said by Krisnatharok:
Anyone who doesn't understand that salespeople exist to offer convenience for money. Nothing else. The "scam" in the OP falls under this, oil changes at the dealership fall under this, and warranties at Best Buy fall under this.
You could call any of these "scams." It's merely convenience.
I wouldn't call a dealership oil change or a Best Buy warranty scams.
I do call the
"offering to get the documentation about my home mortgage from the local courthouse. They are willing to provide this "service" for only $89,
Why is that?
Any point of contention re a dealership oil change or a Best Buy warranty would be about the cost vs relative
value which is subjective whereas the value
of retaining a local copy of documentation about a home mortgage is non-existent.
short story: the mortgage documentation doesn't have any value so it's relative
worth is not subjective.
There's a difference between selling something at a hyper inflated price & selling snake oil at any price.