said by Mce Saint 
:Many people are able to safely and responsibly eat,listen to music, talk, etc. while driving OR - if not driving - from the comfort and safety of their vehicle.
As it stands right now, the insurance company has, effectively, no way to determine that I was on my laptop (hooked to my U727) while rocking down the highway.
Most people that think they are skilled enough operate a cell or blackberry and drive at the same time aren’t great drivers to begin with. I’ve been watching this since cell phones made they way into the cars. The simple facts are hand held cell phone users can’t hold the lanes, there is always a delay in their reactions with developing traffic patterns and they are usually too busy (or stupid) to use their turn signals. 
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