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Mr Matt

join:2008-01-29
Eustis, FL
kudos:1
Reviews:
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State Farm Insurance Co. using Google to raise rates.

State Farm is using Google Maps to snoop on their policy holders property. I just received notice that the discount that State Farm gave me for a hip roof for the past five years was being discontinued. I called my insurance agent and asked why? I was advised that State Farm Underwriters were using Google Maps to inspect their customers property. I was told that if they could find any excuse to eliminate a discount they would. If it were not for Google Maps the Underwriters would not have had the resources to inspect their customers property.

It has been reported that Google maps are also used by city building departments to snoop in homeowners back yards to find out if they have made changes to their property without obtaining a building permit. Without Google Maps, building inspectors would have had to obtain a show cause order to inspect the parts of a homeowners property that is not in clear view.

Who would have thought that Google would be aiding and abetting Government and Big Business to snoop on American Citizens.


raz58
NSFW
Premium
join:1999-08-15
Reviews:
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said by Mr Matt:

Who would have thought that Google would be aiding and abetting Government and Big Business to snoop on American Citizens.
Google is Big Business.
--
Rome did not create a great empire by having meetings; they did it by
killing all those who opposed them.


N3OGH
Yo Soy Col. "Bat" Guano
Premium
join:2003-11-11
Philly burbs
kudos:1

reply to Mr Matt
One could say companies and government are using Google maps to catch cheats and scofflaws.

If you're not entitled to the discount, then you shouldn't get it. If you were claiming a discount for a hip roof you no longer had, then technically you were commiting insurance fraud.

Same thing for folks that build without permits. Whenever I build, I get a permit. When I buy insurance, I'm honest about it. If my property changes, I'm honest with the insurance company.

Your dishonesty is probably raising someone else's rates and taxes. Nothing but back end shoplifting, if you ask me.....
--
Petty people are disproportionally corrupted by petty power



digitalfreak
Premium
join:2005-12-09
Blacklick, OH

2 edits

reply to Mr Matt
It's not even remotely Google's fault this is happening. Technology isn't intrinsically good or evil. It's how it's used or misused.
--
TKJunkMail aliases - MIllIlITER, MMH, Golf N Sun



FBGuy
yippee ki yay
Premium
join:2005-03-19

reply to N3OGH
could not agree more. be honest and you won't have anything to worry about.

you can't hide from the truth. it will catch you.



fAcEtIOUs
Premium
join:2002-03-03
kudos:4

reply to Mr Matt

said by Mr Matt:

I just received notice that the discount that State Farm gave me for a hip roof for the past five years was being discontinued.
It doesn't matter how they caught you. If you didn't deserve the discount, you shouldn't have it.


FBGuy
yippee ki yay
Premium
join:2005-03-19
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reply to Mr Matt
everything your ranting about is nonsense. lying to your insurance company is wrong, probably even illegal.

City building departments are there for a reason. if you think they shouldn't be, then organize your case and take it before your city council.

Google did nothing wrong here. you did by either not telling your insurance company the truth or by not keeping your policy current.


Mr Matt

join:2008-01-29
Eustis, FL
kudos:1
Reviews:
·CenturyLink
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·Millenicom

State Farm issued the policy that included the hip roof discount. I had no control of what discounts that were applied to my policy. I did not apply for or receive an explanation of the criteria for all of the discounts that I received. Those that that inferred that I lied to the insurance company have feces for brains. Insurance companies clearly do what is best for them and changing the criteria for applying a discount is nothing new. My comment was related to the fact that Google Maps are being use to screw consumers.

State Farm has been at odds with state insurance regulators about rate increases. It seems fishy when they change their criteria for discounts and rescind them right after they had a dispute with state insurance regulators about raising rates. The fact that the insured was given a discount and then it was rescinded does not mean the insured was cheating or not telling the truth. On the other hand it does look like the insurance company was mining Google Maps to find ways to remove discounts from their policyholders policies.



FBGuy
yippee ki yay
Premium
join:2005-03-19
Reviews:
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·AT&T U-Verse

said by Mr Matt:

State Farm issued the policy that included the hip roof discount.
and you accepted it.

I had no control of what discounts that were applied to my policy. I did not apply for or receive an explanation of the criteria for all of the discounts that I received. Those that that inferred that I lied to the insurance company have feces for brains.
Ignorance is not a defense I'm afraid to say.

The fact that the insured was given a discount and then it was rescinded does not mean the insured was cheating or not telling the truth. On the other hand it does look like the insurance company was mining Google Maps to find ways to remove discounts from their policyholders policies.
assuming that is all true, the insurance company is under no obligation to keep offering a discount of any sort. just like you are not required to stay with them. welcome to the free market.


squirrel83
cheers

join:2005-05-02
Astoria, NY

reply to Mr Matt
doesnt surprise me, quite smart if you ask me. If you ran a business would you not do the same to enforce rules and regulations. Most of the Sat pictures are over a year old. --depending on the area.



squirrel83
cheers

join:2005-05-02
Astoria, NY
Reviews:
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reply to FBGuy

said by FBGuy:

could not agree more. be honest and you won't have anything to worry about.

you can't hide from the truth. it will catch you.
HA and the Truth will Set you Free!

Mr Matt

join:2008-01-29
Eustis, FL
kudos:1
Reviews:
·CenturyLink
·Comcast
·Embarq Now Centu..
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reply to FBGuy
I thank you folks for demonstrating how the spinners do their dirty work. The issue was that Google Maps is being used to snoop on American Citizens. What I failed to mention was that the insurance company was at odds with state regulators about rate increases. Rather that raising rates they decided to see what discounts that THEY APPLIED to customers policies that they could remove to raise prices. I am sure that other customers have suffered the same situation.

You spinners spun the issue into, that the victim of the snooping was somehow cheating. All of you that support using new technology to abuse American Citizens privacy rights, I am sure would not mind having the police snoop through all of your homes to check for violations without a search warrant.

There have been numerous posts in this newsletter about big business is snooping on American Citizens. You spin masters have reacted in the same way as big business reacts to requests by citizens for fair treatment. They come up with some irrelevant B.S. to defend their position to raise prices or remove features or services that a consumer is receiving.

When a city tries to install a broadband network the incumbent broadband pond scum eats up the cities installation budget through frivolous lawsuits. Then the ISP's use that as an excuse to illustrate why Cities cannot afford to install broadband networks. If you spinners maintain this attitude do not be surprised when you wake up in a police state where you must supply a key to your home to the local police station just in case they want to snoop.



actor90
Never a dull moment
Premium
join:2003-07-21
L.E.H.T., NJ

reply to Mr Matt
State Farm is a horrible company and I wouldn't do business with them if my life depended on it. State Farm was caught after Katrina training their adjusters how to deny valid insurance claims. They would reward the adjusters if they could convince the policy owner not to pursue the claim. It got so bad they were fined by state regulators and I believe federal ones as well. If I were you I would drop them for any other company that does business in your area.

Like a bad neighbor state farm isn't there for you.
--
My Blog on blogspot.com


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