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MGDPremium,MVM
join:2002-07-31
kudos:9 | reply to MGD
Re: Ebook websites, fraud charges, Devbill/DigitalAge/PlutoChalk a second fraud operation up to Mr. JORGE IVAN ALDAY of El Paso,TX. Jorge first came to light as the LLC owner for: SYNERGETIC-DESIGN.COM AKA SYNERGETIC EXPERTS LLC 915-986-9428 Posted: HERE and HERE
His second venture is:
synergeticgames.com AKA Synergetic Games LLC 915-613-5482
This time the contact us page only lists "El Paso, TX 79901"
Two examples of the fraud complaints from the blog:
quote:
Author: Chas
Comment:
I also just disputed a second charge from SYNERGETIC GAMES LLC for $4.95. (The first one was SYNERGETIC EXPERTS LLC, for $6.95, about three months ago).
The credit card has only been used at only one online vendor, Aircraft Spruce and Specialty, Inc., and it hasn't left my desk drawer since I got it.
The bank cheerfully credited my account both times, but after the second phony charge, I canceled it and got a new card.
There's a special place in h*ll for the people who perpetrate this kind of scam.
and
quote:
Author: Aa (Aaron)
Comment:
And it continues... I believe this makes 4 charges now on this card.
SYNERGETIC GAMES LLC 915-6135482 TX ($4.95)
Seems they altered their name a bit, and got a new phone number.
And yes I know I should cancel this card, but I'm leaving it open just to see how many times they try this.
Ref:»www.cjupin.com/2007/09/13/credit···rketcom/
A cloaked domain registration this time around:
Domain name: synergeticgames.com
Administrative Contact:
Whois Privacy Protection Service, Inc.
Whois Agent (dkmchrnd@whoisprivacyprotect.com)
+1.4252740657
Fax: +1.4256960234
PMB 368, 14150 NE 20th St - F1
C/O synergeticgames.com
Bellevue, WA 98007
US
.
Creation date: 04 Jun 2008 21:22:03
MGD | |
garys_2kPremium
join:2004-05-07
Farmington, MI Reviews:
 ·Callcentric
·Future Nine Corp..
| said by MGD:Chalk a second fraud operation up to Mr. JORGE IVAN ALDAY of El Paso,TX. ... That's why I have no sympathy for the mules. Sure, a few of them may have no idea what's going on, at least at first. But others have to know what the game really is when they keep at it despite constant chargebacks. | |
MGDPremium,MVM
join:2002-07-31
kudos:9 | said by garys_2k:said by MGD:Chalk a second fraud operation up to Mr. JORGE IVAN ALDAY of El Paso,TX. ... That's why I have no sympathy for the mules. Sure, a few of them may have no idea what's going on, at least at first. But others have to know what the game really is when they keep at it despite constant chargebacks. Yes, that is true, and there are some really off the spectrum examples of that. Mike Allison from Texas, of Mobileglobus.com »Re: [Credit Card Fraud] fraud: www.prophotosland.com & www.phot He was contacted and he said that he had 6 domains running. He was told verbally that he was fronting a card fraud laundering operation and was subsequently sent proof, and he refused to acknowledge it.
So far though, the number one spot on the chart goes to the Arizona mule of MCA and ULC fame. They total 8 domains between 09/2007 thru 05/2008, some of which I have yet to post. The "duped sticker" peeled off that one long ago.
MGD
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|
| So are these mules actually getting paid for this and is it the 10% as promised or are the scammers scamming the mules also?
I guess they have to be making something to warrant 6/8 sites up and running. | |
 Doctor OldsI Need A Remedy For What's Ailing Me.Premium,VIP
join:2001-04-19
1970 442 W30
kudos:18 | said by Whip412 :
So are these mules actually getting paid for this and is it the 10% as promised or are the scammers scamming the mules also?
I guess they have to be making something to warrant 6/8 sites up and running.
Yes, the mules get their 10% take of the stolen credit card funds and I hope there is a special place in Hell for the mules that are running multiple sites. 
--
What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? | |
| It's amazing that it's not easier to catch the mules.
I can also see why the mule scoffed at MGD. | |
Doctor OldsI Need A Remedy For What's Ailing Me.Premium,VIP
join:2001-04-19
1970 442 W30
kudos:18
1 edit | Money makes the less bright ones 100% blind it seems.  They can't be breaking the law because the money is just so good and they really don't have to work at anything but transferring the 90% overseas, I just hope they get caught soon to stop the monthly damages.
--
What’s the point of owning a supercar if you can’t scare yourself stupid from time to time? | |
MGDPremium,MVM
join:2002-07-31
kudos:9
4 edits | reply to Whip412
said by Whip412 :
It's amazing that it's not easier to catch the mules.
