Search:  

 
theme to white backgroundlet page decide theme
HomeFind ServiceReviewsISP NewsFAQsForumsToolsDatabaseAbout 
 
   All ForumsHot TopicsGallery






how-to block ads


 
Forums » Up and Running » General Questions » Delta Dental? Blue Cross Dental?
Uniqs:
1261		 Share Topic:
RSS topic:
toggle:
flat / full
normal / watch
Posting:
Post a:
Post a:
Links: ·Forum Rules ·How To Post ·Get Noticed ·City Chat ·OS and Software Help ·Automotive Chat ·A/V Chat
dvd + rw dl »
« Playstation Question  

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Delta Dental? Blue Cross Dental?

Today, I changed HMOs and the new HMO doesn't offer dental insurance. The old plan had very good dental insurance at $20 per month.

I wonder if any of you have impressions you could share regarding the two dental insurance companies mentioned above? I've got to decide pretty quickly and have no one to ask here.

Thanks.
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 01:14:29 · Reply to this

DavisPhotog
Flyingphotog
Premium,MVM
join:2001-08-26
Oakland, CA
clubs:

Re: Delta Dental? Blue Cross Dental?

I had Delta for quite some time and they were pretty good.
permalink · 2008-11-27 01:22:16 · Reply to this
PrntRhd

join:2004-11-03
Fairfield, CA		 I have had Delta and have had Cigna. Delta was better.
permalink · 2008-11-27 03:19:26 · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:		 In your area - Delta is the better choice.
You are looking at their DMO plan - correct?
permalink · 2008-11-27 07:25:36 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

1 edit

Re: Delta Dental? Blue Cross Dental?

said by lilhurricane See Profile :

In your area - Delta is the better choice.
You are looking at their DMO plan - correct?
Not familiar with the term DMO.

edit: lh, I'm just starting to look into dental insurance.
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 10:34:01 · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:

Re: Delta Dental? Blue Cross Dental?

DMO (Dental Maintenance Organization) like an HMO - managed care
permalink · 2008-11-27 10:45:43 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Re: Delta Dental? Blue Cross Dental?

said by lilhurricane See Profile :

DMO (Dental Maintenance Organization) like an HMO - managed care
I guess. I was only looking at Blue Cross Dental Premier Plan because my Dentist office recommended it. A couple of friends just signed up for Delta but couldn't give a reason why they did it. I need to investigate Delta.

Neither plan seems to be as good as the one I presently have because the co-pays are MUCH higher.

I switched to another HMO because there is no charge for it.
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 10:53:17 · Print · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:
·Comcast

Host:
TV over IP
Software
RCN
Inside Insight
Team Discovery

Re: Delta Dental? Blue Cross Dental?

BC/BS (Premier)is an excellent plan.
And doubly so if you have a rapport with your dentist - and he accepts it

Dental insurance has become a luxury - if you are an existing patient, have a good dentist, and a plan he accepts, and you can be sure he'll work with it vs losing you
--
~Safe Hex~ Team Discovery ~ Project Hope ~ Like A Hurricane~
permalink · 2008-11-27 11:04:48 · Print · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Re: Delta Dental? Blue Cross Dental?

said by lilhurricane See Profile :

BC/BS (Premier)is an excellent plan.
And doubly so if you have a rapport with your dentist - and he accepts it

Dental insurance has become a luxury - if you are an existing patient, have a good dentist, and a plan he accepts, and you can be sure he'll work with it vs losing you
I will have my regular dentist office if I sign up for BC. I will have the son because his father, my dentist for 17 years recently died. His son is a typical money grubbing bottom feeder like many of them.
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 12:36:55 · Print · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:
·Comcast

Host:
TV over IP
Software
RCN
Inside Insight
Team Discovery

Re: Delta Dental? Blue Cross Dental?

Their schedule of benefits is slightly better than Delta's, jadinolf See Profile

..slightly

But may give you a few more options should you ever choose to seek a new office out.
permalink · 2008-11-27 12:40:07 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Re: Delta Dental? Blue Cross Dental?

I received two identical envelopes from Blue Cross and thinking they were identical-- I just opened #2 and they were not.

One is for Anthem Blue Cross SelectHMO Plans for Seniors and the other is Anthem Blue Cross Senior Dental PPO Plan.

