The sad way in many states it does. You can write your check out to a dollar amount in the memo section write "paid in full" and as long as the person cashes the check; that bill is paid in full.
And that also opens you up to charges of FRAUD - a criminal offense.
You sir are 110% wrong. It's not fraud, it just doesn't work. -- "A religious war is like children fighting over who has the strongest imaginary friend."
Have you been touched by his noodly appendage? »www.venganza.org