I can also see why the mule scoffed at MGD.
Actually, it is very difficult, and becoming more so, to track the cyber-mules down. Only a small percentage of the fraud domains are registered to the mules themselves by the syndicate. The majority of the fraudulent set ups will have a fake domain registration in one state, then a listed contact number (Mostly a Vonage voip number) in another state, and the LLC will will be in a third state, where the cyber-mule is located. LLC names are only unique to the state they are registered in. You can have the exact same name registered in a dozen or more states, only one of which is the cyber-mules.
Take "3 river designs" for example:
RD-WEBCONCEPTS.COM AKA 3 River Designs, LLC 910-221-7646 That fraud operation was posted about back in April »Ebook websites, fraud charges, Devbill/DigitalAge/Pluto yet it is still generating referral search hits to the posting.
The RD-WEBCONCEPTS.COM fake domain is registered to a Kingman, Arizona address. The listed contact number is from Fayetteville, North Carolina. But where is the cyber-mule? There are many "3 river designs", in multiple states. One clue was that some fraud victims listed the line item charge as showing "WA". However a check of Washington state records does not show any "3 River Designs" registration.
As the organized crime syndicate monitors the feedback, they are now diversifying into smaller and more varied groups of sites. Each use more obfuscating tactics to hide the true location. This diversification is also a preservation tactic, if a group is recognized and blacklisted, the effect is minimal. The recent spate of windows theme sites show only a phone number, and do not list any organization name. In fact, they register an LLC name that is totally unrelated to the name of the site. They are constantly testing the limits of how little they can connect the dots, and still obtain merchant account services.
All cyber-mules are not created equal, while some have gone way beyond any reasonable duping standards, many are totally conned into this. You only have to look at the growing sophistication of the recruiting process, to see that they are focusing on the most naive and freshest arrivals to cyberspace.
Some mules and almost mules, have gone to great lengths to undo the operation. Some have chased after and stopped outbound wires. Others have gone undercover and provided invaluable data that helped uncover more of the crime syndicate's operation. Such data led to the uncovering of the major UK card fraud operation, which is still ongoing. In addition, by going undercover they were able to act as a proxy. That enabled scenarios to be presented to the criminals via the mule, in order to gather more intelligence data. This confirmed that the syndicate has intimate and robust knowledge on how the US financial system works. It also confirmed the long established theory that they will only use Authorize.net as the payment gateway.
That is an absolute requiremnet:
I explain you how all works:
The customer goes to our webstore, chose the item he likes, then put his credit card's info in the special page, then that info goes to Gateway on authorize.net (they check the credit card's info if it's valid and all datas is correct). If all is ok then that info goes to the merchant account (they charge the credit card) and then our system gets the result and send the download link to the customer's email where from he download template he chosed. Of course it's all automatically and very quickly. Then after 1-2 days the money from the merchant account (sales) goes to bank business account.
You will need to show the website [REDACTED] to the merchant manager in ane case I suppose. If you ask you how much we are going to sell. Aprox. 2500-3500 a month. Average price for each template is $12.00. So average sales in dollars are $35,000 - $45,000.
When you get the merchant account you need to put this phone number [REDACTED] in the merchant service as our support phone number. The individual receive a credit card statement from the issuer of their card and in this statement must be put this phone number if he did the purchase in our web shop. It's necessary for our support.
.
Should I tell the Bank when I apply for both the business and merchant accounts that I am really setting all this up for a "company" in Eastern Eurpope?. Or should I not say anything about that relationship?.
...Yes it's better to tell in the bank that you manage all business and we do for you some services. Or don't tell them about us anything at all. We know how US banks don't want to work with international companies after 11/09....
.
Will it be easy to open a merchant account?
...As for how hard to open the merchant account. If the credit history is ok there will not any problems to open the merchant account....
The shopping cart connects with authorize.net Gateway payment and send the credit card's info directly to authorize.net to check if the credit card is valid.
.
I want to use, another payment gateway besides Authorize.net:
.......Ok, chose the merchant service not in bank.
Only please don't open the account in Cardservice International company. They work very bad.
.
Absolutely not, I can choose another bank but it must be one that has access to authorize.net
Translation, the fraud will not work through Cardservice Intl.
I am confused, can we go over this again, who can I use, who can I NOT use.
Once again all steps:
1. you open the company (LLC or S corporation).
2. you open the bank business account.
Get the ONLINE ACCESS to the bank account.
Turn on the option: INTERNATIONAL WIRE TRANSFER.
