 davoice
join:2000-08-12
Saxapahaw, NC
 ·Comporium
| reply to patcat88
Re: And their never ending excuses Yes, some atms can give $1 bills. It's up to the bank itself to determine what its ATMs will stock. Most banks stock as few different bills as possible to limit the labor involved with balancing and restocking the ATM. Remember those self-checkout stations in stores are just glorified ATMs and they can give out any combination of change - even coins. And if you've ever been to a casino, you've seen ATMs that dole out $100 bills like water.
And yes, you can do a total mortgage w/o ever stepping outside of your house. My parents did their last one from the comfort of their den. Everything was sent back and forth via fax (they have a fax at home) and email. The final paperwork packet was sent to them via FedEx and picked up the next day via FedEx for return to the bank.
That said, yes I do still occasionally step into a branch. But since I can now deposit checks using a scanner at home (and soon using most any major brand of cameraphone), to deposit/cash checks, there's no need for a branch visit to handle those anymore.
I bank with a credit union and there are still things at the branch I take advantage of though. Like free coin counting machines (ala coinstar), free notary services, free money orders, and cross-account balance transfers.
}Davoice |
patcat88
join:2002-04-05
Jamaica, NY
kudos:1 | said by davoice:Yes, some atms can give $1 bills. It's up to the bank itself to determine what its ATMs will stock. Most banks stock as few different bills as possible to limit the labor involved with balancing and restocking the ATM. Remember those self-checkout stations in stores are just glorified ATMs and they can give out any combination of change - even coins. And if you've ever been to a casino, you've seen ATMs that dole out $100 bills like water. And what ATM will give me these? Only the teller can. |
