said by Secyurityet:said by sivran: And that's why I don't want a little electronic snitch raising my insurance rates just because some insurance bean counter's definition of safety doesn't match reality.
Did you ever stop to think that the speed limit was set because of some inherent safety issue with that stretch of highway?
Insurance bean-counters don't set highway speeds. Traffic engineers in consultation with local law enforcement do.
At the end of it all, if you never have an accident or are never cited for an offense, your insurance company's bean-counters will never know.
And, by definition, if either of those occur, then you weren't as skillful with your vehicle as you thought you were...
That is not necessarily true. In some instances people set the speed limit based on the amount of money in the area and their attitude about how that nasty road interrupts the pristine atmosphere of the surrounding area. There are several areas in Loudoun and Faquier Counties in Virginia that this has occurred.