgetI have some of the Phillips, good bulbs, but the cree's are better light. Since these maybe the last bulbs I'll ever buy, I want the best (reasonable priced) color match I can get | |
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 IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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Got approved for a credit cardI got approved for a credit card for the first time in a while. I got the Chase United Milelage Plus Explorer card because I want airline miles.
I'm more mature now and more responsible now than I was in 2006. I do know you have to pay back what you borrow and then some. But I'll probably get the miles to go home and visit my old friends in Iowa. I also know it carries a $95 annual fee.
I pay all my bills on time now. Too bad I didn't have that card for my cat's $3,300 vet bill. That would have been 3,300 miles towards a trip. | |
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| tshirt
Premium Member
join:2004-07-11
Snohomish, WA |
tshirt
Premium Member
2014-May-9 7:10 pm
Re: Got approved for a credit cardsaid by IowaCowboy: ...I also know it carries a $95 annual fee.
be real careful of that, most people can get more value out of a "cash back" no fee card then you'll ever get in mileage. you do have to set aside the "cash" saved yourself, but it can be used for anything AND collect interest while you wait. | |
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| | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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Re: Got approved for a credit cardI'm more interested in the airline perks. I never get to travel, if I can use it to pay my bills and pay it in full every month I'll eventually see that trip home. And I'll probably get to see a couple of friends that I haven't seen in 15 years. But I'll have to drive the rental car to south central and north central Iowa (which can be quite a drive). I have very few friends left in Cedar Rapids, most have left as Cedar Rapids has gone downhill in recent years like Springfield (MA) has in the last 30 years. I may stop by Cedar Rapids but may stay in Des Moines. Iowa City is where all the good stuff is. | |
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| | | elray
join:2000-12-16
Santa Monica, CA |
elray
Member
2014-May-10 1:15 pm
Re: Got approved for a credit cardAirline mileage perks are illusory, and extremely hard to redeem.
You'd be better off saving the $95, and consistently shopping your travels far in advance, as well as curtailing any of the additional impulse purchases your new credit line might enable, along with some of your other free-spending habits. | |
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| | |  ameniteThe Soylent - It's People
Premium Member
join:2002-11-21
Ridgewood, NJ |
to IowaCowboy
If airline perks are your thing you might want to shoot for an Amex Gold or Platinum next. You need to be traveling a bit to make it pay but travel is what they are best at. Hands down best customer service I have ever had with any type of card and all I keep is the credit card (not gold or platinum card). Extends your warranty by up to one year on new merchandise, cash back, and more with just the credit card too. | |
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| | |  guppy_fish
Premium Member
join:2003-12-09
Palm Harbor, FL |
to IowaCowboy
two years of the annual fee is more than the cost of a ticket, and you'll have to charge 20K to get enough miles for a free ticket ... its NOT a good deal. Get a no annual fee CC | |
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| | | | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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Re: Got approved for a credit cardTwo years of the annual fee is the cost of a round trip ticket on a non stop flight from one major city to another major city (say Boston to Chicago). Take a two plane flight (where you change planes along the way) from one rural market to another rural market you are talking a $500 round trip ticket (checked bags not included). Flying from Portland Maine (PWM) to Cedar Rapids IA (CID) is NOT cheap but if you can earn rewards or use the free checked bags perk it does add up. And I'd rather use a rewards ticket as opposed to pay for it.
When and if I move to Maine, I'll be able to afford more (since I won't be paying rent) so summer trips home won't be out of the budget.
According to the offer you can use it on any United flight on any seat. And that includes United Express. Most likely it's PWM to Dulles to ORD to CID. | |
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1 recommendation |
to IowaCowboy
That's great, but now you have to spend $25,000 on your card to get a free trip. | |
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| | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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Re: Got approved for a credit cardThat's when you use it to pay your monthly bills (such as internet, DIRECTV, and Verizon Wireless) and that will add up fast considering how much those services cost. My cell phone bill is nearly $300 a month considering I have 6 devices. Then you pay the balance off in full every month. | |
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| | | Kommie2 (banned)
join:2003-05-13
united state |
Kommie2 (banned)
Member
2014-May-10 6:20 am
Re: Got approved for a credit cardHow about going prepaid and saving the extra cash to travel to Iowa? Amtrak,Greyhound, or Plane. | |
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| |  chip89
Premium Member
join:2012-07-05
Columbia Station, OH |
to 8744675
I think they can be used for other things to my dad has this card He got a book of rewards for it in the mail. | |
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|  monchis
Premium Member
join:2002-12-09
00000 |
to IowaCowboy
said by IowaCowboy:I got approved for a credit card for the first time in a while. I got the Chase United Milelage Plus Explorer card because I want airline miles. Congrats, me too. I started traveling way more 3 weeks ago and was recommended to stick with United and get this card. | |
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| | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA |
Re: Got approved for a credit cardToo bad I couldn't have put that $3,300 vet bill on it when the cat broke his leg. We had to use Care Credit as it was an emergency situation. | |
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| | | elray
join:2000-12-16
Santa Monica, CA |
elray
Member
2014-May-11 3:42 pm
Re: Got approved for a credit cardNo, you didn't "have to use Care Credit." You chose to. Its a cat.
You could have just as well euthanized the cat, and picked up a replacement from the local shelter on the way home, and saved a bundle. The spiritual "net" is the same. | |
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| | | | monchis
Premium Member
join:2002-12-09
00000 |
monchis
Premium Member
2014-May-12 9:06 am
Re: Got approved for a credit cardsaid by elray:No, you didn't "have to use Care Credit." You chose to. Its a cat.
