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| reply to EngineerDave
Re: Justified Government Action said by EngineerDave:charged $9 for a Tylenol pill you will make a fuss! I have an HSA. I stand in the express lane at the grocery store trying to get $1 off Pseudafed.  "A guy down the street sell's it for $3. Will you take $3.50? Come on, haggle with me! (Monty Python voice)"
I have mixed feelings about HSA. I agree with you that inducing customer revolt (which is really the positive you're pointing out) is good. But, it's like trying to boil the ocean. The medical profession is essentially a monopoly. Only a limited number of people can enter the profession due to the tightly controlled number of medical schools with limited seats. There's no way to freely allow supply to match demand.
I'm not arguing against the level of quality we have socially forced upon this market. Just saying that it *is* socially forced. I don't think most people who repeat partisan comments for and against socialized medicine understand the position we're starting from. It's *far* from a so-called free market.
said by EngineerDave:They just pay the co-pay and go on their way. Worse, they pay amounts above the network-negotiated price. I don't go to the doctor often. But most times they've sent me a bill for what the plan didn't pay. I call and ask why they're exceeding the negotiated price. They quickly say "that was a billing mistake." I bet they only have that repeated billing mistake because a significant percentage of clients pay.
Mark |
