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| reply to MGD
Re: Ebook websites, fraud charges, Devbill/DigitalAge/Pluto Just want to thank you all for your efforts. We made purchases at Ranger Joes for our son who is still in the sandbox and got hit with DRG Enterprises and Funworks charges.
Wachovia replaced the card and did only a brief investigation before fulling refunding the amounts. | | |
|
 Doctor OldsI Need A Remedy For What's Ailing Me.Premium,VIP
join:2001-04-19
1970 442 W30
kudos:17
1 edit | reply to rusty1989
said by rusty1989:My mom just got a charge for $9.40 from an an entity called "HBS 888-215-5608 CA". She uses this card for the Equifax credit monitoring monthly charge. It has only been used 3 or 4 other times in its entire 6 year history. I found a thread I linked to below with many people complaining about a charge to the same entity for the same amount going back to November 2007. Many of them are also Equifax customers. Doesn't anyone care enough to do anything about this? I don't see how Equifax and others cannot be aware of this by now. » 800notes.com/Phone.aspx/1-888-218-5608 Equifax is not a Credit Card Issuer. Why would they be aware of your or your mother's fraud charges, they don't see your Credit Card Statements. Only your Credit Card company and the Payment Processors are to blame for the ongoing fraud as they know it doesn't cost them anything as you and your mother pay for the recovery of the fraud costs in higher interest rates and higher credit use fees so the Credit Card Companies have no financial incentive to stop it. All loss is paid for by you and your mom the credit card users.
Please tell us who you would contact that can stop it? The Fraud Sites make money for the Credit Card issuers and for the Payment Processors by using the Merchant Accounts to feed your stolen card data into and collect up to $50,000.00 US Dollars per each fake web site every month. Some of these fraud sites have been up in continuous operation for over a year now. Plus when the web hosts shut down a fraud site and/or a Bank/Credit Card Issuer shuts down the attached Merchant Account, 5 to 10 more are quickly created in their place.
E-books, credit card theft and Equifax
»redtape.msnbc.com/2007/11/chris-···nev.html
quote:
Many victims have something else in common: They say the cards that were charged for e-books also were recently used to pay for Equifax credit report-related products, such as a credit score or credit monitoring. Some of the consumers complained to Equifax. A company spokesperson has told consumers it is investigating.
The reports don’t necessarily mean Equifax was hacked, and some victims say they never purchased anything at Equifax.com.
'No connection to Equifax'
Equifax spokesman David Rubinger told MSNBC.com that the firm's security experts have researched the incident and have concluded that "there is no connection to Equifax." The firm’s internal security monitoring software shows no signs of any data thefts, he said.
Rubinger suggested that fraud victims’ connection to Equifax is a coincidence, and merely a function of the popularity of Equifax products. After many large data breaches, companies often offer consumers free Equifax credit monitoring products. With tens of millions of consumers signed up for such products, it’s possible that the connection between e-book victims and Equifax is purely casual.
Credit card fraud victims sometimes discuss common points of purchase to try to determine a possible source of leaked credit cards. But apparent connections can be misleading. As part of the card transaction process, credit card numbers are passed between several financial entities and card processing firms. Any one could be the culprit in a data leak. And a disgruntled or corrupt employee at any point in the chain could steal numbers and sell them for profit.
--
What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? | |
| reply to MGD
I have some information that may be useful to help you guys out a bit. Several ports of mine were recently "attacked" as classified by Norton from the IP Address of 77.91.227.179, 80 at approx 9:30 PM . May 6th 2008
note: it attacked TCP port 65477
soo, I traced it:
-----------------------------------------------------
77.91.227.179 is from Russian Federation(RU) in region Eastern Europe
whois query for 77.91.227.179...
