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K Patterson
Premium,MVM
join:2006-03-12
Columbus, OH
kudos:1

reply to fireflier

Re: [Spam] Kanicn

It is not legal in the United States to charge a credit (or debit) card before you ship. It is also not permittted by the card companies.

It is still done, nevertheless.


fireflier
Coffee. . .Need Coffee
Premium
join:2001-05-25
Limbo

Do you have a reference to documentation that indicates charging before shipment is not legal in the U.S.?

»answers.yahoo.com/question/index?
qid=20080211162222AA9hAei

»wiki.answers.com/Q/Is_it_legal_t···_product

»www.ftc.gov/bcp/edu/pubs/consume···e28.shtm

It may be prohibited by some CC companies, but I don't see anything that indicates it's illegal.

"In addition, many credit card issuers have policies against merchants charging a credit card account before shipment. If you think a merchant charged your account prematurely, report it to the credit card issuer. Otherwise, the credit card issuer has no way to know that the merchant is not complying with its policies."
--
Tradition: Just because you've always done it that way doesn't mean it's not incredibly stupid. --despair.com


K Patterson
Premium,MVM
join:2006-03-12
Columbus, OH
kudos:1

Well, I recall that it is an FTC rule, but I can't find it at present.

I'll try again later.

Kip


K Patterson
Premium,MVM
join:2006-03-12
Columbus, OH
kudos:1

I think I was wrong, mixed it up with some other rule/law.


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