Exactly. When you're rich enough, a certain number of people believe you must've gotten that way because you know what you're doing, so they're willing to lend you their money so they can be rich, too. Most times, it never works out for the poor rubes because few rich people got that way by sharing the big profits. They end up keeping most for themselves while the suckers see maybe a small return. Either that, or the rich person is a scammer who takes everyone for a ride, loses their money, but still manages to somehow keep some for themselves.