Results returned from whois.arin.net:
OrgName: RIPE Network Coordination Centre
OrgID: RIPE
Address: P.O. Box 10096
City: Amsterdam
StateProv:
PostalCode: 1001EB
Country: NL
ReferralServer: whois://whois.ripe.net:43
NetRange: 77.0.0.0 - 77.255.255.255
CIDR: 77.0.0.0/8
NetName: 77-RIPE
NetHandle: NET-77-0-0-0-1
Parent:
NetType: Allocated to RIPE NCC
NameServer: NS-PRI.RIPE.NET
NameServer: SEC1.APNIC.NET
NameServer: SEC3.APNIC.NET
NameServer: TINNIE.ARIN.NET
NameServer: NS.LACNIC.NET
NameServer: SUNIC.SUNET.SE
Comment: These addresses have been further assigned to users in
Comment: the RIPE NCC region. Contact information can be found in
Comment: the RIPE database at »www.ripe.net/whois
RegDate: 2006-08-29
Updated: 2006-09-07
# ARIN WHOIS database, last updated 2008-05-06 19:10
# Enter ? for additional hints on searching ARIN's WHOIS database.
Results returned from whois.ripe.net:
% This is the RIPE Whois query server #3.
% The objects are in RPSL format.
%
% Rights restricted by copyright.
% See »www.ripe.net/db/copyright.html
% Information related to '77.91.227.176 - 77.91.227.191'
inetnum: 77.91.227.176 - 77.91.227.191
netname: NETPLACE
descr: NETPLACE
country: RU
admin-c: PM946-RIPE
tech-c: PM946-RIPE
status: ASSIGNED PA
mnt-by: RU-WEBALTA-MNT
changed: lexa@wahome.ru 20071207
source: RIPE
person: Pavel Malinkovich
address: Tevosyana 40a-89
address: Electrostal, Moscow Region
address: Russia
phone: +7.4959685374
abuse-mailbox: abuse@netplace.ru
nic-hdl: PM946-RIPE
changed: pavel@malinkovich.com 20071207
source: RIPE
% Information related to '77.91.224.0/21AS41947'
route: 77.91.224.0/21
descr: WEBALTA / Internet Search Company
descr: Moscow, Russia
origin: AS41947
mnt-by: RU-WEBALTA-MNT
mnt-routes: RU-WEBALTA-MNT
changed: support@webalta.ru 20070524
source: RIPE
------------------------------------------------
I hope this helps, and people are brought into custody. Please also note that the name Pawel/Pavel Malinkovich is the registrant.
Please forgive any negative mannorism's in this reply, im just trying to provide information to help. =P
if you have any questions, email me at
andy0mocham@aol.com | |
Doctor OldsI Need A Remedy For What's Ailing Me.Premium,VIP
join:2001-04-19
1970 442 W30
kudos:17 | said by Woolachee :
I have some information that may be useful to help you guys out a bit. Several ports of mine were recently "attacked" as classified by Norton from the IP Address of 77.91.227.179, 80 at approx 9:30 PM . May 6th 2008
[snip]
% Information related to '77.91.224.0/21AS41947'
route: 77.91.224.0/21
descr: WEBALTA / Internet Search Company
descr: Moscow, Russia
origin: AS41947
mnt-by: RU-WEBALTA-MNT
mnt-routes: RU-WEBALTA-MNT
changed: support@webalta.ru 20070524
source: RIPE
------------------------------------------------
[snip]
Attacked? By a search engine? Are you running a Web Server or FTP server on your PC?
A Review of Russian Search Engine Webalta
»altsearchengines.com/2008/01/26/···webalta/
quote:
Webalta by Evgeny Yushchuk, Associate Professor and author of the Russian books: Internet Intelligence, How to make and promote a blog and Competitive Intelligence: marketing of risks and opportunities.
What features does Webalta offer?
Unfortunately it doesn’t have particularly unique qualities. It looks like a regular search engine but with a small index and absolutely no social web 2.0 resources. No blogs, no social networks, and almost no forums. No advanced search. No searching language operators description.
Specialists think that Webalta is just trying to copy the bigger search engines – like Google, Yahoo, Live or the biggest Russian search engine Yandex, but without success.
