said by Gone:
Yeah, I have a Visa card that doesn't extend your warranty. All my Mastercards and my Amex do, but the PCFinancial MC I have specifically excludes computers which is a big bummer in itself.
You can't get everything for free. I put everything on my card, spend $25-40k a year on it and even when paying the fee I still get my money's worth. Look around, there are plenty of good cards out there.