You could have just as well euthanized the cat, and picked up a replacement from the local shelter on the way home, and saved a bundle. The spiritual "net" is the same. Well god forbid things are that easy for the whole world as they are for you. | |
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| | | | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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to elray
I guess you are not an animal lover, when you take in pets (whether you let a stray cat walk in the door or you buy a show quality dog from a breeder), you take on a tremendous responsibility that includes the financial part. Food, litter (for cats), poop bags (for dogs), leashes, collars, and such are the cheap part. Vet bills are expensive and a necessary evil of owning a pet. And as the animal ages, the bills add up because they develop health issues later in life (aka the expensive years). Can't afford vet bills or pet insurance, don't own a pet. You euthanize pets when it's in the best interest of the animal, not in the best interest of your bank account. If I would have had to sell the car and go back to taking the bus, then so be it. | |
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| | | | | elray
join:2000-12-16
Santa Monica, CA |
elray
Member
2014-May-12 8:56 pm
Re: Got approved for a credit cardYou'd guess wrong. I just prioritize people first.
Domestic cats and dogs provide nurture and companionship to the old and lonely, among others ... for far less than social programs, drugs and therapy.
But they're in surplus, thanks to a small minority of arrogant and irresponsible owners who fail to (ahem) "fix" the situation. For me, while it may be sad, prematurely putting down Morris - and rescuing Mr. Pickles from an early end, is the most practical - and economical choice, that still yields a benefit for the owner.
You often share with us your rampant consumer habits, and to your credit, you don't complain - except - when it comes to medical care and costs, and airline trips from uber-low-density city pairs. I submit that if you (and others like you) stopped the emotional spending, you would be more able to afford those expensive flights and keep that American car running.
You won't find me, often, criticizing businesses that fill a niche. But CareCredit is in the same league as Payday Loans, Auto Title Loans, Reverse Mortgages, Sallie Mae and others that prey on the vulnerable. The medical professions should be ashamed to affiliate with them. | |
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| | | | | | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA |
Re: Got approved for a credit cardIn other words you are saying Care Credit is a high interest loan. | |
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| | | | | | | elray
join:2000-12-16
Santa Monica, CA |
elray
Member
2014-May-12 10:58 pm
Re: Got approved for a credit cardIts not just a high-interest loan, it is offered to you when you are not in a position to make a rational, considered decision. They have you over a barrel. In a word, predatory. | |
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| | | DeLiver3
Premium Member
join:2004-09-01
Cincinnatus, NY |
to IowaCowboy
You paid $3,300 to fix a cat?
I want your job. | |
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| | | | IowaCowboyLost in the Supermarket
Premium Member
join:2010-10-16
Springfield, MA ·Comcast XFINITY
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Re: Got approved for a credit cardI have VPI pet insurance which requires the bill to be paid in full before they reimburse. I didn't have the cash to pay the vet (which demanded payment in full before they operated on the cat) so we used care credit. Once VPI settles the bill, payment will be forwarded to Care Credit.
I'm thinking of buying VPI on the Malamute but the dog is pushing 9 years old so they might not underwrite. Vet bills ain't cheap anymore. | |
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 Duramax08To The Moon
Premium Member
join:2008-08-03
San Antonio, TX |
My internet is still usable, even after this» i.imgur.com/0QUgvoq.jpgTheyll be here tomorrow to fix it. | |
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chip89
Premium Member
join:2012-07-05
Columbia Station, OH |
chip89
Premium Member
2014-May-9 8:54 pm
New iphoneI forgot I got a new iphone 5S about a month Ago! | |
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GS5Should have gone with this instead. Get 2 days of juice out of battery and 5.1 AMOLED screen. I got the white one. I also got mine about a month ago. April 16th. | |
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chip89
Premium Member
join:2012-07-05
Columbia Station, OH
1 recommendation |
chip89
Premium Member
2014-May-9 9:30 pm
Changed my mindEven though the other Dragon is more then the other one ($1,400 vs $600) I want this one instead. (& no I don't have fetish,I Want it because I like Dragons & It's cool & Fierce) | |
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 FureverFurryRIP Daphne: 3/12/05 - 6/19/12
Premium Member
join:2012-02-20
49xxx
ARRIS WBM760
Vonage VDV-21
1 recommendation |
What NOT to serve your mom on Mother's DayProbably not a good idea to serve these to your mom on Mother's Day, lol. But seriously -- cherish your mom while she's still with you. | |
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 volntnThe Volunteer
Premium Member
join:2002-01-05
Cleveland, TN |
volntn
Premium Member
2014-May-10 10:32 am
Obama trying to kill the Internet ? | |
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ameniteThe Soylent - It's People
Premium Member
join:2002-11-21
Ridgewood, NJ |
amenite
Premium Member
2014-May-10 5:13 pm
Verizon Billing fiasco continues...I'm up to five contacts in the past 8 days now and only now have I seen any result whatsoever. My issue is still not resolved ($45 monthly overcharge), but there's now a dim light at the end of the tunnel. Verizon billing on this one is the Keystone cops of customer service. Probably not the fault of the poor bastards answering the phone though. I blame the Bobs. And Lumbergh of course. | |
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elray
join:2000-12-16
Santa Monica, CA |
elray
Member
2014-May-11 12:16 pm
StarGooZon!We went for a caffeine boost this morning. My, how things have changed: I was surprised a few weeks back when our 18th burnt-coffee store in Santa Monica featured Google Wifi backed by TWC cable modem, yielding 3-4M speeds, but this is an order of magnitude higher. | |
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