Only when Yandex closed the “link” operator for backlinks, did Webalta have a chance. It even promised web administrators that they would receive backlinks from Webalta. But in fact Webalta didn’t give the backlink service. A bit later Yandex returned some of this service for website owners.
Unique visitors per month: 20,476,264
What does Webalta offer?
Email with a maximum size for one email of 10 MB.
Photohosting (they call it Photoservice)
Recently there were only 3,107 photos and not one new one.
Catalogue (they call it Rating)
Just a catalogue. It is paid by SMS and costs about one dollar.
Dating Service (Men and women seeking to make acquaintances)
Recently there were only 3,542 accounts and only one user online!
In the beginning Webalta said they had plans to gain 20-30% of the market. Now they have 0.1% of search traffic. A lot of articles in blogs of independent specialists are under topics alike “Is Webalta dying or dead?”. Specialists say that Webalta closed it’s contest advertising programs and lost a lot of stuff.
--
What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? | |
| reply to Doctor Olds
Re: Ebook websites, fraud charges, Devbill/DigitalAge/Pluto said by Doctor Olds:said by rusty1989:My mom just got a charge for $9.40 from an an entity called "HBS 888-215-5608 CA". She uses this card for the Equifax credit monitoring monthly charge. It has only been used 3 or 4 other times in its entire 6 year history. I found a thread I linked to below with many people complaining about a charge to the same entity for the same amount going back to November 2007. Many of them are also Equifax customers. Doesn't anyone care enough to do anything about this? I don't see how Equifax and others cannot be aware of this by now. » 800notes.com/Phone.aspx/1-888-218-5608 Equifax is not a Credit Card Issuer. Why would they be aware of your or your mother's fraud charges, they don't see your Credit Card Statements. Only your Credit Card company and the Payment Processors are to blame.... Doctor Olds and MGD, I was looking at the link rusty1989 provided, and I think there is something very interesting there.
On page 2, there is this entry:
»800notes.com/Phone.aspx/1-888-218-5608/2
quote:
"Latest info is that Certegy is most likely responsible. I read an article at the Saint Petersburg Times yesterday about this situation. In addition, I called a close friend of mine who works at Certegy and here is what happened. An employee/employees at Certegy wanted extra money and knowingly and/or illegally sold our credit card info to the crooks. Certegy processes credit cards for most banks,credit unions,etc. They used to be owned 100%(until a few years ago) by Equifax. Five of of the six top executives at Certegy were former execs at Equifax. Certegy has a very troubling history of major violations with regulators, class action attorneys, consumers, etc... Currently, they have nearly 600 complaints on file at the Better Business Bureau....When my bank and I called management at Certegy over this issue, we were stonewalled by management at Certegy... They showed bad faith!!! Certegy is worried about criminal actions because this may go all the way to the top. In addition, they act as if they are trying to shield themselves by stonewalling us because they fear civil liability (class actions,etc).... My bank called because they contract with Certegy to process our banks credit card transactions.......Kerry Rothschild"
I then went and googled for the news article mentioned, and found it:
»www.sptimes.com/2007/11/15/North···a_.shtml
quote:
Over a five-year period, the 54-year-old Largo man methodically stole confidential records on more than 8.4-million U.S. consumers, including 460,000 Floridians, authorities charged. Most of the records included credit card, debit card and/or bank account numbers. For his clandestine efforts, Sullivan was paid a total of $580,000.
This next part I found astonishing and hard to believe:
quote:
In court papers and public statements, the company said the stolen records apparently were used solely to create mailing lists for marketers. There was no indication that they were used for identity theft or other fraud.
I could be way off base thinking there is some link here, and feel free to say so... Just thought it was worth posting just the same. | |
| reply to MGD
Re: Ebook websites, fraud charges, Devbill/DigitalAge/Pluto I was hit by BestTech solutions (www.bst-design.com) as well on 4/21/08 for $11.89. I contacted them by email and got a reply stating "We have already removed the charge you reported. The refund will bestated in the account within three or four business days." I immediately contacted my bank as well & cancelled my card. However it is now 8 business days later and still no refund has shown up of course. I got a letter from my bank saying they are unable to dispute the charge. What do I do??? | |
| reply to RegMemberFlyBy
said by RegMemberFlyBy :This next part I found astonishing and hard to believe: quote:
In court papers and public statements, the company said the stolen records apparently were used solely to create mailing lists for marketers. There was no indication that they were used for identity theft or other fraud.
