  phattieg
join:2001-04-29 Winter Park, FL
·Verizon Wireless B..
·Sprint Mobile Broa..
| reply to Camelot One Re: Ouch
said by Camelot One :And to think, I almost switched....... Don't feel bad, I almost did too. I was interested in their content, etc, but the prices were too much. At least they're not alone, because I owe Verizon a few hundred (partly because canceled contract fee). I ain't paying them, and they can stick it on my credit until they are blue in the face. Anyone who charges what they did should of had unlimited text messages. Now I have the Sero plan with Sprint, and have no issues with service, or billing, AND I got the Moto Q, without paying $200+ for it like Verizon. I went from $80 a month on Verizon, with airtime charges for everything, including internet, down to $35 a month, 7pm nights and weekends, 100 more minutes a month than VZ (500 on Sprint, 400 on VZ), and it doesn't matter what time of day it is, I don't have to pay for airtime on my unlimited internet access. This Moto Q is great for browsing on the go. Thanks to it, I can now have no life, in style! No, seriously. I can be bored, waiting at the doctors office, and pop on DSLR, or wikipedia, or just about anywhere. It especially comes in handy for google maps, etc...  -- SIPPhone/Gizmo # 17476200648 / PIMPNET Chatline / Ran by Asterisk & Slackware 10.1. |
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  Cabal Premium join:2007-01-21 Boston, MA
| And all you had to trade for it was your ability to get a significant loan in the near future. Where can I sign up for your newsletter? -- Interested in open source engine management for your Subaru? |
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  Corona It's cool, I'm takin it back Premium join:2000-03-14 Aubrey, TX | No shit. He'll pay for it now, or he'll pay for it later. Wonder when he's getting a finance show on CNN? |
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  JPuppy Java Heathen Premium join:2002-11-24 Honesdale, PA clubs: | Yeah, I hope he doesn't plan on buying house in the near future. I had a $20 Verizon charge from 2000 become an issue when I applied for my Mortgage. -- Official BBR Grouch |
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 ISurfTooMuch
join:2007-04-23 Tuscaloosa, AL
| reply to phattieg If you don't pay it, it'll be the most expensive bill you never paid. Once it goes on your credit report, and it will, you'll pay higher interest rates on loans, such as mortgages, car loans, student loans, etc, assuming you can even get them. You'll have a harder time getting an apartment, since many landlords run credit checks, you'll be required to pay bigger deposits for utilities and other services, and you might even get turned down for some jobs, since more and more employers are checking the credit of applicants they're considering hiring.
Do what you want, but don't think for a second that this charge will just go on your credit report and be some abstract thing that won't affect you. It will. |
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  phattieg
join:2001-04-29 Winter Park, FL
·Verizon Wireless B..
·Sprint Mobile Broa..
| reply to Cabal Well, since the phone was in my ex-girlfriends name, and she's my EX, I don't have to worry about that now, do I? I agree with the saying "don't get mad, get even". But even still, I don't plan on getting a house/mortgage anytime soon. I had one (a 4 bedroom house), hated mowing the lawn, payng for repairs and upkeep, and property tax. I now rent. Costs the same, and I never have to worry if the A/C goes out, or the roof needs repaired. Of course I'll never own it, but I am ok with that. |
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  NOCMan Verizon Fios User Premium join:2004-09-30 Flower Mound, TX
| You'll never own it and the guy's mortgage you're paying off is happy as can be. At least if you build equity in your own house it's yours when you sell it or if you retired and had a shortage of money could at least reverse mortgage it.
A house is an important asset in some cases. -- Mac Chatter »www.macchatter.net |
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  Corona It's cool, I'm takin it back Premium join:2000-03-14 Aubrey, TX
| reply to phattieg said by phattieg :Well, since the phone was in my ex-girlfriends name, and she's my EX, I don't have to worry about that now, do I?... Then in that case, if it was in her name, you don't owe Verizon jack shit. -- Corona "No, make no mistake. It's not revenge he's after; it's a reckoning."
Check out the band 1000 Miles From Home |
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  phattieg
join:2001-04-29 Winter Park, FL
·Verizon Wireless B..
