roc5955
Premium
join:2005-11-26
Rosendale, NY
 ·RoadRunner Cable
| reply to Cabal
Re: About time
I think that even in no-fault states you can get back your deductible if the other driver is found to be at fault.
I know that NY is also a no-fault state, and I just got back my deductible from someone who nearly t-boned me, because he didn't look. He said that my lights weren't on, and I have automatic headlights!
Check with the insurance company... You might be able to get back your deductible, and your insurance company will take that accident off of your record, because you can prove that the other driver was at fault, beyond a reasonable doubt. |
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major marco
Res Firma Mitescere Nescit
Premium
join:2003-02-13
Stepford, CA
clubs:
| reply to bmn
said by bmn  : I give a shit about my rates since its my damn money, not yours. I'm tired of paying out of the ass to cover the overinflated claims that are out there. I still don't give a shit about your rates. Idiot drivers who cripple other drivers through negligence should be sued until their assholes bleed.
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The Toll
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bmn
? ? ?
Premium,ExMod 2003-06
join:2001-03-15
hiatus
| said by major marco :I still don't give a shit about your rates. Idiot drivers who cripple other drivers through negligence should be sued until their assholes bleed. Then take the driver to court and sue him, not his insurance company the case doesn't fuck everyone else's rates over. Damn, how hard is that to understand. 
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Prove it...
Save the Internet Time (NTP) service, use the pool. |
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major marco
Res Firma Mitescere Nescit
Premium
join:2003-02-13
Stepford, CA
clubs:
| said by bmn :Then take the driver to court and sue him, not his insurance company the case doesn't fuck everyone else's rates over. Damn, how hard is that to understand. It's not hard to understand at all. What you aren't understanding is that drivers who are negligent and cripple other drivers usually don't make enough $$$$$ to cover the cost of a single day's stay in the hospital, nevermind cover 2 wks in the hospital, a 5 hr surgery to put back together a shattered tibia, and 2 yrs of PT after the fact. The idiot's insurance company, however, does.
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The Toll
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bmn
? ? ?
Premium,ExMod 2003-06
join:2001-03-15
hiatus
2 edits | Actually forget it... The fact that you were a victim of an accident that left you severely injured makes it impossible to discuss this rationally. |
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81399672
Premium
join:2006-05-17
Los Angeles, CA
| reply to bmn
said by bmn :said by major marco :I still don't give a shit about your rates. Idiot drivers who cripple other drivers through negligence should be sued until their assholes bleed. Then take the driver to court and sue him, not his insurance company the case doesn't fuck everyone else's rates over. Damn, how hard is that to understand. You suing him=using his insurance company. His insurance company will defend him and if he is found at fault(guilty) then insurance company will pay out max under his policy and rest will be his responsibility. For example on my business vehicle i got 3 million insurance coverage. That means my insurance will pay up to 3 mil and anything beyond that is my responsibility
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i am not a lawyer but I do play one on tv |
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dda
Premium
join:2003-12-29
Bolton, MA
| reply to Cabal
said by Cabal : a no-fault state like Commie-chusetts Excuse me, that is the Glorious People's Republic of Massachusetts.  |
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