said by amigo_boy:said by smithduluth:I use credit cards as much as possible for the rebates, I get a rebate versus nothing with ACH.
But, those cash-back rebates and free coffee pots aren't free, are they? Someone has to pay for them, right?
Credit Card companies are just giving you a cut of the 3% they charge the seller. Qwest is basically paying for your free coffee pot. That adds to the cost of their doing business.
Let's look at this another way.
If a new credit-card company offered 50% cash-back on all purchases, and accomplished this by charging the merchant a 100% transaction fee, would you criticize Qwest for adding a $50 fee for paying with that card?
I'm not in love with corporations. But, I wouldn't fault a corporation for charging
ala carte fees to customers who cost them more than the average customer. The idea that it's all just too blurry (and there are no averages) to justify is just a rationalization for getting free stuff at someone else's expense.
Mark
It sounds like I am doing something immoral by charging purchases on a credit card that gives a rebate. Since when has it become not PC to try and get the best deal for myself and my family. If a vendor is willing to accept a credit card to help them sell their product, why should I not accept that offer? 
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