| Cheap car insurance? Does anyone know any good cheap car insurance places? If so do they give quotes over the phone? |
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| »www.pcfinancial.ca/
»www.belairdirect.com/regionselect.html
These guys both give quotes over the web or the phone and they're pretty much among the cheapest around.
I've done business with both of them and currently am insured by PCFinancial... |
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| how much do you currently pay at pcfinancial? |
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 BryceS
join:2007-09-17
Woodstock, ON
 ·TekSavvy Cable
 ·Yak Communications
| reply to TBJ
"Sorry, we aren't able to give you a quote online because your driving profile is complex. Please complete a mail-in application so that it can be reviewed by an insurance expert."
I'm an 18 year old male driving a sports car. I didn't think that I was that uncommon.
Oh wait, 0 tickets.  |
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| I'm a 52 year old male paying $860 a year in Mississauga. MY insurance is not complex or risky...
An 18 year old male driving a hot rod? Forget about looking for cheap. Don't be surprised if they quote ridiculous numbers and suggest you end up going somewhere else...  |
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| reply to BryceS
Thats exactly what happened to me it friggen pisses me off every place i went online to get a quote told me that. And i dont wanna print out some stupid form and go hand it in at their office in scarborough. Can i call these places and get a quote over the phone? |
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 digitalfuturSees More Than ShownPremium
join:2000-07-15
BurlingtonON
kudos:2
·Cogeco Cable
1 edit | reply to TBJ
CAA has some of the lowest rates. Go to »www.kanetics.ca to compare online quotes. CAA gave me exactly the same price by phone that was quoted online.
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All that is necessary for the triumph of evil is that good men do nothing - Edmund Burke. "Walk the Talk". |
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| said by digitalfutur:CAA has some of the lowest rates. Go to » www.kanetics.ca to compare online quotes. CAA gave me exactly the same price by phone that was quoted online. I went there and got my quotes and wow im gunna go crazy the lowest i got was a little over 5000 a year, the rest of them were over 9000 a year. What the heck, im 19 years old and im going to buy a 1991 Honda accord 4 dr, this is friggen crazy. |
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BryceS
join:2007-09-17
Woodstock, ON Reviews:
·TekSavvy Cable
·Yak Communications
| said by TBJ:said by digitalfutur:CAA has some of the lowest rates. Go to » www.kanetics.ca to compare online quotes. CAA gave me exactly the same price by phone that was quoted online. I went there and got my quotes and wow im gunna go crazy the lowest i got was a little over 5000 a year, the rest of them were over 9000 a year. What the heck, im 19 years old and im going to buy a 1991 Honda accord 4 dr, this is friggen crazy. I got $3400 from Desjardins for a 97 Eagle Talon TSI AWD and I'm 18. |
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| said by BryceS:said by TBJ:said by digitalfutur:CAA has some of the lowest rates. Go to » www.kanetics.ca to compare online quotes. CAA gave me exactly the same price by phone that was quoted online. I went there and got my quotes and wow im gunna go crazy the lowest i got was a little over 5000 a year, the rest of them were over 9000 a year. What the heck, im 19 years old and im going to buy a 1991 Honda accord 4 dr, this is friggen crazy. I got $3400 from Desjardins for a 97 Eagle Talon TSI AWD and I'm 18. did you complete a driving school and get a certificate? |
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| reply to TBJ
I've been with Belair Direct for years and no one seems to be able to beat them on price. I've even gone to brokers and they couldn't beat the price. I had one claim about 8 years ago and it was handled very well. |
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| said by Scoop18:I've been with Belair Direct for years and no one seems to be able to beat them on price. I've even gone to brokers and they couldn't beat the price. I had one claim about 8 years ago and it was handled very well. I was with Belair Direct for about 5 years until I tried a quote from President's Choice Financial...
They quoted me over $100 less a year...
In theory I could try Gray Power now, but it doesn't look good to switch companies too often and I doubt they could save me much more...
Seriously I'm thinking the only way I could save any more on insurance these days is to move out to the boonies or to a province with no fault, gov't subsidized insurance... |
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| reply to Scoop18
said by Scoop18:I've been with Belair Direct for years and no one seems to be able to beat them on price. I've even gone to brokers and they couldn't beat the price. I had one claim about 8 years ago and it was handled very well. I got and online quote for just 5700 a year which is about 450 each month. Wow this looks like the lowest im going to be offered. I thought older cars are cheaper insurance? |
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| YOU ARE AN EIGHTEEN YEAR OLD MALE!!!
You are POISON to any insurance company....
That is simply the fact of the matter...
If you really wanna save a bundle on your insurance move out of Ontario to Quebec or Manitoba or one of the other provinces that subsidizes no fault insurance for young drivers for a few years til you turn at least 25...
Otherwise, you're gonna have to live with $400 plus a month insurance premiums...
As sure as God made little green apples... |
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BryceS
join:2007-09-17
Woodstock, ON Reviews:
·TekSavvy Cable
·Yak Communications
| reply to TBJ
said by TBJ:did you complete a driving school and get a certificate? Yeah I did a 1 week in class and 1 week in car summer of 2006. |
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| reply to happylurk
well gosh darn it, would a new car give me cheaper insurance? |
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| reply to TBJ
$450 a month for insurance? Wow. I'm paying about $112 a month for 2 cars. I'm 40 though. |
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 SnickerdoPremium
join:2001-02-28
Niagara Falls, ON | reply to TBJ
I pay $107/month for full coverage with accident forgiveness and a bunch of other perks for my XG350 through Belair Direct, but I am also a 7-star driver with a clean record.
An 18-year old driving a sports car? That's just asking for trouble, and insurance companies know this. Here's a bit of advice - get an 18-year old Ford, you (or your parents, probably) might then be able to afford to insure it, but it'll still be $2000-$3000/year.
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I swear that I will faithfully and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen. |
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SnickerdoPremium
join:2001-02-28
Niagara Falls, ON | reply to TBJ
said by TBJ:I got and online quote for just 5700 a year which is about 450 each month. Wow this looks like the lowest im going to be offered. I thought older cars are cheaper insurance? Haha, not an old Honda. Insurance companies aren't stupid, they know anyone your age driving an old Honda is going to do something to the engine and put a trashcan onto the tailpipe. A Ford or Chevy from the same era would cost you half as much.
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I swear that I will faithfully and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen. |
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| said by Snickerdo:said by TBJ:I got and online quote for just 5700 a year which is about 450 each month. Wow this looks like the lowest im going to be offered. I thought older cars are cheaper insurance? Haha, not an old Honda. Insurance companies aren't stupid, they know anyone your age driving an old Honda is going to do something to the engine and put a trashcan onto the tailpipe. A Ford or Chevy from the same era would cost you half as much. lol:P ahahah aint that the truth. Ahh damn fords n chevy's number one they dont look good, and number two i just cant trust them. Honda engines last well into the 300,000's thats why ive decided to get one. |
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