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Snowy
Premium
join:2003-04-05
Kailua, HI
kudos:6
Reviews:
·Clearwire Wireless
·Time Warner Cable
reply to Krisnatharok

Re: [Scam] Perfectly legal scam

said by Krisnatharok:

Anyone who doesn't understand that salespeople exist to offer convenience for money. Nothing else. The "scam" in the OP falls under this, oil changes at the dealership fall under this, and warranties at Best Buy fall under this.

You could call any of these "scams." It's merely convenience.

I wouldn't call a dealership oil change or a Best Buy warranty scams.
I do call the
"offering to get the documentation about my home mortgage from the local courthouse. They are willing to provide this "service" for only $89,"
a scam.
Why is that?
Any point of contention re a dealership oil change or a Best Buy warranty would be about the cost vs relative value which is subjective whereas the value of retaining a local copy of documentation about a home mortgage is non-existent.
short story: the mortgage documentation doesn't have any value so it's relative worth is not subjective.
There's a difference between selling something at a hyper inflated price & selling snake oil at any price.


Krisnatharok
Caveat Emptor
Premium
join:2009-02-11
Earth Orbit
kudos:12

Maybe someone works five days a week and can't get down there. Maybe they have to submit all their annual leave a year in advance and are just that inflexible. Maybe $90 is a steal if they need their documents for some reason.

And a BB warranty IS a scam.
--
If we lose this freedom of ours, history will record with the greatest astonishment, those who had the most to lose, did the least to prevent its happening.



Snowy
Premium
join:2003-04-05
Kailua, HI
kudos:6
Reviews:
·Clearwire Wireless
·Time Warner Cable

said by Krisnatharok:

Maybe someone works five days a week and can't get down there.

Can't get down there to get the documentation?
1. Why would someone need to have a local copy of publicly available mortgage documents?
2. What adverse consequence would a person face for not having it?
3. What benefit would be realized by maintaining that copy?
Answers:
1. There isn't any need.
2. None.
3. Same as #2
That's why it's a scam.


Krisnatharok
Caveat Emptor
Premium
join:2009-02-11
Earth Orbit
kudos:12

No idea. Why do people buy half the unnecessary shit they do?

Don't forget to opt for the Maintenance II package next time you take your car to the dealer.



Snowy
Premium
join:2003-04-05
Kailua, HI
kudos:6
Reviews:
·Clearwire Wireless
·Time Warner Cable

said by Krisnatharok:

No idea. Why do people buy half the unnecessary shit they do?

That's a good point, well taken.
said by Krisnatharok:

Don't forget to opt for the Maintenance II package next time you take your car to the dealer.

hehe, you make a strong argument using car dealerships & Best Buy as scam comparisons, but dig deep enough & you can find some sense of potential benefit in their offerings albeit not very good values.