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Forums » Tech and Talk » City Chat » Texas Gulf Coast » Hurricane Ike repairs
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BBR_InsUW
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reply to marti
Re: Hurricane Ike repairs

Wow,
Maybe its just me, but I was at my houses in The Woodlands the day after IKE (I left San Diego via car about noon the day Ike Hit) and was at my houses the next day.

Already had the Insurance claim started and got the one roof covered and working on getting the tree off the roof.
Second house was just cosmetic and fence damage.

By the Third day the tree was off and the roof was temporary patched.

Took all of a week to get the roof fixed and just a few days after that to get the interior damage cleaned and repaired.

Now why would folks still be dealing with it is beyond me and not something I could have done
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Flippant
So Much For Subtlety
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Katy, TX
I am glad you were able to fly in and get the ball rolling on your Ike damage the next day. Some of us had other priorities to deal with after the storm.


BBR_InsUW
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said by Flippant See Profile :

I am glad you were able to fly in and get the ball rolling on your Ike damage the next day. Some of us had other priorities to deal with after the storm.
I drove in actually, and stayed in Austin and went back and forth all week.
I understand about the priorities, but cant understand after several months that so many have not started repairs for major damage.
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SandShark
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said by BBR_InsUW See Profile :

I drove in actually, and stayed in Austin and went back and forth all week.
I understand about the priorities, but cant understand after several months that so many have not started repairs for major damage.
I know a lot of people in Galveston that are still rebuilding. As to why that is, that'll just have to be one of life's mysteries, won't it?


BBR_InsUW
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No I can understand the "Rebuilding" taking longer
but the normal repairs is what I cant understand.


SandShark
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First, you said you didn't understand why after several months that so many haven't started repairs for major damage. Now, you can't understand about normal repairs. I guess I'm as confused as you are.

One reason it's taking so many so long to get repairs done, whether they be normal or major, is because the insurance companies are either being slow or unresponsive (as in my case with my roof) to return to reevaluate their initial damage assessments. I've called the windstorm people no less than three times, written a letter and I still haven't gotten a response. Another reason is because contractors are taking on so many jobs at one time. The contractor doing my bosses house just got the sheetrock hung yesterday.


Flippant
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reply to BBR_InsUW
I suspect some may have insurance problems or are having to pay for it themselves. It might take some time to get the funds in place. It took me a total of 3 months to get the roofing company of my choice to get to the job. Could be some are just hoping the problem will just go away. I do not know what peoples stories are so I can not make excuses for them.


marti
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reply to BBR_InsUW
I had to take out a loan to be able to pay for repairs. It took awhile for that to go through. Then I had to wait for the fence guy and then the patio roof guy. I ordered a new wood panel for my garage door before Thanksgiving and it had to be "special ordered" and then I had to wait for the garage door guys to have time to install it -- garage door panel was installed a month ago.

I am trying to get money from my insurance company, and turned in all receipts for work done. They need more information on the patio roof repair, and I'm working on getting that information. If they honor all work done,I might get a few hundred bucks as I have to make the deductible.
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BBR_InsUW
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1 edit
reply to SandShark
Ok sorry I wasnt real clear, normal as in fences and some lost roof shingles, broken item like a patio cover ... things that are important but not structural and that wont lead to further damage.

Major as in hole in roofs and broken windows interior damage.

I know as I am in the insurance business that a full rebuild can take alot longer.

As to your issue with the windstorm claim, I have no experience with the wind pool coverage.

And yes you have to stay on top of the Insurance Adjusters, but remember many are independants and can only report back and are just the eyes or the company
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BBR_InsUW
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reply to marti
So what was your wind Ded 1 or 2 %


marti
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I think it was 3%. All I know is that I have to go over X amount that the ins company will honor to get a dime out of them.
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BBR_InsUW
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Ahh I had the 1% and even though it hurt when the 1 house damage didnt go over that, I was fine with it on the other house since it came out to about 10K in damage total
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