 KrKHeavy Artillery For The Little GuyPremium
join:2000-01-17
Tulsa, OK | reply to N3OGH
Re: Microwave! Thank you; I'll remember to avoid Liberty Mutual. What's the post of paying for replacement cost if they refuse to actually pay to replace anything. You could consider a complaint to your state's Insurance Commission.
I know someone here who had a fight with Farmer's Insurance and after he got the Insurance commission involved they finally paid his claim.
I had a similar Lightning strike experience years ago when I was renting an apartment, and I had replacement cost rental insurance. Being a young single male at the time, almost my entire net worth was tied up in high end electronics.  I liked my equipment and opted to have it repaired. The Insurance company paid for all of it and gave me no issues. The problem wasn't the insurance company, the problem was I learned the hard way that a lot of stuff takes damage in such a situation and then never works the same again or as in my case suffers repeated failures and continuous repairs over and over for the remainder of it's lifetime until you get sick of it and discard them.
I NOW know from experience that if electronics are damaged by lightning, it's not worth it to get them repaired and then the insurance company pays for the repair---- as future problems will all be on your own dime. 
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"Fascism should more properly be called corporatism because it is the merger of state and corporate power." -- Benito Mussolini
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Reviews:
 ·Fairpoint Commun..
| Why not have the electrician install a whole-house surge suppressor/Protection?
Surely, this should provide you a first line of insurance before you call Liberty Mutual.
And speaking of Liberty Mutual, I'd like to go with the home insurance company because of the commercial:
»www.youtube.com/watch?v=Nb_9BPvCVog
It's because I love bicycles. I really feel like I want to sign up for them when I buy a townhouse in Houston, TX.
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Reviews:
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| reply to KrK
said by KrK:Thank you; I'll remember to avoid Liberty Mutual.
And, State Farm and USAA and Allstate.
I'm with LM now after bad experiences with AS and SF. MIL is former Air Force and had bad deal with USAA.
I think you'll find good and bad experiences with them all.
I did take AS to arbitration with the threat of a potential suit and after the 40% to the lawyers I got back enough money to replace my roof twice.
So, new roof and 10 grand in the bank WOOT!
Dave |
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