Topic 'Plow damage to car?' in forum 'General Questions' - dslreports.com http://www.dslreports.com/forum/Plow-damage-to-car-23772642 en Sat, 11 Feb 2012 06:56:56 EDT Sat, 11 Feb 2012 06:56:56 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23833299 said by dipweed23:

So because they don't plow your driveway, you park it in the most likely place it could get damaged/stolen?
Ever hear of a shovel?
Ever heard of a condo?
--
Paul Newman's blog!]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23833299 Sat, 20 Feb 2010 11:17:21 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23829933 Ever hear of a shovel?]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23829933 Fri, 19 Feb 2010 16:32:39 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23828087 said by myluvnttl78:

Stop whining!! Unless you own a nice 2010 ZR1, then stop making something so small to be something big.
Haha what? If my car isn't a ferrari who cares if it gets damaged?? Is that your point?

Anyway, thanks to the other posters. A lot of good info here. Unfortunately it was a private lot, so I can't claim it with the county. No major damage, but just prep for the paint work will run more than the $200 deductible for hit & run/uninsured motorist.

Here are some pics. You can totally see that the plow did it (look at the angle the snow was removed).
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Paul Newman's blog!
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]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23828087 Fri, 19 Feb 2010 11:48:53 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23787914
Sorry for going a little more OT but I think the OP got the answers he/she was looking for already.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23787914 Thu, 11 Feb 2010 10:08:27 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23787012 said by Dodge:

I am guessing your were not the last car then. In a chain wreck it's usually the last guys fault.
wrong the last car would be at fault for 100% (rear end anyway) of car 4 and way less for car 3 say 20$ then less for car 2 5% and none for car three. Typically anyway.
--
Sarah Palin, putting the twit in twitter
]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23787012 Thu, 11 Feb 2010 01:45:23 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23782373 quote:
This was from a MAJOR insurance company, that and my wife is also an agent licensed in 5 states. Damage to motor vehicles are NOT, repeat NOT specifically excluded in homeowner policies. What if you had a friend park their car in Your driveway and tree fell on it? Or a shingle fell off your house and crack the windshield? How do you think a claim would be paid? Would the poor schmuck have to file it on their, sucks to be you auto policy? NO, it would be filed on your homeowner policy.

To be filed on an homeowner policy, the vehicle cannot be in operation, legally parked, and not a specific hazard (like a car parked without the parking brake set and would roll off on it's own) A vehicle that is parked and not in operation becomes just another item of personal property on your property such as your TV, your BBQ grill, and whatnot

That's the way it is, period. The end. So if you folks want to give the OP bad information, knock yourselves out.


Sorry bigrigtruckr, but your wife is misinformed.

Agents do not know an adjusters job, just as adjusters do not know an agents job. There are totally different in what their job duties cover. Agents work more with Underwriting and Actuaries, while adjusters work more with coverage and comparative negligence. An agents primary goal is to seal the sale of the policy, and maintaining the policyholder.

1st party auto claims go thru the auto coverage, not the homeowners coverage. It is irrelevant if the vehicle is parked on your property or not.i.e. Just handled a claim where the insured's house burned down and damaged his van that was parked in front of his garage. The auto damage was paid out of the Comprehensive Coverage on his auto policy, while his house and its contents were covered under his homeowners policy. The only exception would be for objects in your vehicle not covered by the auto policy, such as a Garmin GPS, tools, and etc that are covered under your homeowner's policy--not damage to the vehicle itself.