We advice you to open bank business account and merchant account in the same Bank. We advice the banks: Bank of America (www.bankofamerica.com), Citizens Bank (www.citizensbank.com), Wachovia Bank (www.wachovia.com) and Wells Fargo Bank (www.wellsfargo.com). Please don't open the account in HSBC bank.
3. you open merchant account. ONLY banks. No online merchant service. We advice you to open the merchant account in the same bank where you open bank business account. It's more easy and better than to use the merchant account in other company. All banks I advice you have their own merchant accounts.
4. you get Gateway on Authorize.net. (www.authorize.net)
We will have to open different things to from our side so I'll inform you about all advancement. What depend on our side we will do very fast.
.
Hmmm no HSBC !
Why don't you just set up a merchant account over there in Eastern EU.
Why limit sales to $45,000 per month for the website, wy not try and sell like $100,000 or $200,000 a month.?
Are you sure this is legitimate and legal?
..I can assure you that our company is absolutely legal and we offer absolutely legal job offer. I understand your concers about it. The USA's market is the biggest online market and we want to work on it. You will have full control in your hands because the company will be your property and you will get your 10% in any case not depending what fees we will have.
We can do 2 or 3 or more web sites for you. Yes, we can do all this here in Europa. But to open the merchant account costs approx. $4000-5000 and they take fees 5-10% of all sales. It's ok for big online stores who sell the goods for millions dollars. It's not for small business. So many companies as our company can't allow this big fees and have to search the agetns in the USA. Because to open the merchant account (it's required for online purchases) costs $100-150 and they take fees for 1-2% of sales. So we have to open this business in the USA. And we have to search the agents in the USA to help us in our business and for this we pay 10%. It's real good for the agent (because he can work as usual and plus work with our company and it's not required much time; and the agents monitor only the bank account and do the transfer 1-2 times a week) and for our company. We have good specialists (technical, desing, support and others) and we can create really good templates and we just need to sell them. It's usual business.
It's more easy and less costs to find the agent in the USA and pay 10% of sales for managing accounts that open merchant account here.
In this business the main is advertising to get as many customers as possible. So we spend for advertising apporox. 40% of sales. Yes it's much but it gives good results even in the first days of the working the website.
And second (the main thing) that it's small business and one merchant account allow to have the sales not above than $50,000.00 for each account a month. If you open a merchant account that allows to have more than $50,000.00 that means we will have to pay more fees and in this case the merchant account hold the money first month (and for this business the main is advertising and as more you advertise the website as more you get customers and it's impossible for this business that merchant account hold the money at all). So we have to search several agents and open several websites because we know that we will have more than $50,000.00 for each website (of course it will take 1-2 months to reach such level; we don't promise gold mountains for our agents at once, just a good level of additional profit). It's good opportunity for the agent because for this work he spends not too much time and can work for his usual work and for our company because we have the opportunity to enter to the USA's market and have US merchant account that allow to have a profit if your business is not too big.
As more you have the websites as more you can get new customers and of course you get more profit. It's business strategy.
You will be responsible to pay taxes only on your 10% commission; the rest taxable 90% is the responsibility of REDACTED Inc. You will need the W-2 form or 1099 for taxes. Find out about it and you will see that you will be responsible only for your 10%.
Our company produces webdesign and templates - primary web pages with no content.
We sell: Web Template, Logo template, Flash Intro Template.
As for our customers. Most of them are the people who only started to create their own websites, students who learn the internet skills because the cost of our products is less than most of other webshops have. And we can competite with them. We can offer such low price because here the salary of our desingers and other workers less than in the USA and we can do such low price.
If you have any questions please ask me
.
I am all ready to go, except I have one problem I do not have the money to pay for the merchant account. I have been approved, and I am ready, but I do not have enough to pay the start up costs. Do you have a US bank account that you can send me a check up front ?
.... We sent through the Western Union ..
...
We sent it from Ukraine because it's the cheapest way to send the money for us.
.
.
Ahh, so your "company" is in Sweden, Poland, etc. but your petty cash is in the Ukraine, ... interesting.
That complex process of requiring a cyber-mule with a business IQ level needed to pull all that off, has now been streamlined and simplified.
Today they can now reach lower in to the cyber-mule potential gene pool. They have simplified the process. The syndicate now sets up the LLC online directly from HQ, via a botnet proxy of course, and has all the documents sent to the cyber-mule:
..The registration of LLC is started.
The name is "Avant-garde" (title: on-line trading).
The order for registration is already send and you will receive the documents during 1-2 weeks.
When you receive it, please don't forget to send me the scan of Certificate of Status.
.
