That all being true then maybe Microsoft via it's Malicious Software Removal tool ought to do a check for an active AV on the installed machine & display a nag screen to install one when one isn't found.
daveinpoway Premium join:2006-07-03 Poway, CA kudos:2
XP has a Security Center that displays a warning if it detects things like your AV definitions being out of date, firewall turned off and so forth; I can't recall for sure, but I believe this feature was added in SP 2. Obviously, there will be clueless folks out there who are running older, unsupported versions of Windows or who ignore the security warnings.