55580504
join:2009-06-12
|  Couple's password
For shared online accounts do you have a couple's password that your and your husband/wife/fiance/SO share? You know, for things like wedding registries, utility bills, joint checking account, etc. Makes sense to me to have one but is this best practice? A lot of sites don't have individual authentication schemes that allow access to the same info/"account". |
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Cudni
La Merma - Vigilado
Premium,MVM
join:2003-12-20
Someshire
| share passwords? what is wrong with you then husband/wife/fiance/SO knows who paid to travel to defcon after saying no money due to current crisis
Cudni
--
"what we know we know the same, what we don't know, we don't know it differently."
Help yourself so God can help you.
Microsoft MVP, 2006 - 2009 |
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Oregonian
Premium
join:2000-12-21
West Linn, OR
 ·Comcast
| reply to 55580504
I do not think that having one password for all online accounts is a very good practice. If someone guesses it or otherwise gets access to it then all of your accounts are potentially compromised. I use a password manager (AnyPassword) to generate and keep track of my passwords. I install it on each PC and keep the master password list file updated as needed. |
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55580504
join:2009-06-12
| reply to Cudni
No $??? Some things are an investment. I sense some hostility Cudni and I apologize if I have offended you in any way. I don't want to start a flame war or anything of the kind.
Also, to address other points brought up, there can be multiple couple's passwords for different online accounts. The reason I bring this couple's password issue up is b/c of a friend who's fiance broke off the engagement ended up doing (or at least trying to) some malicious things using a shared banking account. Luckily the bank understood and reversed the transactions. |
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BlitzenZeus
Burnt Out Cynic
Premium,MVM
join:2000-01-13
Beaverton, OR
 ·Verizon FIOS
 ·Verizon Online DSL
| reply to 55580504
It's best to have a joint checking account, and individual accounts. If one person doesn't work then they just have the joint account to work with the budget if they need it. One person will be anal about little charges, but will think their feces doesn't stink when they buy overpriced $3 coffee in the morning when they berate the other for similar charges. This keeps things separate for the most part.
With how loose companies are these days with credit, and debit cards the spouse will have no problem using these cards anyway... Hell as long as you have a valid card in your hand companies don't care due to the way the credit system was setup... very poorly to prevent fraudulent charges since you can only go by signature verification, and while credit cards have more protection, debit cards do no have anywhere near the protection of credit cards.
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Cudni
La Merma - Vigilado
Premium,MVM
join:2003-12-20
Someshire
| reply to 55580504
said by 55580504  : I sense some hostility try sensing friendly banter instead
Cudni |
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goalieskates
join:2004-09-12
Knoxville, TN | reply to 55580504
No. Why would we share a password? |
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SnowyOne
Premium
join:2003-04-05
Kailua, HI
·RoadRunner Cable
 ·Clearwire Wireless
| reply to 55580504
I'm not aware of any sites I have accounts with that offer separate logins per individual but if I did, off the top of my head, I would use that feature & not bother with a 'universal' login because it would be just another attack vector. Some reasons I'd go with separate login credentials if offered would be
1. If the account were hacked into separate logins would pinpoint who has a leak.
2. The 'last login' feature offered by many sites is a good security tool but not so much when multiple people are logging into the same user account.
re sites that don't offer separate account logins the question isn't about 'couples passwords', it's just the age old question 'who do you share your passwords with?' |
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MsTerra
Completely Ridiculous
Premium
join:2002-08-20
Cambridge, MA
| reply to 55580504
I've been married for nine years and have never shared an online account with my husband. There are some sites that we both use, but we have separate logins. For our banking we have joint accounts that are linked to our individual accounts, so either of us can access the joint accounts from our individual logins. I recently set up a login with the bank that holds our mortgage, and I told my husband where he could find the information if he finds he needs it, but it's unlikely that he will since I manage the money - that's really just in case I get hit by a bus or something.
Just because you're a couple, that doesn't mean everything has to be shared, and as SnowyOne points out, there are benefits to having separate logins.
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"Strive to change the world in such a way that there's no further need to be a dissident." Lawrence Ferlinghetti |
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