I don't want this get off base from the original topic of EBOOKS, but I have some info to add. If there is something to an Equifax connection, maybe this could be moved to a different thread.
As for the quote above, it seems there was more than "mailing lists" that was breached.
According to this March 12, 2008 article:
quote:
»www.tampabay.com/news/business/a···4678.ece
Certegy Check Services notified millions of Americans last fall that a rogue employee had stolen and sold their personal financial information. Now the St. Petersburg company is preparing to unleash some more bad news: a proposed legal settlement that some critics say will do little to fight identity theft.
The preliminary deal between Certegy and class-action attorneys, currently under review by U.S. District Court Judge Steven D. Merryday in Tampa, would offer partial relief to some of the 8.4-million Americans — including 460,000 Floridians — whose data were methodically stolen over a five-year period. Among the benefits:
• Credit monitoring...
• Bank account monitoring....
• Identity-theft reimbursement....
• Heightened security....
In this article about Certegy relocating, it states:
quote:
»tampabay.bizjournals.com/tampaba···ry6.html
Certegy (NYSE: CEY) was founded in 2001 as a spinoff of Equifax, a provider of consumer and commercial credit information.
Hmmmm.... | |
MGDPremium,MVM
join:2002-07-31
Fort Lauderdale, FL
kudos:9 | reply to christyj001
said by christyj001 :
......I got a letter from my bank saying they are unable to dispute the charge. What do I do???
I am not sure what the bank means by "unable to dispute". There is a wide range in the competency of bank CSRs in addressing this issue. It varies all the way from proper handling, to total absurd negligence.
First, call the bank back and report the charge as "Fraudulent". Insist that they classify it as such, speak to a supervisor if necessary. You are not liable for fraudulent charges, or the resulting fees, if any. You did not state if it was a credit or debit card, though it does not significantly alter the process. The $50 liability does not even apply in this case. You did not loose your card, you still have it. Your card data was hijacked through not fault of yours. The bank should immediately charge back the amount to the issuing merchant account.
Do not let the bank go through a dispute process with the fake merchant. That is a process reserved for legitimate merchants, which gives them the opportunity to support the charge with back up, or issue a credit. That is the worst way possible to address fraudulent charges.
If your bank is really incompetent, you will have to preserve your rights under Federal Law. Send a certified letter to the address listed on your statement within 60 days of the date it was mailed, stating that the specific charge was fraudulent. They are required by law to hold the charge and fees in abeyance, and address the issue, then respond in writing.
Call them back first and see if you can address the unable to dispute issue first. Again, they should immediately charge the amount back and remove it off your account. That is SOP for known fraudulent charges. They will still send you paperwork in the mail, including an affidavit, to fill out and return.
Part of the problem is that it is a small amount, and the banks do not want to bother with "trivial" amounts. The fallacy of this practice is that it helps perpetuate the fraud. While banks do a great job at catching and flagging $500 fraud charges to 100 cards. They totally miss the $10 fraud charged to 200,000 cards. This criminal enterprise is well aware that everyone is looking the other way. Which is why they have embedded themselves in this multi million dollar niche fraud market for several years.
Even though the amount is small, please follow up with the bank on principle. Do not feed this crime syndicate your money. Also please advise us of the results, if necessary point your bank to this forum thread.
Kudos for cancelling and replacing your card, even if they issued you a credit, they will come right back and charge you again, and again, under the various entities.
