|reply to My2Cents |
Re: and thats why I use Credit Cards!
I basically buy all my machines from Acer. Good build quality and good prices and they all play nicely with Linux.
On the other hand, back when laptops were still crazy expensive I always used to opt for the extended warranties. The one time one of my old laptops needed service Acer honored their warranty with no muss no fuss.
Nowadays I rarely spend more than $500 on a machine and to me it's simply not worthwhile to get the extended warranties anymore.
As for my credit card, it's a cash back card with no fees. If I weren't such a miser I'd have extended warranty coverage on it but I refuse to pay a fee for the "privilege" of giving Visa my money
The "fee" is normally the Bank attached to the Visa.
that's why you can get no fee visa's, and some gold/plat/club whatever visa that does have a fee. It all depends on what extras the card has.
edit: maybe i'm thinking about interest rate.. it's probably both..
mostly likely Visa charges the Banks a flat rate for anything with their Visa/MC card branding transaction system.. Though I'm pretty sure all the extras (services/extra warranty/cashback) and fee are all the Banks/lender though.