Should we let the tenant move back in after the fire? - Home Improvement

Author	All Replies
MrIcehouse join:2006-02-07 Saint Petersburg, FL	reply to walta Re: Should we let the tenant move back in after the fire? Good bye floor furnace. Good bye 60 amp electric service. Good bye fuse box. Good bye ungrounded outlets. Sorry, but you should be ashamed renting that place out, all of that is out of code and wouldn't pass here. Do you still have knob and tube with the ungrounded outlets?
	to forum · permalink · 2012-12-25 23:51:52 ·
MrIcehouse join:2006-02-07 Saint Petersburg, FL	reply to robbin Good bye floor furnace. Good bye 60 amp electric service. Good bye fuse box. Good bye ungrounded outlets. That unit shouldn't have been rented in the first place.
	to forum · permalink · 2012-12-25 23:55:34 ·
TheMG Premium join:2007-09-04 Canada kudos:1	reply to walta So... the tenant caused the fire through an act of negligence. Wouldn't that make the tenant liable for the cost of repairs? Hopefully the tenant has insurance.
	to forum · permalink · 2012-12-26 00:55:49 ·

John Galt Forward, March Premium join:2004-09-30 Happy Camp kudos:5	reply to MrIcehouse said by MrIcehouse: Sorry, but you should be ashamed renting that place out, all of that is out of code and wouldn't pass here. Do you still have knob and tube with the ungrounded outlets? Just because those things are 'out of code' in your area doens't make them out of code in the OPs area. Climb down off your high-horse...
	to forum · permalink · 2012-12-26 01:03:52 ·
TheTechGuru join:2004-03-25 TEXAS	reply to walta said by walta: She piled her laundry on top of the floor furnace and went out for the day. Good bye floor furnace. Good bye 60 amp electric service. Good bye fuse box. Good bye ungrounded outlets. Walta I'm assuming if the place only has 60amp service that there is no electric clothes dryer, so if there is also no gas clothes dryer then I must wonder...where these clothes wet and left on the heater purposely to dry them? -- CompTIA Network+ Certified
	to forum · permalink · 2012-12-26 02:27:53 ·
robbin Premium,MVM join:2000-09-21 Leander, TX kudos:1	I have a rent house that has 60 amp service with both electric dryer and stove. Hasn't been a problem for the last 18 years.
	to forum · permalink · 2012-12-26 02:53:40 ·
TheTechGuru join:2004-03-25 TEXAS	said by robbin: I have a rent house that has 60 amp service with both electric dryer and stove. Hasn't been a problem for the last 18 years. Electric Dryer 30amps + Electric Stove 50amps = 80amps Hope no one is ever using all 4 burners and the oven to cook a thanksgiving dinner and doing laundry at the same time. Is the water heater electric too? -- CompTIA Network+ Certified
	to forum · permalink · 2012-12-26 03:06:01 ·
nunya Who is John Galt? Premium,MVM join:2000-12-23 O Fallon, MO kudos:8	Probably more like electric dryer is 4.5 kW and electric stove is 10 kW = 60A Still not wise to have those items on a 60A service. -- If someone refers to herself / himself as a "guru", they probably aren't.
	to forum · permalink · 2012-12-26 03:12:00 ·
microphone Premium join:2009-04-29 Parkville, MD	reply to walta If you have had the tenant for several years and she always paid her rent on time, you may want to reconsider given what you might get from a new renter such as not paying the rent on time, boiling chicken in grease unattended, having 5 kids run up and down stairs late at night disturbing the rest of the neighbors, not properly disposing of trash, etc. I think appropriate warnings to tenants about not placing stuff on these heaters is in order.
	to forum · permalink · 2012-12-26 04:30:12 ·
TheTechGuru join:2004-03-25 TEXAS	I think it should be common sense to not place clothes on top of a heater, it's got to be one of three things: 1. The person was trying to dry wet clothes. 2. The person was purposely trying to burn the place down placing clothes on top of the heater. 3. The person has no common sense what-so-ever and needs to live in a monitored assisted living environment for their own protection. -- CompTIA Network+ Certified
	to forum · permalink · 2012-12-26 05:40:11 ·
Coma Thanks Steve Premium join:2001-12-30 NirvanaLand	The person has no common sense what-so-ever and needs to live in a monitored assisted living environment for their own protection. ^ ^ ^ ^ This -- December is National Fruit Cake Month
	to forum · permalink · 2012-12-26 05:45:38 ·
MrIcehouse join:2006-02-07 Saint Petersburg, FL	reply to John Galt "Just because those things are 'out of code' in your area doesn't make them out of code in the OPs area." Not on my high horse. I wouldn't feel right for the safety of anyone living in that unit, ungrounded wires, fuse box, code or not those 2 things are a fire trap, she already found another issue and set the place on fire.
