 nixenRockin' the BoxenPremium
join:2002-10-04
Alexandria, VA | reply to fifty nine
Re: And their never ending excuses said by fifty nine:Well, you have to admit that the USAA is unlike any other bank. I actually like the fact that they don't make subprime loans.  Maybe they didn't make loans to sub-prime candidates, but they did make fairly highly leveraged loans (e.g., my first mortgage through them was a 100% loan) - which was part of the overall sub-prime lending practices.
said by fifty nine:I disagree about physical bank branches though. They seem to be popping up like mushrooms here and there are always lines for the tellers. Around here, I'm seeing big-bank branches thinning out. The only ones I'm seeing pop up are small banks. It seems to be less than one-for-one, though.
said by fifty nine:Certain things you do need to go to the counter for, such as cashier's checks. There are businesses such as medical practices that only take cashier's checks for large amounts of money. Not that I've ever encountered that (always been lucky enough to have insurance), but going further afield... Such would be eliminated by a universal healthcare program. Given the recent push, seems that we can expect that at some point in the not too distant future.
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The trouble with the world is that the stupid are cocksure and the intelligent are full of doubt. -- Bertrand Russell |
