|reply to Dexter |
Re: File a homeowner's claim or not?
Pay attention to the reporting deadlines in your policy for events leading to a possible claim. Don't wait until you know for sure that there was substantial hidden damage.
You should definitely preserve your rights by notifying your insurance company about the fallen tree. You can mention that you would like to get your home inspected for structural damage but I'm not sure whether the insurance company would pay for an independent inspection (ask your insurance agent).
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