Currently, 35/20 is provisioned for 35/35, 25/15 is provisioned for 25/25, and 15/5 is provisioned for 25/25. Actual speed results will vary, but most should be able to obtain these speeds when subscribed to the current plans.
This over provisioning, also known as "fluff" in the Verizon FiOS forums, may or may not change as of 1/17/10 when the new tiers and bundles take into effect.