how-to block ads
|
gregamy
join:2003-05-22
Middletown, CT
| reply to Subaru
Re: CT transfer of car title?
So you've never transferred a title, then? It can be a painful process. Then again, it doesn't have to be.
Quick answer: you get insurance on the car, and you and your cousin both go to the DMV, togehter, with the old license plates, your new insurance card, the title, a Bill of Sale (form available there), and your checkbook. They can walk you through the rest there on the spot.
Long answer:
First, I'm assuming the car is already titled in CT, yes? If not, the process is different.
Second, I'm assuming all property taxes, tickets, and liens are paid? If not, it's a different process.
Third, I'm assuming the car is up to date on emissions? If not...well, you get the picture.
If all the above is true, it's not as painful. Your cousin will sign off the title to you on the back. He will also create a Bill of Sale stating when the car was sold and for how much (There's a form for it, but it's not required; the BoS can be something written on a piece of paper).
You must contact your insurance company with the vehicle information and VIN and get the car added to your policy. You'll need to get a proof-of-insurance card from them.
You then take the insurance card, signed title, and Bill of Sale to the nearest DMV office. You will fill out a registration form when you get there. With the above paperwork, plus a check for the sales taxes (6% of the sale price), registration and title fee, they will transfer the title to you, give you one of the copies of the form filled out as your registration to keep in the car, and they will hand over to you new license plates on the spot. You're done.
Your cousin should then take his old license plates and surrender them to the DMV (you guys can both go together and do it at the same time) and his registration will be canceled, and he will be issued a check (later, in the mail) for a refund of the pro-rate unused portion of his registration.
Until all of the above is done, in the eyes of the State your cousin is still the owner of the vehicle, including the requirement to maintain insurance on the car. If he cancels his insurance before he cancels his registration, it could generate a nastygram from the State and he could be in violation of DMV regs. On the other hand, as long as he maintains registration, insurance, and emissions on the car, it's perfectly legal for you to drive it, though he is still listed as the owner. Of course, he needs to understand that any incidents/accidents will go right back to him...
I live in central CT, and my favorite DMV office is New Britain. Well run, bright and clean, nice folks. YMMV. - GA | |
Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | Nope this will be the first car in my nameMy mom has an outstanding property tax from when she lived in Bridgeport but is that going to affect me with me getting this in my own name?
And for me I have to go to the Norwalk DMV (UGH) | |
gregamy
join:2003-05-22
Middletown, CT
edit:
March 29th, @03:06PM
| said by Subaru  :My mom has an outstanding property tax... Nope, no problem for you. Your cousin needs to make sure *HE* has nothing outstanding on the car that would prevent the title from being released to you. - GA | |
Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs:
 ·Packet8
 ·Verizon Online DSL
| said by gregamy :said by Subaru :My mom has an outstanding property tax... Nope, no problem for you. Your cousin needs to make sure *HE* has nothing outstanding on the car that would prevent the title from being released to you. - GA Ah ok thanks! | |
Subaru
1-3-2-4
Premium
join:2001-05-31
Greenwich, CT
clubs: | reply to gregamy
did the price of the registration go up? | |
|
