 danawhitakerSpace...The Final FrontierPremium
join:2002-03-02
Urbandale, IA | reply to Corydon
Re: Suck at Life "WaMu offers a free checking account that gives you unlimited free paper checks, a debit card and free online bill pay. You don't even need direct deposit. Just walk into a branch and set up the account. You don't get any interest, but that's not the point of a checking account anyway."
Unless you recently filed for bankruptcy like a woman I know, who has had much difficulty opening a checking account, even after attending the proper financial responsibility courses and getting the required certificates. There are many people in these types of predicaments, and policies like these only hurt people who already have financial problems. That's what galls me so much about these policies. They don't inconvenience rich people, they take money from the poor or struggling lower-middle class people who need every dollar they get just to stay afloat. Does anyone think that any of these problems are magically going to get better with the housing crisis still looming over our heads? And frankly, with the way banks treat customers - I've been ordered out as an account holder before with a jar of change because they were too lazy to use the machine to even count it up - I'd *rather* not have an account and pay in cash for as much stuff as I can. And don't even get me started on the fact that they discourage people from even opening saving accounts at most of the local banks around here by not allowing the initial deposit to be touched for a full three months. Good luck if you have an emergency. The piddle-diddle amount of interest earned isn't worth that risk. And we wonder why this country is going down the proverbial craphole.
Thank god for Walmart being willing to cash paychecks, or these people would be doubly-raped by the local grocery stores charging $20 to cash an $900 check instead of the $3 that Walmart charges for the same frakking service.
--
You're watching Sports Night on CSC so stick around... |
|
Host:
Road Runner
PC gaming GAMES
PC gaming Tech
| quote:
That's what galls me so much about these policies. They don't inconvenience rich people, they take money from the poor or struggling lower-middle class people who need every dollar they get just to stay afloat.
Milton Friedman and friends simply don't care.
Their entire existence and philosophical makeup is based upon profit at any at all cost. There is no negotiation or apathy. |
|
Ulmo
join:2005-09-22
San Jose, CA Reviews:
 ·SONIC.NET
| reply to GlenQuagmire
said by GlenQuagmire:You must really suck at life if you have no bank account and have to pay in person with cash. Even if you don't have a computer you can go to the local library use one of their computer and have your bills paid in 5 minutes. I'm perfectly willing to go open bank accounts, provided that corporations don't misbill me and auto-deduct those misbilled amounts from my checking accounts without my permission, which is how my last three checking accounts were closed (and which cascaded failures to three others). Now I only have one far-away bank account. I cannot open new accounts at this time despite many tries. Why? Because of corporations like AT&T, Sonic.net, iTunes (the first time I ever tried that, and the last), et al.
Not at all my fault, so why blame me for not having bank accounts? |
|
| reply to Karl Bode
said by Karl Bode: quote:
That's what galls me so much about these policies. They don't inconvenience rich people, they take money from the poor or struggling lower-middle class people who need every dollar they get just to stay afloat.
Milton Friedman and friends simply don't care. Their entire existence and philosophical makeup is based upon profit at any at all cost. There is no negotiation or empathy. Fixed it for you. Apathy to empathy. |
|
KearnstdElf WizardPremium
join:2002-01-22
Mullica Hill, NJ | reply to GlenQuagmire
and sadly if you refused to pay the "handling fee" for cash you would just see it on the next bill most likely with a large late fee.
--
[65 Arcanist]Filan(High Elf) Zone: Broadband Reports |
|
 BAFBafflesPremium
join:2004-02-22
South Glens Falls, NY | reply to Anonymous_
We transferred our digital cable + internet from the old house to the new house this past week when we moved, and they wanted to charge us $30 per box plus $25 (we have 4 boxes). We basically laughed at them, they "agreed" to lower it to $12 per box after we argued that they only had to connect the cable, we could handle all the inside work.
And the tech still showed up with a work order to install 4 services inside. 
--
BAF - BAFServ.com Webhosting |
|
| reply to Corydon
said by Corydon:There are a lot of people who don't trust banks and would rather keep their money as cash stuffed in their mattress, but that's more a matter of financial education. What tops that, are those seemingly allergic to cash - Do they realize as they go about their day, the MASSIVE paper trail they leave in their wake? The "gift" of the profile ("gold!") that could be mined from a week's worth of petty purchases they give the issuer of their favorite "plastic" -- not just to be usurped in-house for targeted adverticing, but dangling out there for anyone with a subpeona (or a Federal "badge")?
The privacy that cash provides is something even cash itself can't buy.
-NK |
|
|
|
 ReformCRTCSupport Your Independent ISP
join:2004-03-07
Canada | reply to moonpuppy
Yeah, it's called a bad credit rating. |
|
| said by ReformCRTC:Yeah, it's called a bad credit rating. Read the article then get back to me when you can make an intelligent replay. |
|
