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bmn
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Premium,ExMod 2003-06
join:2001-03-15
hiatus

reply to Cabal

Re: About time

said by Cabal:

said by bmn:

If you want money beyond medical costs, lost wages and auto repairs, take the person to civil court.
You can't. That's how no-fault states work.
As no-fault was proposed when it was discussed in this state, if fault was assigned by a citation, you could not get from insurance company anything more than actual damages. If you wanted to sue for anything in addition to actual losses - pain and suffering, etc. - you would have to take the person to court on their own without their insurance company being involved. That way, the person responsible would be liable for any judgment and any court costs, not the insurance company who was not the one at fault.

Clearly this proposal was unique then... However, there must still be some way to sue the individual if you really need to.
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