Now I'm really confused. Not enough info to be able to tell the difference except PPO is more than twice as much per month.

Experts?
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 14:43:21 · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:
·Comcast

Host:
TV over IP
Software
RCN
Inside Insight
Team Discovery
2 edits

Re: Delta Dental? Blue Cross Dental?

PPO vs HMO (DMO) - Typically means:

..participating provider network - you can go to whomever you choose. In network is maximum benefits

PPO: IN/OUT OF NETWORK BENEFITS
Freedom of Choice

OV CO-PAY ONLY -TYPICALLY/NOT ALWAYS
EACH PLAN DIFFERENT CO-INSURANCE is APPLICABLE

HMO (DMO): NETWORK PLAN (LEAST COST TO EMPLOYER/EE-RESTRICTED)

NEEDS REFERRAL

NO CALENDAR YEAR DEDUCTIBLE

CO-PAY THEN 100%

NO CO-INSURANCE

NO OUT-OF-NETWORK COVERAGE

UNLIMITED LIFETIME

NO BALANCE BILLING PERMITTED
--
~Safe Hex~ Team Discovery ~ Project Hope ~ Like A Hurricane~
permalink · 2008-11-27 14:47:17 · Print · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA

Re: Delta Dental? Blue Cross Dental?

Thanks, lilhurricane. I knew I could depend on you. The HMO is $16 and would work for me (I hope).
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 15:02:22 · Reply to this

Hall
Premium,MVM
join:2000-04-28
Dayton, OH
·EarthLink
·AT&T Midwest
·Earthlink Cable Mo..
said by lilhurricane See Profile :

PPO vs HMO (DMO) - Typically means:

PPO: IN/OUT OF NETWORK BENEFITS
Freedom of Choice

HMO (DMO): NETWORK PLAN (LEAST COST TO EMPLOYER/EE-RESTRICTED)
Nowadays, that's the only accurate part, IMO. All of the rest is at the discretion of your employer and the terms they dictate.
permalink · 2008-11-28 21:17:36 · Reply to this

hitachi369
Embrace Your Rights
Premium
join:2001-10-03
Grand Rapids, MI		 Ive had nothing but bad experiences with Delta but that is more to do with the plan my employer has with them.
permalink · 2008-11-27 11:06:47 · Reply to this

Jeffrey
Merry Christmas
Premium
join:2002-12-24
Dix Hills,NY
clubs:
·Optimum Online
·Verizon FIOS
·Vonage
·magicjack.com

 I don't have any experience with Blue Cross Dental, but I did have Delta Dental for about 5 years, and I never had a problem and they were very good.

I have Aetna Dental right now, and they have been good for me also.

Next year I think I have MetLife Dental, although I'm not 100% positive.
--
"Honesty may be the best policy, but it's important to remember that apparently, by elimination, dishonesty is the second-best policy." - George Carlin

[my ramblings]
permalink · 2008-11-27 14:33:34 · Print · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA		 To the others who responded, I appreciate and welcome your input.
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 15:11:21 · Reply to this

tahoejeff

join:2001-07-01
Wisconsin Dells, WI
clubs:		 I'm thinking Delta Dental will not serve an individual. They only provide insurance for business plans.
--
The Geek Shall Inherit the Earth
permalink · 2008-11-27 17:45:06 · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:

Re: Delta Dental? Blue Cross Dental?

Delta does offer individual coverage.

»www.deltadental.com/Public/Subsc···dividual
permalink · 2008-11-27 19:08:58 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

1 edit

Re: Delta Dental? Blue Cross Dental?

lilhurricane. a buddy of mine and I went to what we thought was the Delta Dental main site and could not find a dentist in my town. Search using your link show a bunch of them.

Thanks.

j
--
This post printed on 100% recycled bytes
permalink · 2008-11-27 21:01:46 · Reply to this

lilhurricane
Crunchin' For Cures
Premium,Mod
join:2003-01-11
Purple Zone
clubs:
·Comcast

Host:
TV over IP
Software
RCN
Inside Insight
Team Discovery
1 edit

Re: Delta Dental? Blue Cross Dental?

Welcome..

Happy Thanksgiving, jadinolf See Profile

.. and remember.. be true to your teeth or they'll be false to you
permalink · 2008-11-27 21:11:23 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Re: Delta Dental? Blue Cross Dental?

said by lilhurricane See Profile :

Welcome..

