Topic 'Re: Show Us Your Papers' in forum 'Canadian Chat' - dslreports.com http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22651104 en Sat, 11 Feb 2012 13:58:25 EDT Sat, 11 Feb 2012 13:58:25 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22668338
My plan is to buy the house, renovate the basement into a separate apartment and then rent it out. That will pay the mortgage and the taxes. All I'd need to pay would be my utilities. I'd end up significantly financially better off than I am now, it's just logistically difficult difficult difficult to get to that place.
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22668338 Tue, 07 Jul 2009 15:21:31 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667746 said by dirtyjeffer:

from your post, i thought you meant something different, and i wasn't suggesting Snickerdo go out and buy a 10 room house.

i just meant that if you pay $800 for rent, don't go out looking for a house that will have an $800 mortgage payment, because you will need to factor in things like taxes, condo fees (if it is a condo), etc...if you find that $800 to be affordable, you may need a house with $550 mortgage payment, $200 for taxes (or alter the numbers a bit if condo fees need to be covered in there)...perhaps you need to adjust if your current rent includes utilities as well...that's what i meant.
Sounds like we were making the same point. :)]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667746 Tue, 07 Jul 2009 13:43:42 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667712
i just meant that if you pay $800 for rent, don't go out looking for a house that will have an $800 mortgage payment, because you will need to factor in things like taxes, condo fees (if it is a condo), etc...if you find that $800 to be affordable, you may need a house with $550 mortgage payment, $200 for taxes (or alter the numbers a bit if condo fees need to be covered in there)...perhaps you need to adjust if your current rent includes utilities as well...that's what i meant.
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667712 Tue, 07 Jul 2009 13:39:26 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667636 said by dirtyjeffer:

said by NCRGuy:

Also, when you look at what you can afford to pay in rent, it's easy to say, "Well, that's one hell of a mortgage payment I could be making." That's all well and good if the mortgage payment was the only cost you had to worry about. Add on property taxes, common expenses if you buy a condo or similar type development, and utilities that may have been included in your rent, it can add up quickly.
yea, but all those costs are already factored in your "rent"...if you rent a condo for $1000/month, that already includes the condo fees and any other associated costs that the owner has to pay...they don't rent the place out for the same as their mortgage payment and eat the rest of the fees...they cover all the costs of the dwelling, and add a little for "profit", which helps cover any repairs and wear and tear maintenance that may need to be covered (and a security deposit can also help cover and damages).

for example, there is a place for sale near the University here (a block away, prime location for student rentals)...the 10 bedroom, two bathroom unit is listed for $449,000 (a little overpriced, but forget that part for now)...your mortgage payment would be about $2100/month P&I...the place is currently fully rented, and brings in $4500/month in rent...the tenants pay their utilities, but you still need to pay for taxes and any repairs/maintenance of the unit...i don't know what the taxes would be, but they are probably about $500/month...provided you can keep the place rented, you can make some pretty decent money.
DJ,

I'm really not sure what you're trying to say. Yes, when you rent a condo, the owners expenses are factored in, and taxes and condo fees are included in the rent. How that's relevant to my point I don't know.

My point is that when you rent and then move on to ownership, there are more costs than the mortgage to worry about. While yes, the rent on a condo would incorporate all of the owners expenses, a mortgage is not a fixed amount, and depends on the owner. Depending on the size of one's mortgage payments, it may not even be possible to recoup one's costs. The rent set is not just an addition of all the costs, it also has to be competitive in the current rental market.

As to the 10 bedroom home, again, I'm not really sure of your point. Yes, landlords make money, but I think transitioning from a tenant in one room of a 10-room house to property owner would be an even bigger financial challenge.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667636 Tue, 07 Jul 2009 13:26:18 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667379 said by NCRGuy:

Also, when you look at what you can afford to pay in rent, it's easy to say, "Well, that's one hell of a mortgage payment I could be making." That's all well and good if the mortgage payment was the only cost you had to worry about. Add on property taxes, common expenses if you buy a condo or similar type development, and utilities that may have been included in your rent, it can add up quickly.
yea, but all those costs are already factored in your "rent"...if you rent a condo for $1000/month, that already includes the condo fees and any other associated costs that the owner has to pay...they don't rent the place out for the same as their mortgage payment and eat the rest of the fees...they cover all the costs of the dwelling, and add a little for "profit", which helps cover any repairs and wear and tear maintenance that may need to be covered (and a security deposit can also help cover and damages).

