Annoying Your Customers Can Be Profitable > Works both ways

reply to Pictor Guy

Re: Works both ways

I've never been hit by any fees while using my checking and savings account at Bank of America. I rarely go to the bank, when I do its for deposits. They never charged me for using their deposit slips, they have a big stack of them by the entrance.

They are horrible about issuing new debit cards though... their associates "lost" them 3 times so they could get a bonus for signing me up for a new one each time.

reply to moonpuppy
I haven't done direct business with a bank for over 10 years now.

I belong to a large local credit union, and I couldn't be happier. Good rates on loans, credit cards, and savings.

Free on line bill pay, free checking, free ATM card and debit card.

And, when I'm a few days late on the loan payment, they don't care. Never been assessed a late fee, or a fee to talk to someone.

Used to be you had to belong to a certain group to join, now you just have to be in the general geographic area.

I believe the phrase they used on their pamphlet was "if you live, work, worship, or go to school in XXX county, you're eligible to join'.

I highly recommend anyone check out their local credit union...
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Petty people are disproportionably corrupted by petty power…

I would try the credit union at my work but they are hardly ever open. The location at my work is open maybe 2 hours a day if the person decides to show up.

reply to N3OGH
Our local credit union is good for loans, and bad for general banking.