What I don't undstand is, out of both software programs I've used (MSI and EVGA Precision) I'm limited to going no further then 1.1v on the core voltage.
How the hell are you going to roast a GPU @ 1.1v? This isn't like a CPU where you're allowed an unlimited amount of overclocking ability and can definitely do some damage.
I can run my card all day long at 1.1v and it wouldn't flinch.
The majority of people roasting their cards are probably from running crappy cases, and excess dust build up.