57721182
Premium
join:2009-05-10 | reply to damn
Re: Chase has gone mad. Raised my APR by 3 times
Why not just pay all your credit card bills on time and in full? |
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Greg_Z
Premium
join:2001-08-08
Springfield, IL
 ·Comcast
| said by 57721182  :Why not just pay all your credit card bills on time and in full? That is why his rates jumped. The CC companies classify those that keep a zero balance "Deadbeats". Now, it is not just those that cannot pay off the balance, but those that keep no balance on their card high Interest Rates. Looks like lots more people are going to be cutting the card, and learning how to put money away for those items they want, and learn to live with a Debit Card.
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I threw out the map a long time ago. Now I follow my own direction! |
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TurtleFan
join:2003-05-03
Wyckoff, NJ
| I went with Wamu BECAUSE I didn't need a minimum amount in my account. Why should they care if I have no money in it....Isn't it all virtual anyway? It's not like they have a lock box somewhere with my money in it in one bank.
I absolutely refuse to get a credit card...it's just one big scam to get you to pay more, even if you use it wisely. Debit works just fine for me. Buying only when you have the money to buy... |
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djrobx
join:2000-05-31
Valencia, CA
 ·PHONE POWER
 ·AT&T U-Verse
·AT&T CallVantage
·Time Warner VOIP
·RoadRunner Cable
| reply to Greg_Z
said by Greg_Z :said by 57721182 :Why not just pay all your credit card bills on time and in full? That is why his rates jumped. The CC companies classify those that keep a zero balance "Deadbeats". Now, it is not just those that cannot pay off the balance, but those that keep no balance on their card high Interest Rates. Looks like lots more people are going to be cutting the card, and learning how to put money away for those items they want, and learn to live with a Debit Card. I dunno about that. I use my credit card heavily but always pay it in full. Chase has never raised my APR (still 10%).
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AT&T U-Hearse
Your funeral. Delivered.
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nocannothave
join:2006-10-14
Kennewick, WA
·Charter Pipeline
 ·Verizon Online DSL
| reply to Greg_Z
said by Greg_Z :said by 57721182 :Why not just pay all your credit card bills on time and in full? That is why his rates jumped. The CC companies classify those that keep a zero balance "Deadbeats". Now, it is not just those that cannot pay off the balance, but those that keep no balance on their card high Interest Rates. Looks like lots more people are going to be cutting the card, and learning how to put money away for those items they want, and learn to live with a Debit Card. I've had an HSBC Mastercard for 20 months now with a zero balance. Still at the 20+% rate I started with. I use it, then pay it off when the bill arrives. |
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