There is an operation underway to address BestTech Solutions, Technologies and Design LLC AKA BST-DESIGN.COM, 660-616-4931. I have also posted a victim alert under the phone number, which is how many fraud victims do a search: »800notes.com/Phone.aspx/1-660-616-4931
MGD | |
Zenith
join:2008-03-12
Danville, IL | Go GEt'em! Gotta keep trying to knock'em down! | |
| reply to MGD
don't know where mine came from but my bank account showed the charge before even clearing the account stopped it by calling the bank luckily they took care of it new card on way hope they can stop this company/person | |
MGDPremium,MVM
join:2002-07-31
Fort Lauderdale, FL
kudos:9 | Excellent, good catch !
Believe me, it will take considerable work to hunt these criminals down, put them behind bars, and throw away the key. It will happen eventually. | |
caa100
join:2004-04-02
Annandale, VA
1 edit | reply to MGD
Thank you for maintaining this thread.
I received a charge on my Amex statement from E NAT NATALIYA MAKOVCARMICHAEL CA / ELECTRONICS STORE for 18.87
I called to dispute it, but after reading this thread, called back and said I wished to declare it as a fraudulent charge. Amex immediately agreed to do so, canceled the card, and is sending me a new one.
I have a feeling that you have saved me further headaches.
Question: Have you noted any connections where someone had TWO cards hit simultaneously? The reason I ask is that today I noticed numerous small charges on my Mastercard, to different entities. This was clearly fraud. I had the card canceled and replaced. I can think of no way someone could have gotten TWO of my card numbers, short of looking in my wallet... I am assuming this is a coincidence. | |
MGDPremium,MVM
join:2002-07-31
Fort Lauderdale, FL
kudos:9 | said by caa100:Thank you for maintaining this thread. I received a charge on my Amex statement from E NAT NATALIYA MAKOVCARMICHAEL CA / ELECTRONICS STORE for 18.87 ............ .... Question: Have you noted any connections where someone had TWO cards hit simultaneously? The reason I ask is that today I noticed numerous small charges on my Mastercard, to different entities. This was clearly fraud. I had the card canceled and replaced. I can think of no way someone could have gotten TWO of my card numbers, short of looking in my wallet... I am assuming this is a coincidence. Yes indeed, in fact, one of several notable characteristics of this crime syndicate's operation, are the multiple reports from victims of having been hit with fraud charges, either simultaneously, or consecutively, on two unrelated cards. The cards were issued from two different banks, and were completely unrelated in their usage patterns.
I am very interested, and would greatly appreciate it, if you would post the line item fraud charges as they appear on your Mastercard statement, including the dates. Besides fraud charges from the fake laundering entities, these criminals will use some of the cards to pay for the support services. The support charges will be from VOIP phone providers, including Skype, VM mailboxes. Also, hosting and domain registration charges for the numerous websites that are used.
I am preparing some additional posts on the E-Nat, VAL JRSX et all, which are the exclusive AMEX fraud division. I am having difficulty gathering data on them, as the cyber-mules are all Russian expatriates living in the Sacramento county and surrounding area of California. To date, all the cyber-mules have claimed not to speak a word of English, so I am unable to debrief them.
This California Russian American Express fraud operation has been in operation for several years. In fact, two years ago an AMEX csr rep acknowledged on a forum that they were aware of this fraud. However, they appear unable to prevent them repeatedly enrolling for Amex merchant accounts, which are used to launder their own customers hijacked cards into cash.
MGD | |
MGDPremium,MVM
join:2002-07-31
Fort Lauderdale, FL
kudos:9 | reply to caa100
said by caa100:..... Question: Have you noted any connections where someone had TWO cards hit simultaneously? The reason I ask is that today I noticed numerous small charges on my Mastercard, to different entities. This was clearly fraud. I had the card canceled and replaced. I can think of no way someone could have gotten TWO of my card numbers, short of looking in my wallet... I am assuming this is a coincidence. A second follow up, definitely no coincidence, it is common. Here is one of many identical examples. Thanks to Zenith  for the link:
quote:
E NAT fraud charges hit my AMX card $12.24 Carmichael California
Submitted: 3/21/2008 3:03:17 PM
Kath
san francisco, California
I was hit again with fraud charges. I was previously hit with $4.95 and $2.95 on my visa debit card by Coastal Web Solutions (my credit union reversed the charges - I cancelled and reissued my card).
