drewRadiant Premium Member join:2002-07-10 Port Orchard, WA |
drew
Premium Member
2010-Sep-5 1:08 am
[Praise] Wells Fargo Online BankingI'm currently traveling on vacation.
Per my normal routine, I brought my laptop along. I'm staying in a Holiday Inn Express in central CA at the moment. They have free wi-fi (signal is good and so is the speed 50KB/s on average, fwiw) but it's naturally unsecured except for a gateway log-in to prevent non-guest leeches.
Anyway, I want to check into my bank and make sure funds are where they should be, etc. I go to log-in and after entering my normal credentials, I am prompted for a security question. I was slightly curious as to 'why' then realized, DUH, I'm traveling! On top of that, I am tunneling all my HTTP and S-HTTP traffic through a SSH connection to a colo box in Florida. So they're thinking I logged in from WA yesterday and now in Florida...
Very pleased with the system. No pain, just a slight precaution to protect me and them from unnecessary losses that increase fees, and can be very inconvenient. |
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Gbcue Premium Member join:2001-09-30 Santa Rosa, CA |
Gbcue
Premium Member
2010-Sep-5 1:12 am
Chase has this same thing, except that it requires you to interact via a phone call or text message before you login so it authenticates you. |
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drewRadiant Premium Member join:2002-07-10 Port Orchard, WA |
drew
Premium Member
2010-Sep-5 1:17 am
SurfTheSky was telling me the same thing. That sounds like a pretty good system. I liked the security question thing because it was, to me, much quicker than what Chase does. Though I believe I can set up something similar with my account. I might do that when I get home. |
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10825447 (banned) join:2001-02-26 Tempe, AZ |
to Gbcue
said by Gbcue:Chase has this same thing, except that it requires you to interact via a phone call or text message before you login so it authenticates you. and it requires you to do it ALL THE TIME even when not traveling.. I find it annoying, but I understand the need for security and deal with it. |
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Gbcue Premium Member join:2001-09-30 Santa Rosa, CA |
Gbcue
Premium Member
2010-Sep-5 2:17 am
said by 10825447:said by Gbcue:Chase has this same thing, except that it requires you to interact via a phone call or text message before you login so it authenticates you. and it requires you to do it ALL THE TIME even when not traveling.. I find it annoying, but I understand the need for security and deal with it. I've never had that. I login once and it works fine for the duration. |
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way2evil Premium Member join:2007-09-14 New York, NY |
to 10825447
said by 10825447:said by Gbcue:Chase has this same thing, except that it requires you to interact via a phone call or text message before you login so it authenticates you. and it requires you to do it ALL THE TIME even when not traveling.. I find it annoying, but I understand the need for security and deal with it. No it doesnt. Chase just needs a password auth after you do the text/phone call verification. BofA requires your password and security image answer every time you login. |
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Netgear R6300 v2 ARRIS SB6180
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said by way2evil:said by 10825447:said by Gbcue:Chase has this same thing, except that it requires you to interact via a phone call or text message before you login so it authenticates you. and it requires you to do it ALL THE TIME even when not traveling.. I find it annoying, but I understand the need for security and deal with it. No it doesnt. Chase just needs a password auth after you do the text/phone call verification. BofA requires your password and security image answer every time you login. bingo, i have both chase and BoA. only time i get the challange question on either of them is when my IP changes. which i dont mind. boa's system annoys me simply because on a high traffic day the site slows down so that "extra page" for the image verification adds time. i want to enter my user i.d. and password on one page and be done. if i want "extra" security ill get their safepass (just like the fobs WoW uses) |
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TechnogeezAgape in amazement. Premium Member join:2007-01-20 |
to drew
I'm glad you're happy. How much does this extra convenience cost you? |
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Anonymous_Anonymous Premium Member join:2004-06-21 127.0.0.1 1 edit |
to drew
the worst thing someone could do is pay your wells fargo credit card bill
or transfer money from account to account (your own accounts)
wire transfer require Pin number and if over $XX the person would need a Authorization # |
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drewRadiant Premium Member join:2002-07-10 Port Orchard, WA |
to Technogeez
I don't pay wells fargo a dime. In fact, they pay me. Just cashed some rewards points in.
PMA customer. |
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