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joetaxpayer
I'M Here Till Thursday

join:2001-09-07
Sudbury, MA

My Day in Court

I posted this a few months back.
»Insurance Advice / Hit Rock in Road

The original is too old to reply to, but I thought an update would be interesting.

I had a hearing on my insurance increase as a single car accident is deemed 51%+ the driver's fault. I went and sat with the attorney who would hear my case, not a judge. My report to the insurance company was read aloud, and I agreed, even to doing 25 in a 20 zone.
I offered the police report in which he carefully detailed the line was too far to my side. I also showed pictures of the road and a Google earth shot where cars a few hundred feet down that road are all over the line a bit.
I attributed it to a combination of events, but didn't show any attitude or anger, either at the oncoming driver or the town.

I just received the notice that I won this appeal. No insurance hit.

Yes, I now drive much slower when I'm going down that road, and I'm less likely to swerve right, but I'm more observant of the areas where a right-swerver is in for trouble.


rockotman
...Blown On The Steel Breeze
Emerging Research
join:2000-08-06
DSotM

Good job. Congrats.


sailor
Premium
join:2003-10-21
Long Island
kudos:6

reply to joetaxpayer
Good for you for following through on what you felt was the right thing to do....

Congratulations!



EGeezer
Summertime
Premium
join:2002-08-04
Midwest
kudos:7
Reviews:
·Callcentric

reply to joetaxpayer
After reading the original topic, it looks to me that you took action to prevent a greater insurable loss, something that most insurance companies view favorably.

Since you did your homework and came prepared with the evidence needed to establish that, good for you!


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