·Sprint Mobile Broa..
| reply to NOCMan said by NOCMan :You'll never own it and the guy's mortgage you're paying off is happy as can be. At least if you build equity in your own house it's yours when you sell it or if you retired and had a shortage of money could at least reverse mortgage it. A house is an important asset in some cases. I agree that it's an important asset, no doubt. But I don't want the headache that comes with it. A house is more expensive in the end when you count in the fact they use more electricity to cool (Florida, give me a break), and have many more "hidden fees" that bite you in the @$$. I won't debate this though, because we're talking about a Verizon bill, but that is just my view, and everyone is entitled to it. I don't need a "last word" battle either, I can be happy in my apartment, and home owners can be happy in their home, it's just not for me.  -- SIPPhone/Gizmo # 17476200648 / PIMPNET Chatline / Ran by Asterisk & Slackware 10.1. |
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  Murray McMansion
@sonnet.com | Re: Whoa yeah
Don't get hung up on a house; you're lucky you sold and rent now. Everyone else is going to be losing equity on their homes for the next five years as the housing market crashes and the mortgages all go bad. |
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 xlimitx
join:2001-12-31 Wilkes Barre, PA
·ProLog
| reply to Cabal Re: Ouch
said by Cabal :And all you had to trade for it was your ability to get a significant loan in the near future. Where can I sign up for your newsletter? That was almost one of those "milk coming out of my nose" kind of comments. |
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 RadioDoc 58ef2c0 Premium,ExMod 2000-03 join:2000-05-11
·AT&T Midwest
| reply to ISurfTooMuch Naw. He just screwed his ex-girlfriend one last time... 
However, once she figures out what happened, and comes after him, you might be right. Unpaid judgments are nasty things to have on your credit report, too. -- Toolmaster of La Grange. |
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  Fluker
join:2005-04-07 West Lafayette, IN | reply to Corona With this caliber of customer in mind, it's no wonder AMP'd was stiffed into bankruptcy.
Zen for her - If you loan somebody twenty dollars and never see them again, then perhaps it was worth it. |
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  Fluker
join:2005-04-07 West Lafayette, IN | reply to phattieg Given that in many cases a mortgage requires an equal pile of cash in interest as the property you plan to own, your isnt an entirely bad opinion.
Similar things can be said about leasing vs buying a car. |
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  toadlife Premium join:2004-05-03 Lemoore, CA
·AT&T Yahoo
| reply to Murray McMansion Re: Whoa yeah
While the market does suck right now, prices never go down too much. I bought a house right at start of the real estate boom a couple of years ago, and even though prices have gone down a bit in the last few months, I've still gain a TON of equity in my house. -- Hate your enemies. Save your friends. Find your place. Speak the truth. |
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 ISurfTooMuch
join:2007-04-23 Tuscaloosa, AL
| reply to RadioDoc Re: Ouch
said by RadioDoc :Naw. He just screwed his ex-girlfriend one last time...  However, once she figures out what happened, and comes after him, you might be right. Unpaid judgments are nasty things to have on your credit report, too. Indeed they are. And that doesn't even count possible contempt of court charges if he flouts a judge's order.
He may think he's getting away with something, but he'll evtually pay that money, and then some, to someone. If it isn't VZW, it'll be a loan company, bank, utility, landlord, ex-girlfriend, attorney, and/or the state. That's the thing about skipping out on debts. Someone will eventually take that pound of flesh, one way or another. |
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  Dragasoni We're All Mad Here Premium join:2001-12-14 Rotonda West, FL
| reply to toadlife Re: Whoa yeah
said by toadlife :While the market does suck right now, prices never go down too much. I bought a house right at start of the real estate boom a couple of years ago, and even though prices have gone down a bit in the last few months, I've still gain a TON of equity in my house. Have a look at this: »biz.yahoo.com/seekingalpha/07060···_id.html
The loss will be much bigger than you think. It's best to rent now, hands down.
-Dragasoni- -- »www.dragasoni.com |
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 bac522
join:2003-08-04 Manchester, NH | reply to phattieg Re: Ouch
Then you should consider a condo, all the benefits of renting with some equity build up. When you rent you might as well just open a window and throw your money out of it. |
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  toadlife Premium join:2004-05-03 Lemoore, CA
·AT&T Yahoo
| reply to Dragasoni Re: Whoa yeah
That site doesn't say anything I don't already know. While it might not be a great idea to buy a house if you plan on selling it in a few months, the bad housing market does not negate the long term advantage of home ownership over renting.
Renting is *never* a better deal. -- Hate your enemies. Save your friends. Find your place. Speak the truth. |
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 emptywig Huh? What? Premium join:2002-08-05 Pasadena, TX | reply to phattieg Re: Ouch
Stoopiest thing I've read today.
A house is a bank account, not a payment obligation.
OMG I can't believe someone here on BBR could say something so idiotic.
wig -- Sometimes a paradox is just a paradox |
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