 mityfowlPremium
join:2000-11-06
Dallas, TX | reply to Draiman
Re: File a homeowner's claim or not? said by Draiman:They won't raise your rate but you might lose a discount. I get a 10% annual discount for no claims in the last 5 years. I wouldn't put in a claim unless it was going to cost over $1,000 to fix. It can't hurt to call them and ask though.
Once you call it's on the record. Think 1st. |
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 DraimanLet me see those devil horns in the sky
join:2012-06-01
Kill Devil Hills, NC
 ·Verizon FiOS
| said by mityfowl:said by Draiman:They won't raise your rate but you might lose a discount. I get a 10% annual discount for no claims in the last 5 years. I wouldn't put in a claim unless it was going to cost over $1,000 to fix. It can't hurt to call them and ask though.
Once you call it's on the record. Think 1st. Like all insurance there's no negative impact unless they PAY on the claim. They might exclude the damaged area from coverage until you prove it's fixed if they don't pay the claim as well but that's all they can do. Personally I'd get a quote and handle it myself.
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