reply to OSUGoose
Re: Hey Will insurance pay for removing it if it's not required to repair it? I agree if to run fiber, copper must be removed. However, fiber will require a lot less room than copper. That means they won't need to remove all of it. Insurance is only going to fund what's necessary to restore service.
It really depends on how much effort is required to remove it. If it's relatively easy to pull out of the existing conduits (i.e. the insulation has not swelled with moisture and made it impossible to remove), they probably will.
As an example, I've owned two different houses and at each the cable company ran a new drop. They didn't bother to remove the old one because it would have been a PITA, damaged the lawn and most definitely had a negative return.