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reply to plat2on1
Re: Should also reduce fraud.. Most people report there phones stolen and file police reports because the big 4 are usually lenient if you come to them with a police report and will hand you a free phone, NOW It wont be new ( or the 600 brand new iphone) you lost but they will supply you with a used refurbished 1-2 generation older smartphone (iphone).
I had A friend in NY whos car was broken into the thief saw his Iphone 4s in the cupholder broke the back glass and took the phone only and left the cash that was in the glovebox! He filed a police report took it to ATT and they gave him A used (refurb) Iphone 4 free.
That alone may get a lot of people to file a police report, just to evade purchasing a new phone even if they lost it and it was not stolen.