http://www.dslreports.com/forum/r22653841 en Thu, 03 Dec 2009 09:11:05 EDT Thu, 03 Dec 2009 09:11:05 EDT http://www.dslreports.com/forum/remark,22655290 Jonbo298 : I work in the Home Mortgage CS side of things (not for Chase) but from what I've heard from Collections/whatever name the company uses that does Loan Mod's, it does impact your credit score to an extent because it will reflect you being on a loan mod or repayment plan, etc...

Now, down the line it may look negative but as long as you aren't doing it constantly (ie: reapplying every time it comes to expire), it will look better then just going through 3-6 months of not paying at all.]]> http://www.dslreports.com/forum/remark,22655290 Sat, 04 Jul 2009 21:26:24 EDT http://www.dslreports.com/forum/remark,22654882 CylonRed : Have you checked at MyFico.com?]]> http://www.dslreports.com/forum/remark,22654882 Sat, 04 Jul 2009 18:59:33 EDT http://www.dslreports.com/forum/remark,22654280 HRM : Getting 100 on a test effects your overall score too. Any activity effects it. Who is to say the effect is negative. You don't give much info to infer what your situation is.

But seriously, who cares? What could be more important than saving big bucks on your largest purchase ever? Save bucks, pay cash.

If things are tight, you shouldn't be getting any new credit anyway, if things are fine, you shouldn't need new credit.]]> http://www.dslreports.com/forum/remark,22654280 Sat, 04 Jul 2009 15:47:15 EDT http://www.dslreports.com/forum/remark,22653841 inGearX : Good day,

If a person is doing a mortgagee modification (when bank in my case Chase agrees to modify the mortgagee) (not refinancing) is credit score impacted?

Chase tells me yes, but will not go into details; Others say no;

Any clarification?

Thank you...]]> http://www.dslreports.com/forum/remark,22653841 Sat, 04 Jul 2009 13:28:29 EDT