This time I was hit for $12.24 on my AMX by E NAT a fictitious on-line electronics store. I reported the fraud to AMX (they reversed the charges) and I cancelled and reissued the card.
REF: »www.ripoffreport.com/reports/0/3···0019.htm
Coastal Web Solutions which is also part of this crime syndicate was identified and addressed previously in this post: »Ebook websites, fraud charges, Devbill/DigitalAge/Pluto
This kind of repeated access to multiple unrelated card accounts of victims, clearly demonstrates how pervasive this syndicate's access to data is. What makes this more unique is that the AMEX and VISA/MC card processing systems are totally independent and unrelated. So where might that data be combined in a database.? Remember, dormant cards, and cards that were never used anywhere, get hit too.
MGD | |
| MGD says:
quote:
This kind of repeated access to multiple unrelated card accounts of victims, clearly demonstrates how pervasive this syndicate's access to data is. What makes this more unique is that the AMEX and VISA/MC card processing systems are totally independent and unrelated. So where might that data be combined in a database.? Remember, dormant cards, and cards that were never used anywhere, get hit too.
So I will venture a guess here and wonder if the credit reporting agencies might have such a database? | |
caa100
join:2004-04-02
Annandale, VA | reply to MGD
said by MGD:I am very interested, and would greatly appreciate it, if you would post the line item fraud charges as they appear on your Mastercard statement, including the dates. Sure.
The AMEX charge (as already mentioned)
4/3/08 E NAT NATALIYA MAKOVCARMICHAEL CA $18.87
ELECTRONICS STORE
The charges that hit my Mastercard:
4/16/08 AITDOMAINS 8772095184 NC $8.66
Services - Computer Network / Information
4/19/08 DOMAIN NAME REGISTRATI 425-8838860 WA $19.95
Services - Computer Network / Information
4/23/08 DOMAIN SERV INT CHIPPENDALE AU $8.99
Services - Computer Network / Information
4/26/08 FWBILLING.COM IJMUIDEN NL $34.95
Inbound Teleservices Merchants
4/28/08 FWBILLING.COM IJMUIDEN NL CREDIT $ -34.95
Inbound Teleservices Merchants
That last credit is not the result of my dispute. It was issued before I received my statement. | |
caa100
join:2004-04-02
Annandale, VA | reply to MGD
said by MGD:In fact, two years ago an AMEX csr rep acknowledged on a forum that they were aware of this fraud. However, they appear unable to prevent them repeatedly enrolling for Amex merchant accounts, which are used to launder their own customers hijacked cards into cash. Yes, Amex does seem to be aware. Here is how I can tell:
When I first called (before reading this thread) I told her I was calling because there was a charge I did not recognize.
She asked me the date.
I told her.
She then said, "OK, I see it: E NAT NATALIYA".
There had been several charges that day (the rest legitimate), so I said "yes, how did you know it was that one?"
Her response, "I have seen this one before."
Despite that, she did not suggest this was fraudulent, and proceeded to log a dispute for me. As I mentioned, I then found this thread, and called back to declare it fraudulent.
Thanks again. | |
 SnowymIRC unix.ro UnderNetPremium
join:2003-04-05
Kailua, HI
kudos:5
 ·Clearwire Wireless
 ·RoadRunner Cable
| reply to mae_aa419
said by mae_aa419:MGD says: quote:
This kind of repeated access to multiple unrelated card accounts of victims, clearly demonstrates how pervasive this syndicate's access to data is. What makes this more unique is that the AMEX and VISA/MC card processing systems are totally independent and unrelated. So where might that data be combined in a database.? Remember, dormant cards, and cards that were never used anywhere, get hit too.
So I will venture a guess here and wonder if the credit reporting agencies might have such a database? They will know how many cards you have, who they are issued by, what the credit limit is, what the balance is, how long you've had the card, what your payment history is, but they don't have the actual CC#/CVV/exp.date | |
|