@ the OP--
The store will have a record of the plow company they are using. If you report it to your insurance company it would be helpful to get that information from the store so they can pursue the plowing company. You may get lucky and have an honest plow driver that admits he hit your vehicle. Without any witnesses or videos it more likely that the claim would be paid out of your collision coverage. As to rate increases, that will vary by company to company. It is based upon amounts paid out and loss frequency. Your agent is a good resource for letting you know your company's policy on rate hikes after a loss is reported. Good luck!]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23782373 Wed, 10 Feb 2010 09:37:41 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781488 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781488 Wed, 10 Feb 2010 01:45:55 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781436 said by bigrigtruckr:

Damage to motor vehicles are NOT, repeat NOT specifically excluded in homeowner policies.Sorry, it is.

said by bigrigtruckr:

What if you had a friend park their car in Your driveway and tree fell on it? Or a shingle fell off your house and crack the windshield? How do you think a claim would be paid? Would the poor schmuck have to file it on their, sucks to be you auto policy? NO, it would be filed on your homeowner policy.
We are talking about 1st party coverage here, not liability. Also, even for liability the homeowner would need to have been negligent in letting the tree fall into the friends care in order for their claim to be paid. The HO policy would provide the HO a defense if he/she were not liable. So their would be liability coverage for the HO.

If a shingle fell from my house and damaged my vehicle, the damage to my vehicle would need to be addressed under the comprehensive coverage of my vehicle policy. As mentioned, coverage for my own vehicle is specifically excluded.

said by bigrigtruckr See ProfileTo be filed on an homeowner policy, the vehicle cannot be in operation, legally parked, and not a specific hazard (like a car parked without the parking brake set and would roll off on it's own) A vehicle that is parked and not in operation becomes just another item of personal property on your property such as your TV, your BBQ grill, and whatnot[/BQUOTE :

Nope. I can only tell you that you are incorrect.

Section 1 Property Coverage, C Exclusions:

Property Not Covered:
"Motor Vehicles" or their component parts, including those being assembled, constructed or reconstructed. This includes...

I will give you that a property policy will extend coverage to a motor vehicle if it's not licensed for use on the road. But the OP's vehicle is clearly licensed for use on public roads. Which is what we are talking about.

said by bigrigtruckr:

That's the way it is, period. The end. So if you folks want to give the OP bad information, knock yourselves out.
Trust me... I've been adjusting claims for about 22 years now. All you have to do is open your property policy and check the area that I mentioned above to see the exclusion for yourself. I've even given you the quote from one such policy. Your wording might differ slightly, but it's in there.

You can also feel free to google this info:

»www.kugkig.com/insurance/?p=531

»hanckelcitizens.com/faq.html

»www.allstate.com/customer-care/r···faq.aspx

»www.ehow.com/facts_5009381_homeo···eft.html

»www.pminsco.com/Claims/ClaimsFAQ.aspx

I could go on and on... but it's getting late.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781436 Wed, 10 Feb 2010 01:23:08 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781240
To be filed on an homeowner policy, the vehicle cannot be in operation, legally parked, and not a specific hazard (like a car parked without the parking brake set and would roll off on it's own) A vehicle that is parked and not in operation becomes just another item of personal property on your property such as your TV, your BBQ grill, and whatnot

That's the way it is, period. The end. So if you folks want to give the OP bad information, knock yourselves out.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23781240 Tue, 09 Feb 2010 23:59:23 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23780165 said by tcope:

I'm guessing either you don't recall this correctly or they explained it incorrectly but I'm betting it was paid under collision coverage.
Possible - the point was that it was covered and there was absolutely no rate increase.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23780165 Tue, 09 Feb 2010 19:45:00 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779873 said by cowboyro:

Same happened to my wife's car 2 years ago - hit by a snow plow in parking lot. GEICO paid for the repair under "comprehensive" and we only paid the $500 deductible - but the repair was almost $2k. No increase in rates whatsoever... even after another claim for a broken window 1 year later.
You have insurance for this kind of events - use it...
I can tell you that the first thing you learn as an adjuster is that this type of loss is paid under collision, not comprehensive. There are 7 (?) named perils considered under comprehensive. A vehicle hitting the insured vehicle is not one of these things. I also find it very difficult to believe that an adjuster could pay the loss under comprehensive coverage and no one would be the wiser. I'm guessing either you don't recall this correctly or they explained it incorrectly but I'm betting it was paid under collision coverage.

