Bill, Looks like we run similar systems and backup practices. I love the SSD boot drive it extended the life of my main box by at least a year. Sorry I forgot to mention Skydrive.
I take the view that it is not if a hard drive will fail but when, which is why I place a high value on back up disc images which I do twice a month in addition to file back ups once a week. Since I retired my files do not change as drastically as they once did. I totally agree that Windows built in backup is the way to go.
I keep a complete backup off site and one in the house.