Subaru
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join:2001-05-31
Greenwich, CT
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|  CT transfer of car title?
I don't see anything on the CT DMV website about it but I'm trying to figure out how does one Transfer the title from one person to another? My Cousin is selling me his car but where on the site is it? I know on the back of the Title it has a spot for transfer of Ownership.. but when I search on the site it only talks about a person who is deceased. |
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DrStrange
Technically feasible
Premium
join:2001-07-23
West Hartford, CT
edit:
March 27th, @09:18PM
| EDIT:
Nope, that wasn't right at all. See the post below. |
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gregamy
join:2003-05-22
Middletown, CT
| No, no, no. That is NOT correct. You are NOT changing the name on a title, you are transferring ownership. Don't even try that; you'll get laughed at, at best.
Since your cousin is not an "immediate family member" (e.g., mother, father, wife, husband, civil union partner, daughter, son, sister, brother) you have to go through the process as if it was a sale from a stranger.
Here's what your cousin has to do to sell it:
»www.ct.gov/dmv/cwp/view.asp?a=81···2|#27909
And what you have to do to buy it:
»www.ct.gov/dmv/cwp/view.asp?a=810&q=245100
And FAQs:
»www.ct.gov/dmv/cwp/view.asp?a=80···=|#30348
Your cousin will need to sign off the title on the back, and provide to you a Bill of Sale with the price paid. You will need to get proof of insurance IN ADVANCE before registering in your name. If you guys have ANY doubt as to where to sign on that title, DON'T DO ANYTHING, and you BOTH bring it to a DMV and let them walk you through it. If you mess up the back of the title, you get to deal with the DMV for a replacement then start all over again...
Any questions? Walk up to a DMV counter and ask. - GA |
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DrStrange
Technically feasible
Premium
join:2001-07-23
West Hartford, CT | Thanks for the correct info. The DMV site has gotten even more confusing than usual lately. I seem to have had an uncharacteristic senior moment. |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
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| reply to Subaru
So.. (this is a first for me) but because it's a private sell I take it the DMV will issue me temp plates? How long does it take for the plates to be made is it still like 4-5 weeks? I know to get the Temp (If they issue me that) I need to show proof of Ins. which is no issue as long as it goes as smooth as I hope it will or I think it will. |
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gregamy
join:2003-05-22
Middletown, CT
| So you've never transferred a title, then? It can be a painful process. Then again, it doesn't have to be.
Quick answer: you get insurance on the car, and you and your cousin both go to the DMV, togehter, with the old license plates, your new insurance card, the title, a Bill of Sale (form available there), and your checkbook. They can walk you through the rest there on the spot.
Long answer:
First, I'm assuming the car is already titled in CT, yes? If not, the process is different.
Second, I'm assuming all property taxes, tickets, and liens are paid? If not, it's a different process.
Third, I'm assuming the car is up to date on emissions? If not...well, you get the picture.
If all the above is true, it's not as painful. Your cousin will sign off the title to you on the back. He will also create a Bill of Sale stating when the car was sold and for how much (There's a form for it, but it's not required; the BoS can be something written on a piece of paper).
You must contact your insurance company with the vehicle information and VIN and get the car added to your policy. You'll need to get a proof-of-insurance card from them.
You then take the insurance card, signed title, and Bill of Sale to the nearest DMV office. You will fill out a registration form when you get there. With the above paperwork, plus a check for the sales taxes (6% of the sale price), registration and title fee, they will transfer the title to you, give you one of the copies of the form filled out as your registration to keep in the car, and they will hand over to you new license plates on the spot. You're done.
Your cousin should then take his old license plates and surrender them to the DMV (you guys can both go together and do it at the same time) and his registration will be canceled, and he will be issued a check (later, in the mail) for a refund of the pro-rate unused portion of his registration.
Until all of the above is done, in the eyes of the State your cousin is still the owner of the vehicle, including the requirement to maintain insurance on the car. If he cancels his insurance before he cancels his registration, it could generate a nastygram from the State and he could be in violation of DMV regs. On the other hand, as long as he maintains registration, insurance, and emissions on the car, it's perfectly legal for you to drive it, though he is still listed as the owner. Of course, he needs to understand that any incidents/accidents will go right back to him...
I live in central CT, and my favorite DMV office is New Britain. Well run, bright and clean, nice folks. YMMV. - GA |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | Nope this will be the first car in my nameMy mom has an outstanding property tax from when she lived in Bridgeport but is that going to affect me with me getting this in my own name?
And for me I have to go to the Norwalk DMV (UGH) |
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gregamy
join:2003-05-22
Middletown, CT
edit:
March 29th, @03:06PM
| said by Subaru  :My mom has an outstanding property tax... Nope, no problem for you. Your cousin needs to make sure *HE* has nothing outstanding on the car that would prevent the title from being released to you. - GA |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
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| said by gregamy :said by Subaru :My mom has an outstanding property tax... Nope, no problem for you. Your cousin needs to make sure *HE* has nothing outstanding on the car that would prevent the title from being released to you. - GA Ah ok thanks! |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | reply to gregamy
did the price of the registration go up? |
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Dspairl
Premium
join:2004-06-09
Norwich, CT
 ·Comcast
edit:
March 30th, @08:45PM
| reply to Subaru
Bring about 75 bucks with you, seeing how it's a family member you can say this was a gift this one time and not have sales tax. Just explain to them that your cousin is giving you the car and no money exchanged hands. You will get plates on spot as long as you don't want personalized plates, and it takes about 4-6 weeks for the new title in your name to get mailed to you. It's a rather simple process just have all your paper work in order. I've sold/transfered many vehicles and none of them had any issues. Like mentioned before make sure all the taxes and leans and or anything that would prohibit the release of the title are paid before you go. |
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gregamy
join:2003-05-22
Middletown, CT
| said by Dspairl :...seeing how it's a family member you can say this was a gift this one time and not have sales tax. Two things wrong with that:
First, a transfer among family members is "immediate family" only; e.g., mother, father, wife, husband, civil union partner, daughter, son, sister, brother. Cousins, as per printed CT regulation, do not apply for a no-cost family transfer.