The OP has stated that the damages are probably under his deductible amount.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779873 Tue, 09 Feb 2010 18:45:41 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779746 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779746 Tue, 09 Feb 2010 18:16:52 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779039
I'm just pointing out that increased rates because of any accident reported is not always (usually?) the case. Not when it comes to automobile insurance, I should add.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23779039 Tue, 09 Feb 2010 16:04:05 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778690
While obviously, an at-fault accident will be bad for your rates, insurance companies also don't want someone who costs them money with claims, even if they aren't their fault. Sometimes you have no other choice, a hit and run is common example, but the less the insurance company knows about you thinking about making claims, the better. They can raise your rates or drop you at their discretion.
--
"Fascism should more properly be called corporatism because it is the merger of state and corporate power." -- Benito Mussolini
]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778690 Tue, 09 Feb 2010 14:56:33 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778162 said by swolstad:

said by bigrigtruckr:

I was rear ended once in the parking lot of my apartment complex, and the driver took off. When I called my insurance company they had me file it under my Renters Insurance policy, as the vehicle was at my residence and not being driven.

Same as if you had a house and the vehicle was sitting in the driveway and it got damaged. You would file a claim under your homeowners insurance and not your auto policy
I don't beleive any insurance agent gave you this advice. Motor vehicles are specifically not covered on every homeowners & renters insurance policy. The only applicable insurance policy to look to for coverage in this case would be the vehicle owners collision coverage. The chance of collecting from the plow company is at best remote, and from the parking lot owner non existant.
how about the complex's insurance policy?
--
standard disclaimers apply.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778162 Tue, 09 Feb 2010 13:29:22 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778097 said by bigrigtruckr:

I was rear ended once in the parking lot of my apartment complex, and the driver took off. When I called my insurance company they had me file it under my Renters Insurance policy, as the vehicle was at my residence and not being driven.

Same as if you had a house and the vehicle was sitting in the driveway and it got damaged. You would file a claim under your homeowners insurance and not your auto policy
I don't beleive any insurance agent gave you this advice. Motor vehicles are specifically not covered on every homeowners & renters insurance policy. The only applicable insurance policy to look to for coverage in this case would be the vehicle owners collision coverage. The chance of collecting from the plow company is at best remote, and from the parking lot owner non existant. ]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23778097 Tue, 09 Feb 2010 13:18:38 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23777728 said by rtcpenguin:

I've got geico and they're generally pretty good. I'm usually pretty paranoid about calling them in these types of situations because I think they'll put some note on my account and jack up my rates. I may just be crazy though.
You are crazy ;)
Same happened to my wife's car 2 years ago - hit by a snow plow in parking lot. GEICO paid for the repair under "comprehensive" and we only paid the $500 deductible - but the repair was almost $2k. No increase in rates whatsoever... even after another claim for a broken window 1 year later.
You have insurance for this kind of events - use it...]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23777728 Tue, 09 Feb 2010 12:15:18 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776734 said by Kramer:

In the OPs case I have no idea whether the insurance company would raise his rates, but this is Geico and it would be difficult to have an "off the record" discussion with anyone.Just to be clear here, the difference is being at fault (your daughters situation) and not being at fault (the OP's situation). You are correct in that notifying the carrier means that they will use the information in determining their exposure. If a person is at fault in an accident, the carriers risk becomes greater (more likely to have another accident, which is why at fault accidents usually increase rates). So there is a difference here. But I agree, I'd not recommend reporting this type of accident as it's clear the OP's carrier can do very little. But in some cases there might be coverage the insured does not know about. Such as uninsured motorist property damage in this case. It's _highly_ unlikely the OP has this but if he did, there might not be any deductible. Again, it's so unlikely I did not even mention it but its just an example of why accidents should be reported.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776734 Tue, 09 Feb 2010 09:30:27 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776256 said by KrK:

I would advise not to call your insurance company. I've been told they note down the "incident" as a claim inquiry, even if you don't file a claim afterwards it's still a "flag" that you COULD be filing claims.