for example, there is a place for sale near the University here (a block away, prime location for student rentals)...the 10 bedroom, two bathroom unit is listed for $449,000 (a little overpriced, but forget that part for now)...your mortgage payment would be about $2100/month P&I...the place is currently fully rented, and brings in $4500/month in rent...the tenants pay their utilities, but you still need to pay for taxes and any repairs/maintenance of the unit...i don't know what the taxes would be, but they are probably about $500/month...provided you can keep the place rented, you can make some pretty decent money.
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667379 Tue, 07 Jul 2009 12:51:16 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667332 said by Snickerdo:

Unlike a lot of other kids my age who actually have managed to pull off buying a house, I don't have the benefit of crawling to Mommy and Daddy and getting a $15,000 interest-free loan that I probably would never have to pay back. Well, yea, that was kind of the other point I was making. Instead of kids going out and working their asses off to pay for school, buy a house, whatever... they're growing up slower, leeching off of Mommy and Daddy more than ever. You don't have that benefit, I never had that benefit, but almost every single person I know partied it up through university and had a blast. Many of them still live at home!]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667332 Tue, 07 Jul 2009 12:44:25 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667188 said by Snickerdo:

I can totally afford to pay for a mortgage right now. That's not the problem. The problem is saving money for a decent downpayment in any reasonable sort of timeframe. That's much more difficult, especially when you have other debt and expenses that also need to be dealt with. Unlike a lot of other kids my age who actually have managed to pull off buying a house, I don't have the benefit of crawling to Mommy and Daddy and getting a $15,000 interest-free loan that I probably would never have to pay back.
This is it -- the downpayment. Also, when you look at what you can afford to pay in rent, it's easy to say, "Well, that's one hell of a mortgage payment I could be making." That's all well and good if the mortgage payment was the only cost you had to worry about. Add on property taxes, common expenses if you buy a condo or similar type development, and utilities that may have been included in your rent, it can add up quickly.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667188 Tue, 07 Jul 2009 12:27:24 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667180
you can withdraw them (no penalty) to use as your down payment, interest free, for 15 years (you have to start paying them back after year 3 or declare that year's "portioned payment" as "income").
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667180 Tue, 07 Jul 2009 12:26:27 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667071 --
I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22667071 Tue, 07 Jul 2009 12:11:36 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22666383 said by Snickerdo:

Hell, I'm 26 and I've got a ways to go, and I live on my own and take care of myself otherwise.
Like DJ says you're paying rent anyways might as well be a mortgage.

I remember my landlord pulling up in a new Grand National telling me about his upcoming trip to Florida and I said screw this I am buying.

I was 26 in University with a family and a job. So I bought the cheapest house on the biggest lot in a good neighbourhood.
I split with my brother on it and bought him out several years later. Where there's a will there's a way.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22666383 Tue, 07 Jul 2009 10:39:59 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664781 --
Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664781 Mon, 06 Jul 2009 23:21:28 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664459 said by Snickerdo:

It's not so much about work ethic as it is being able to get a good high-paying job right out of high school where you can afford to blow your money on all sorts of useless stuff, AND buy a house.
That's what the marketer's tell you, and is not the reality of life.
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"In the future, that which is not mandatory will be illegal"
"Nobody knows the age of the human race, but everybody agrees that it is old enough to know better" - Anonymous]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664459 Mon, 06 Jul 2009 22:22:40 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664448 said by urbanriot:

How many 22 year olds today have the work ethic to do that today? If I wasn't a complete fuckup when I was 22, I could have easily picked up a mortgage and bought a house with a healthy down payment. If my parents raised me the same way their parents raised them, I probably would have.It's not so much about work ethic as it is being able to get a good high-paying job right out of high school where you can afford to blow your money on all sorts of useless stuff, AND buy a house.
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664448 Mon, 06 Jul 2009 22:20:49 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664396 said by Snickerdo:

My father bought his first home when he was 22. How many 22 year olds today can afford to do that? Hell, I'm 26 and I've got a ways to go, and I live on my own and take care of myself otherwise.
How many 22 year olds today have the work ethic to do that today? If I wasn't a complete fuckup when I was 22, I could have easily picked up a mortgage and bought a house with a healthy down payment. If my parents raised me the same way their parents raised them, I probably would have. ]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664396 Mon, 06 Jul 2009 22:13:26 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664386 said by urbanriot:

I don't believe bubble wrapping children and locking down teenagers is helping...
Right on! :D]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664386 Mon, 06 Jul 2009 22:11:49 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664298 said by urbanriot:

"life-long job?" Both my parents and grandparents often go on about how many jobs they had while trying to raise their families. Hell, my Dad's mentioned so many different jobs that he had that it sounds like he's been alive 200 years, rather than 60 or so. I don't know that job stability or the job market has anything to do with it... well, or the cost of education... My grandparents were involved in various aspects of wars, so I don't know what education would have cost then. My father... hmm, he worked a full time, evening job while going to school to feed the family, so I don't know about that one either...My father has had precisely two major jobs during his life - Hayes Dana (where he was laid off), and General Motors (where he took a buyout that he now won't be getting because of Chapter 11, but he's still got his pension). His father was a boiler engineer when they lived in Venezula, then he worked at a mine in Timmins, then when they moved to St. Catharines he worked for Ferranti-Packard, and then he retired. My mom's dad came to Canada in 1952, got a job with Otis in Hamilton, drove from St. Catharines to Hamilton for over 30 years, and had that job until he retired. I have a hard time believing that everyone who raised me was the exception to the rule.
said by urbanriot:

You might be right about social values though. I don't know that people have any less capabilities or options now than generations prior, but something's definitely changing. I don't believe bubble wrapping children and locking down teenagers is helping...
My father bought his first home when he was 22. How many 22 year olds today can afford to do that? Hell, I'm 26 and I've got a ways to go, and I live on my own and take care of myself otherwise.
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664298 Mon, 06 Jul 2009 21:54:32 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664277
I on the other hand (and it's partly me because I get bored after a couple of years) since I was a kid well over a dozen different jobs. The longest I stayed anywhere was 7yrs, on average its 2-3yrs (man it's tough to keep to 2 pages on my resume with my history)
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It's 106 miles to Chicago, we got a full tank of gas, half a pack of cigarettes, it's dark, and we're wearing sunglasses.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664277 Mon, 06 Jul 2009 21:51:23 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664258
You might be right about social values though. I don't know that people have any less capabilities or options now than generations prior, but something's definitely changing. I don't believe bubble wrapping children and locking down teenagers is helping... ]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664258 Mon, 06 Jul 2009 21:46:48 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664135 said by urbanriot:

But don't we have that problem now? With every generation it seems the age of 'adult' is going up, and this isn't the fault of each latest generation.That's more a result of the job market and cost of education and living than social values, though. If kids could still go out and get a life-long job that can buy a house and feed a wife and kids at 18, I'm sure it would still be happening.
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664135 Mon, 06 Jul 2009 21:26:22 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664118 said by Snickerdo:

True, children lack the same mental capacity and ability to grasp consequences as adults, but that doesn't mean that they should be locked away and not allowed to explore their ability to make choices and decisions. If we did that, we'd end up with some very fucked up and naive children who wouldn't know how to function as adults. But don't we have that problem now? With every generation it seems the age of 'adult' is going up, and this isn't the fault of each latest generation. ]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664118 Mon, 06 Jul 2009 21:23:45 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664111 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664111 Mon, 06 Jul 2009 21:22:49 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664106 said by dirtyjeffer:

yea, but watch what you say, you aren't protected by the YJA anymore. ;) :pNope, but I'll always be protected by the Charter of Rights and Freedoms. :D]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664106 Mon, 06 Jul 2009 21:21:39 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664100 said by Snickerdo:

said by dirtyjeffer:

that wasn't hate speech.
Yeah, but in Junkmail's world, I must be one of those self-hating Christians.