Second, you'd be committing a crime by saying there was no money transferred during the sale when there was. And, when they determine it's not a 'family sale', they will look up the "book" value of the car and charge you 6% of that (use tax), regardless of the fact the "sale price" was zero.
Sure, you can try it. And, you might get away with it. Then again you might not. While you're thinking about it, add up the taxes and reg fees and think about if it's worth the risk...What you choose to do is up to you. - GA |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | reply to Subaru
amazing you can't pay with plastic at the DMV... |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
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| reply to Subaru
ok last question...
the Fee for registration for 2 years is $75
Do I have to pay the Federal Clean Air Act Fee ($10) And Greenhouse Gas Reduction Fee (Effective
January 1, 2007) ($5) as well? Or is that only for new cars?
The Greenhouse one says "Charged at the time of registration for each new motor vehicle." So thats just a new car and not a used one right?
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Grumpy
Premium
join:2001-07-28
99999
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| reply to Subaru
Yep - they won't give up that x% to Mastercard, and all the state jobs it takes to shuck checks & paper.
What blows me away is they won't put all the forms online. We still have to stop at a branch or request in writing (Zuh?) certain DMV forms.
I took a job as a caretaker in part to get away from the bullcrap of excessive regs, then the other day while building a 370 hay bale silt fence, we were told by the silt police that we had the bales wrong side down, and so we had to flip them all.
"Earth to government, earth to government, come in please" |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | yeah I think other state sites have the paperwork online.. but get this to do The DMV License Bus they take Master Card and Visa...  |
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Grumpy
Premium
join:2001-07-28
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edit:
April 9th, @05:47AM
| I could tell you DMV stories until your head explodes, like the time I tried to reg a semi trailer for 5 years, (which is allowable) and the DMV lady insisted that would require 5 H 13s (the reg app) for the same one vehicle. Or the time we presented a driver permit consent form, printed full page by mistake from a PDF. The DMV lady got nervous and jacked us up for 20 minutes because it was too large. She finally consulted her co-worker. The solution? "Fold it in half." Hey now! Or the time my then elderly father took 5 vehicle renewals in, stood in line, and they told him "we only do two reg's at a time, so go back, take a number, and get in line for the others." He wouldn't budge, and won that one. Guess they didn't wanna wrassle an 80 year old at the counter. Or the time I took one 45 foot 15,000 lb flat bed trailer decked upon another 45 foot 15,000 lb flatbed to get the VINs checked. The inspector came outside and asked (I kid you not) "Can you put the top one down on the ground?" Guess he figured between the two of us... I said "No, but I brought a ladder."
OK that's enough. My head is about to explode just thinking about it.
My daughter moved to SC 4 years ago, and her CT license and vehicle reg were set to expire at around the same time, so she went to SC DMV to change both to SC credentials -- [gasp!] AT THE SAME TIME!
We researched the process online, and after growing up in CT, she was a bit apprehensive of a DMV, (she was the PDF girl - see above) so I stayed by the phone and computer for tech support. She called me back 10 minutes after walking into SC DMV, and reported: "It's all done."
I said "WHAT?" 
I think it all cost her around $40, and her driver's license expires in something like, 2020? Maybe all that warm weather in SC makes them not so uptight & worried about making the perfect little T's crossed, I's dotted bureaucrat world like we do around here.
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Disclaimer - Over the years I've dealt with mostly competent CT DMV people, and don't blame them for the excessive legal grab ass & policy by agency that the powers that be have handed down over the years. One DMV friend counts the minutes until he can retire. |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
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| wow that is nuts he expected you to take the flatbed down... and ever one of the workers at the Norwalk office always seem moody when you go to the counter.. I've been here in CT for 10 years now and I'm glad I only had to go to the DMV only 5 times but still that feels like too much |
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bennor
join:2006-07-22
New Haven, CT
| said by Subaru :and ever one of the workers at the Norwalk office always seem moody when you go to the counter.. The "new" DMV in Norwalk (on RT7) is much nicer than "old one was. The old one was on East Ave (RT53) in a tiny brick building and had a tiny parking lot that forced people to park on the street because the lot was always full. They had two one way signs, one for entering and one for exiting. The very first thing they would do on the drivers test is point to the entrance and tell the driver to exit from there. If you did they'd fail ou on the spot for failure to follow the posted traffic signs. Everyone I know who used the old office there hated going to it and hated dealing with the drone's in it. |
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Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
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| I'm just dreading having to go to the DMV because of the slow wait.. and what sucks is I will have to go twice this year as my 4 year DL is set to expire on my birthday in Nov of this year |
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