And since you have a deductible, there's no way you'd get anything from them anyway.

I'd go to the Apartment complex.
This is somewhat true and all the claims here that calling the insurance company is safe as long as you don't file a claim are erroneous. I don't want to drag this off-topic but my daughter recently rear-ended someone and did what later amounted to under $200 damage to the other car. There were 3 passengers in the car she hit. The question I asked both an attorney and my insurance agent (off the record phone call which I asked for and she agreed to) was: should I report the incident to my insurance company and would my rates be affected even if I paid for the repairs.

Both an attorney and the insurance agent answered the same way. Yes, my rates would be affected in reporting the accident even if I personally paid to repair the other vehicle. As for the answer to the other question, I'll leave it out because it would drag this discussion off-topic. In the OPs case I have no idea whether the insurance company would raise his rates, but this is Geico and it would be difficult to have an "off the record" discussion with anyone.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776256 Tue, 09 Feb 2010 07:17:15 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776083
And since you have a deductible, there's no way you'd get anything from them anyway.

I'd go to the Apartment complex.
--
"Fascism should more properly be called corporatism because it is the merger of state and corporate power." -- Benito Mussolini
]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23776083 Tue, 09 Feb 2010 04:02:27 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775943 said by bigrigtruckr:

I was rear ended once in the parking lot of my apartment complex, and the driver took off. When I called my insurance company they had me file it under my Renters Insurance policy, as the vehicle was at my residence and not being driven.

Same as if you had a house and the vehicle was sitting in the driveway and it got damaged. You would file a claim under your homeowners insurance and not your auto policyWow... they paid auto collision damage under your renters policy???? Either this had to have been the stupidest carrier/adjuster or this is incorrect. Vehicles are specifically excluded from HO and renters policies. Let me know who this carrier is so I can simply drop my comp and coll coverage and whenever my vehicle is damaged it will have "happened at my home".

Sorry, damage to your auto is excluded under property policies and covered under the auto policy.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775943 Tue, 09 Feb 2010 02:06:33 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775882 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775882 Tue, 09 Feb 2010 01:27:43 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775626
"if the car is legally parked, then you won't be considered your fault. Probably the parking lot has posted, not responsible for damage to your vehicle", which will cause you trouble if you go after the management company.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775626 Mon, 08 Feb 2010 23:50:33 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775577 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775577 Mon, 08 Feb 2010 23:34:29 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775161
Same as if you had a house and the vehicle was sitting in the driveway and it got damaged. You would file a claim under your homeowners insurance and not your auto policy]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23775161 Mon, 08 Feb 2010 21:56:19 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774803
Look at the good side, at least your car now fits into being in D.C. What car in a big city does not have some kind of damage on it.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774803 Mon, 08 Feb 2010 20:22:35 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774785 said by J E F F:

The issue here will be showing proof of who did what. My car was hit in a parking lot - by the way the damage was, it would have been impossible for me to have done it, so the insurance covered it w/o proof of where damage came from. (it was the upper portion of rear passenger quarter panel - a truck would have had to back into it) If it was your company, your collision insurance would have covered the loss if you caused the damage or someone else did. An impact is an impact (from/with another vehicle).]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774785 Mon, 08 Feb 2010 20:20:06 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774773
You should call the snow plow company to see if they will accept liability and/or report it to their carrier. You have two problems with this... they probably won't want to report it to their carrier and they will probably deny liability as you cannot really show that they caused the damage. The sooner you report the damage the better. The more time that passes the more likely it will looks suspicious.

