Yea that is a mess with AOL.I can get hardware insurance coverage from SquareTrade for up to 3 years for less than $20 as for Mcafee security suit they offer if i wanted it i could of gotten it for free from my ISP and dentity theft insurance coverage is not needed if you are careful. Edit: Forgot to say if i needed Dial-Up ISP i could get it for $5.95 unlimited.