Buying a phone outright does not necessarily mean there will be no ETF. Most plans go off of a contract which if not fulfilled results in an ETF. The only way to be sure there is no ETF is to go prepaid. For a company to incorporate an ETF into monthly payments is bs. What if you complete your contract? Are they going to give that fee back? I doubt it. I think at most you should only be required to give a months notice before termination and nothing else if you have paid full price for the phone. That is even stretching it. I personally feel that if you buy your phone outright you should only have to pay for time used.