You could also ask the owner of the property to pay for the damage to your vehicle. I understand that this is the owner of where you live so you may not want to do this. They should then tender your claim over to the plowing company. This might hold more weight then you contacting them directly. ]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774773 Mon, 08 Feb 2010 20:18:00 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774368 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774368 Mon, 08 Feb 2010 18:49:27 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774036 --
Learn from the past and look to the future.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23774036 Mon, 08 Feb 2010 17:49:08 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773808
]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773808 Mon, 08 Feb 2010 17:08:02 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773770 --
This message was composed using 100% post-consumer recycled electrons, please recycle responsibly. Composed and sent with Mac OS X... because windows sucks. Public PGP Key available. Opinions expressed are entirely my own.
]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773770 Mon, 08 Feb 2010 17:02:15 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773692 --
standard disclaimers apply.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773692 Mon, 08 Feb 2010 16:46:21 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773685 said by beck:

It should come under comprehensive and not collision. so, your deductible may not apply. Call the insurance company and find out. If you don't file a claim, your rates can't go up. If it was caused by another vehicle it would not be under comp.
If you can't identify or they deny and you lose at trial it would be against your collision if you have it.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773685 Mon, 08 Feb 2010 16:45:42 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773611 --
Some people are like slinkies - not really good for much.
But they bring a smile to your face when pushed down the stairs.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773611 Mon, 08 Feb 2010 16:31:30 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773570
A City of Erie plow a few years back threw ice on my vehicle and broke the drivers side window and mirror. One phone call and the city sent out their claims adjuster and he sent me to one of the local glass repair companies and had it fixed the same day. They got the window from the junkyard which was fine and took care of all of the bills with the city.
--
[quote]Hell, I'll kill a man in a fair fight... or if I think he's gonna start a fair fight, or if he bothers me, or if there's a woman, or if I'm gettin' paid - mostly only when I'm gettin' paid.[/quote] - Jayne Cobb]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773570 Mon, 08 Feb 2010 16:23:27 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773542 said by rtcpenguin:

Thats good to know. Sadly, my deductible will probably be higher than the damage.
take to body shop if it is less than ded the pay and dont claim
--
my site]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773542 Mon, 08 Feb 2010 16:18:29 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773471 said by rob_in_chatt:

i had a wreck almost 2 years back, it was my fault. i had geico at the time. i was following too close on the freeway, and got tied up in a 5 car chain wreck. i destroyed the rear bumper of a 99 chevy silverado, was over 1500 bucks damage. it smashed my grill, both headlights, bent the hood, bent the radiator blah blah and my rates never increased.
I am guessing your were not the last car then. In a chain wreck it's usually the last guys fault.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23773471 Mon, 08 Feb 2010 16:02:41 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772774 --
Paul Newman's blog!]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772774 Mon, 08 Feb 2010 14:09:06 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772735 http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772735 Mon, 08 Feb 2010 14:01:08 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772711 --
Paul Newman's blog!]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772711 Mon, 08 Feb 2010 13:56:51 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772684 said by The Pig:

Not being in the garage may be a problem if you told your insurance company you have one!
That would be one very bad insurance company if this was a problem
--
Republicans: less fiscally conservative than that other party.]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772684 Mon, 08 Feb 2010 13:53:18 EDT Re: Plow damage to car? http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772656 Not being in the garage may be a problem if you told your insurance company you have one!]]> http://www.dslreports.com/forum/Re-Plow-damage-to-car-23772656 Mon, 08 Feb 2010 13:49:33 EDT Plow damage to car? http://www.dslreports.com/forum/Plow-damage-to-car-23772642
Do I have any options other than just paying it myself? I would think the plow companies have liability insurance for this, but I doubt I could ever prove it was them.

This is seriously pissing me off because the car is literally 2 weeks old with 350 miles on it. I only had it out of the garage so that I could drive it to work (they dont plow out the driveway to our garage for some reason).
--
Paul Newman's blog!]]> http://www.dslreports.com/forum/Plow-damage-to-car-23772642 Mon, 08 Feb 2010 13:46:45 EDT