:uhh:
yea, but watch what you say, you aren't protected by the YJA anymore. ;) :p
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664100 Mon, 06 Jul 2009 21:20:38 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664093 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664093 Mon, 06 Jul 2009 21:18:52 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664092 said by dirtyjeffer:

that wasn't hate speech.Yeah, but in Junkmail's world, I must be one of those self-hating Christians.

:uhh:]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664092 Mon, 06 Jul 2009 21:18:27 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664085 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664085 Mon, 06 Jul 2009 21:17:19 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664075 said by ThrowDemsOut:

That's so that his religious hate speech would be relatively hidden.Hate speech? No. It's called personal experience.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664075 Mon, 06 Jul 2009 21:16:02 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664065 said by dirtyjeffer:

well snick, i learned something from your post...how to write really, really, really, really small. :)
That's so that his religious hate speech would be relatively hidden.
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My BLOG .. .. Internet News .. .. My Web Page]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664065 Mon, 06 Jul 2009 21:14:53 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664056 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664056 Mon, 06 Jul 2009 21:12:53 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664034 said by Snickerdo:

If we did that, we'd end up with some very fucked up and naive children who wouldn't know how to function as adults. Uh, dude... we already have them. Welcome to the 'new thought' version of parenting, a massive fail. You don't even need to add the Christian crapola...
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"In the future, that which is not mandatory will be illegal"
"Nobody knows the age of the human race, but everybody agrees that it is old enough to know better" - Anonymous]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22664034 Mon, 06 Jul 2009 21:09:34 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663977 said by dirtyjeffer:

hehehe...you misunderstood my post Snick...i am not the one who is saying the "kids didn't know any better"...i was using "your" argument from earlier threads.Haha, touche ;)

Still, it's a bad argument. True, children lack the same mental capacity and ability to grasp consequences as adults, but that doesn't mean that they should be locked away and not allowed to explore their ability to make choices and decisions. If we did that, we'd end up with some very fucked up and naive children who wouldn't know how to function as adults. We already have them, they're called children who grew up in fundamentalist Christian homes, but I digress...
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663977 Mon, 06 Jul 2009 20:59:59 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663948 said by Snickerdo:

... but every time a kid does something stupid and gets handed what you consider to be a "light" youth sentence, you're one of the first people going on about how the child would have known the difference between right and wrong and that they should receive the same sentence as an adult. You're contradicting yourself.

Which is it, jeffer?
hehehe...you misunderstood my post Snick...i am not the one who is saying the "kids didn't know any better"...i was using "your" argument from earlier threads.
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663948 Mon, 06 Jul 2009 20:55:21 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663918 said by dirtyjeffer:

no, but in the case of adults, we hope they have the mental capacity to make the proper choices...kids (apparently, as has been pleaded about in here over the years), lack the mental capacity to properly know right from wrong... but every time a kid does something stupid and gets handed what you consider to be a "light" youth sentence, you're one of the first people going on about how the child would have known the difference between right and wrong and that they should receive the same sentence as an adult. You're contradicting yourself.

Which is it, jeffer?
--
I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663918 Mon, 06 Jul 2009 20:51:30 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663868 said by Snickerdo:

Well, that can apply to anyone at any age. Most crimes are committed at night in the dark. I suppose a dusk-to-dawn curfew for everyone not on authorized business would be right up your alley, eh?
no, but in the case of adults, we hope they have the mental capacity to make the proper choices...kids (apparently, as has been pleaded about in here over the years), lack the mental capacity to properly know right from wrong...so why put them in a position where making the wrong choice becomes so easy to do...they aren't old enough to drink, so they aren't going to be out socializing at the bars...most of them aren't going to be working anywhere that late, so they aren't working the "late shift"...most of them are still (or should be) in school, so they should be at home, in bed, resting for school in the morning (during the school year)...really, there isn't very much to do at 2 in the morning if you are under 16 (to be honest, even at my age, there still isn't much to do)...i know they won't be doing laundry at the 24 hour laundromat.
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663868 Mon, 06 Jul 2009 20:43:09 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663836 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663836 Mon, 06 Jul 2009 20:38:28 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663835 said by dirtyjeffer:

it would be like leaving the kids with the house for the weekend, with a fully stocked bar, left wide open, and telling them nicely "Now boys, don't be drinking any of that booze"...it doesn't mean that they WILL drink the booze, but it sure will be tempting.Well, that can apply to anyone at any age. Most crimes are committed at night in the dark. I suppose a dusk-to-dawn curfew for everyone not on authorized business would be right up your alley, eh?
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663835 Mon, 06 Jul 2009 20:38:24 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663831 http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663831 Mon, 06 Jul 2009 20:37:40 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663816 --
Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663816 Mon, 06 Jul 2009 20:35:15 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663719 said by dirtyjeffer:

it was a law created because too many "kids" were out causing trouble...and with our lax punishment, why wouldn't they be?Actually, that wasn't why the law was created. The law was created to ensure that young kids aren't out at night and possibly in harms way. With cell phones and the like, the need for that is more or less redundant.
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I swear that I will be faithful and bear true allegiance to Her Majesty Queen Elizabeth the Second, Queen of Canada, Her Heirs and Successors, and that I will faithfully observe the laws of Canada and fulfil my duties as a Canadian citizen.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663719 Mon, 06 Jul 2009 20:19:43 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663676
What's next? Martial Law? ]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663676 Mon, 06 Jul 2009 20:12:44 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663636 --
Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663636 Mon, 06 Jul 2009 20:04:48 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663612 said by dirtyjeffer:

...it's no coincidence that "kids" out in the middle of night are usually up to no good: That's a presumption of guilt. Charter of Right's, anyone?
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"In the future, that which is not mandatory will be illegal"
"Nobody knows the age of the human race, but everybody agrees that it is old enough to know better" - Anonymous]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663612 Mon, 06 Jul 2009 20:00:35 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663602 --
Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663602 Mon, 06 Jul 2009 19:59:31 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663576 said by dirtyjeffer:

it's no coincidence that "kids" out in the middle of night are usually up to no goodI disagree. Large groups of us would play 'man hunt' and other fun games late into the night, between neighboorhood kids ages 10+ while growing up in Niagara Falls and we were never "up to no good". In fact I'd suggest there's just as many people that are out who are up to no good as there are teenagers that are up to no good. I see kids walking home all the time here in St. Catharines, and I've never seen them do any wrong. ]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663576 Mon, 06 Jul 2009 19:55:42 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663197
»lfpress.ca/newsstand/News/Local/···786.html
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Today's motto: Dearly beloved, We are gathered here today to bid farewell to personal responsibility and accountability.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22663197 Mon, 06 Jul 2009 18:47:19 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22662844 said by elwoodblues:

Is crime up? Really? Based on what numbers? When were stats started? Are there more kids these days then before?
Trending is calculated internally for police services week by week. Sometimes day by day, if you don't think it isn't you're being silly. Every cop does it on their beat, and every service does it when they're attempting to crack down on a particular crime trend.

(Answer other posts later :p )]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22662844 Mon, 06 Jul 2009 17:47:17 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22659077 said by urbanriot:

said by Last Parade:

Erm, don't you remember all the schoolground arson that took place in Fort Erie last year?
I remember the ones in Crystal Beach. Were they perpetrated by kids?
yes]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22659077 Sun, 05 Jul 2009 23:26:50 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22659076 said by elwoodblues:

Sorry I live in Toronto, guess it was never reported up here.
I'm sorry I mistook you for urbanriot somehow.

edit: wait a second, no I didn't; I didn't even reply to you.]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22659076 Sun, 05 Jul 2009 23:26:36 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22657611 said by Last Parade:

Erm, don't you remember all the schoolground arson that took place in Fort Erie last year? I remember the ones in Crystal Beach. Were they perpetrated by kids?]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22657611 Sun, 05 Jul 2009 16:18:50 EDT Re: Show Us Your Papers http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22657504 said by elwoodblues:

I was out past midnight at 15 (and that was 1 generation ago) and I've turned out fine. So you say. :D :D]]> http://www.dslreports.com/forum/Re-Show-Us-Your-Papers-22657504 Sun, 05 Jul 2009 15:47:33 EDT