The organized crime syndicate now sets up LLC registrations directly, they pay for it. Costs more that way, but they have the "Gold Mountains". This makes it simple, any cyber-mule will work.
.....If somebody from incorporating agency call you please confirm the order.
All sum is already paid.
There is bill once again:
Order # REDACTED
State of Formation: REDACTED
State Fee & Service Fee: $205.00
Expedited State Filing Service: $70.00
Provide and prepare Tax ID application: $25.00
Registered Agent Services: $99.00
Federal Express Shipping $18.00
.
Once the paperwork for the LLC formation arrives, the only thing needed is for the cyber-mule to open the business bank and merchant account.
Almost forgot, you need an IRS ein taxpayer number for the business, they have that covered:
For setting up a business account you need to apply for EIN.
You can apply for EIN on-line using following link:
>http://www.gov-tax.com/?s=GOOGLE&gclid=CPWa1qOCmpICFQKLxwodSw4h-w
It takes a few minutes.
If you fill it on-line, you don't need to send any papers.
.
MGD
EDIT= Formatting & typos | |
moike
join:2007-03-31
Atlanta, GA | quote:
They are constantly testing the limits of how little they can connect the dots, and still obtain merchant account services.
It's a shame that Authorize.net STILL hasn't caught on, and doesn't even test the 'reverse dot path'. Hmmm, I'll bet Authorize.net makes a bunch of money from these guys. After all, it's the Banks, Mules, and victims that are on the hook to pick up the tab for the criminals.
quote:
But to open the merchant account costs approx. $4000-5000 and they take fees 5-10% of all sales.
...
And we have to search the agents in the USA to help us in our business and for this we pay 10%.
What a bunch of business whizzes! They can pay a 5-10% fee in EU, or 10% plus fees in the USA. OK, I see why it's so much cheaper to do business in the USA. NOT! | |
MGDPremium,MVM
join:2002-07-31
kudos:9 | reply to Doctor Olds
said by Doctor Olds:Money makes the less bright ones 100% blind it seems. :uhh: They can't be breaking the law because the money is just so good and they really don't have to work at anything but transferring the 90% overseas, I just hope they get caught soon to stop the monthly damages. Speaking of the Globus / Photo / Template group, I believe the last posting on them here, was around Jume 1st., »[Credit Card Fraud] two more That thread discussed ThePhotosCentral.com ProPhotosland.com loadoftemplates.com and templategeyser.com
They are still actively churning new websites and processing hijacked card data, it is just more difficult to track and find them.
imagecrater.com
Support: Alex McGuire
tel: 561-283-4191
has been very active and the site was only recently pulled by GoDaddy:
Multiple fraud charge reports: »www.google.com/search?hl=en&sugg···ater.com
Registrant:
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
.
Domain Name: IMAGECRATER.COM
Created on: 12-Dec-07
Expires on: 13-Dec-08
Last Updated on: 12-Dec-07
.
Administrative Contact:
Private, Registration imagecrater.com@domainsbyproxy.com
.
Subsequent fraud reports in June and July report the same 561-283-4191 number showing up on fraud charges from:
Mobile Themes Crater AKA MOBILETHEMESCRATER.COM
Registrant:
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
.
Domain Name: MOBILETHEMESCRATER.COM
Created on: 07-May-08
Expires on: 08-May-09
Last Updated on: 07-May-08
.
Administrative Contact:
Private, Registration imagecrater.com@domainsbyproxy.com
quote:
..This showed up on my credit card that I haven't used in 6 months. Has anyone heard who they are and how they got your credit card account number?
----------------------------
...I have never heard of this company in my life. I suddenly got a charge for $9.97 on a credit card that I rarely use in the first place.
----------------------------
... I received a charge of $9.97 from this company on my rarely used credit card too...this is ddefinitely a scam
Ref: »whocalled.us/lookup/5612834191
.
More recently is: MOBILESKINSET.COM »mobileskinset.com
Support: Ronald Parmer
e-mail: support@mobileskinset.com
tel: (845) 363-4459
A clone of Mobileglobus.com
Fraud charges under the number 845-363-4459 began showing up on 08/15: »whocalled.us/lookup/8453634459
Registrant:
Domains by Proxy, Inc.
DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260
United States
.
Domain Name: MOBILESKINSET.COM
Created on: 09-Jun-08
Expires on: 09-Jun-09
Last Updated on: 09-Jun-08
.
Administrative Contact:
Private, Registration
mobileskinset.com@domainsbyproxy.com
No doubt there are many more in this group out there, just need to hunt them down. They are now converting a lot of the text and contact info to image files to defeat searches.
MGD | |
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