|reply to 8744675 |
Re: File a homeowner's claim or not?
said by 8744675:True that.
Insurance companies have taken a bath with Katrina and more recent events. They're very touchy about claims. At one point I read they were dropping people who even inquired about filing a claim.
Your $500 deductible will probably cover the cost of fixing the gutter and removing the stump. I'd save the claim for when you really need it, like when the house burns down or the roof blows off.
We filed late on IKE and were denied by Allstate.
We took them to arbitration and what would have cost them 6,000 cost them 42,000.
But, I guess most people roll over so it pays to deny a lot of claims.
I may have been born yesterday. But it wasn't at night.