pansalcorp.com is still charging credit cards for 9.95 as of 8/6/04. I've only had this card for a few months, so I'll have to go back through my charges to see if I can tell where it was obtained. I think I'll sign up for a Citi card or MBNA card as mentioned above and start using virtual CC#'s -- this is the second time this has happened to me.