Happy Thanksgiving, jadinolf See Profile

.. and remember.. be true to your teeth or they'll be false to you
And belated to you and the rest of the folks here.

By the way, I will be eating all of the 20 pound turkey that I roasted. Turkey does not agree with Fred. I just spent a half hour cleaning up the mess.
--
This post printed on 100% recycled bytes
permalink · 2008-11-28 10:16:42 · Print · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA		 Going with Blue Cross.

Have to be with the insurance for 6 months before I can get treatment. Fingers crossed.
--
This post printed on 100% recycled bytes
permalink · 2008-11-28 19:31:19 · Reply to this

Doctor Four
My other vehicle is a TARDIS
Premium
join:2000-09-05
Dallas, TX
·AT&T U-Verse

 My employer used Delta Dental a few years ago, and after quite a significant number of employees expressed their dislike of it, they switched to Aetna's DMO.

One thing I remember was that you were severely limited as to where you could go for dentists that were within the plan. And the out-of-pocket maximum per year was also kind of low.
--
"The trouble with computers, of course, is that they are very sophisticated idiots." - Doctor Who (from Robot)
permalink · 2008-11-28 19:38:08 · Reply to this

jadinolf
I love you Fred
Premium
join:2005-07-09
Ojai, CA
·DSL EXTREME

Re: Delta Dental? Blue Cross Dental?

said by Doctor Four See Profile :

My employer used Delta Dental a few years ago, and after quite a significant number of employees expressed their dislike of it, they switched to Aetna's DMO.

One thing I remember was that you were severely limited as to where you could go for dentists that were within the plan. And the out-of-pocket maximum per year was also kind of low.
That was my problem. There is a premium Delta Plan that has every dentist in my town. The bottom of the line plan that I would sign up for has dental offices of questionable repute and at least 30 miles away.

At least with Blue Cross, I get my regular dental office. He's 30 miles away too but near Costco, The 99 Cent Only Store and Wally World.
--
This post printed on 100% recycled bytes
permalink · 2008-11-28 20:20:53 · Print · Reply to this

Maggs
Premium
join:2002-11-29
Woodside, NY
·RCN CABLE

1 edit		 I'm with Delta Dental Premier PPO, the visit co-pay is $5, and the benefit maximum is $1,500. I don't think my current dentist accepts them. They cover only 80% and I get to hear the complaints. What do people expect for $5.70 a month for single coverage.
--
NIL ILLEGITIMUS CARBORUNDUM!
permalink · 2008-11-28 21:11:39 · Reply to this
Forums » Up and Running » General Questionsdvd + rw dl »
« Playstation Question  

Tuesday, 08-Dec 21:40:05 Terms of Use | Privacy Policy | Hosting by www.nac.net - DSL,Hosting & Co-lo | feedback | contact
over 10 years online! © 1999-2009 dslreports.com.republican-creole
page compression OFF
Most commented news this week
· [193] Sprint Sued For Distracted Driving Death
· [81] 3G Network Test Says AT&T Is Tops
· [72] Mediacom Unveils 105 Mbps Pricing
· [60] Sprint Poised For A Turnaround?
· [50] The Future Of Wi-Fi Is Bright
· [47] Site Leaks Yahoo, Verizon Fed Data Share Pricing
· [47] WPA Cracker: Test WPA-PSK Networks In 20 Minutes
· [44] Microwaving Your Innards Is Not 'Extreme'
· [39] Verizon LTE: 5-12 Mbps Downstream
· [18] Verizon Settles With NJ Over Misleading FiOS Marketing
Most people now reading
· ICC Strats??? [World of Warcraft]
· Servers UP!!! [World of Warcraft]
· Windows 7 boot manager editing questions [Microsoft Help]
· Man Downloads Child Porn "Accidentally," Faces 20 Years [Security]
· IMG 1.7 (IMG Updates and Discussion) [Verizon FIOS TV]
· CRTC Response to ME: You will be Band F FOREVER!!! [TekSavvy]
· [Future9] phone rings...no one there...but they hear you. [VOIP Tech Chat]
· [Signals] Link light on SB6120 suddenly started blinking >3/sec [Comcast HSI]
· Comcast Customers: Would You Prefer Metered Billing? [Comcast HSI]
· Google chief: Only miscreants worry about net privacy [Security]