dslreports logo
site
 
    All Forums Hot Topics Gallery
spc

spacer




how-to block ads


Search Topic:
share rss forum feed


mityfowl
Premium
join:2000-11-06
Dallas, TX
reply to Draiman

Re: File a homeowner's claim or not?

said by Draiman:

They won't raise your rate but you might lose a discount. I get a 10% annual discount for no claims in the last 5 years. I wouldn't put in a claim unless it was going to cost over $1,000 to fix. It can't hurt to call them and ask though.

Once you call it's on the record. Think 1st.


Draiman
Let me see those devil horns in the sky

join:2012-06-01
Kill Devil Hills, NC
Reviews:
·Verizon FiOS

said by mityfowl:

said by Draiman:

They won't raise your rate but you might lose a discount. I get a 10% annual discount for no claims in the last 5 years. I wouldn't put in a claim unless it was going to cost over $1,000 to fix. It can't hurt to call them and ask though.

Once you call it's on the record. Think 1st.

Like all insurance there's no negative impact unless they PAY on the claim. They might exclude the damaged area from coverage until you prove it's fixed if they don't pay the claim as well but that's all they can do. Personally I'd get a quote and handle it myself.
--
IF YOU FIND ANY MISTAKES IN MY WORK...Please consider that they are there for a purpose. I try to please everyone and there is always someone looking for mistakes!