	to forum · permalink · 2012-12-26 07:55:39 ·
rfhar The World Sport, Played In Every Country Premium join:2001-03-26 Buicktown,Mi	reply to Bob said by Bob: said by walta: Good bye floor furnace. Good bye 60 amp electric service. Good bye fuse box. Good bye ungrounded outlets. Hello rent increase! And take your time to see that it is done right. You should change all your insurance policy's so that if anything like this happens in the future everything ;will be brought up to code. An rather expensive lesson to be learned here. -- Whoever said that ignorance is bliss wasn't refering to a person with a computer at his fingertips! Cure Disease with your computer
	to forum · permalink · 2012-12-26 08:09:56 ·
jjoshua Premium join:2001-06-01 Scotch Plains, NJ kudos:3 Reviews: ·Verizon FiOS	reply to walta said by walta: She piled her laundry on top of the floor furnace and went out for the day. The sad part is that she can’t see that she might as well have put a match to the place. Why? They didn't catch fire all of the other times that she did that. Her clothes were always nice and dry when she got home.
	to forum · permalink · 2012-12-26 08:26:16 ·
tcope Premium join:2003-05-07 Sandy, UT kudos:2	reply to walta Up to you if you continue to rent. More info needs to be considered then you posted here. But your carrier should be seeking recovery from the at fault tenant. They may not, which would be their oversight. If nothing else, I'd ask that the renter pay your deductible (on a side note, you cannot sign a release for that unless you know for a fact that your carrier won't be seeking recovery). This was an accident but the renter is also liable for the damage. I'm guessing you don't have, as part of the rental contract, that the tenant have renters insurance. I'd _certainly_ add that in your lease upon next renewal. I'd also require that you be listed as an Additional Interest on the policy. That way you should be informed if the policy is no longer active (you may also want to contact the insurance company every few months and confirm it's still active). Also put in the lease that lacking a renters insurance policy that you have the right to give the tenant xx days notice and can evict for this reason (check to see what the law will allow in your area). Renting out a home is no easy matter. It's a business. You may want to run the lease by an attorney in your area. Would probably cost $500 or so.
	to forum · permalink · 2012-12-26 08:43:09 ·
jjoshua Premium join:2001-06-01 Scotch Plains, NJ kudos:3 Reviews: ·Verizon FiOS	said by tcope: I'm guessing you don't have, as part of the rental contract, that the tenant have renters insurance. I'd _certainly_ add that in your lease upon next renewal. I'd also require that you be listed as an Additional Interest on the policy. That way you should be informed if the policy is no longer active (you may also want to contact the insurance company every few months and confirm it's still active). Also put in the lease that lacking a renters insurance policy that you have the right to give the tenant xx days notice and can evict for this reason (check to see what the law will allow in your area). Renter's insurance only covers the tenant's personal property and personal liability. I doubt that you can force a tenant to have a policy unless you're the government and we're talking about health insurance.
	to forum · permalink · 2012-12-26 08:58:56 ·
tcope Premium join:2003-05-07 Sandy, UT kudos:2	said by jjoshua: Renter's insurance only covers the tenant's personal property and personal liability. I doubt that you can force a tenant to have a policy unless you're the government and we're talking about health insurance. It addresses losses that the tenant is liable for... such as in this case. If the tenant had a renters policy, it should have paid for this loss. Most apartment complexes require tenants have a renters policy but I'd say most don't enforce this. I work as an adjuster and handle claims for a plan called "Renters Legal Liability". It's not a Renters policy but I can say that the complex force places this policy on any renter that cannot show that they have their own Renters policy. So I'd think a landlord can enforce the requirement that a renter have insurance. It only makes sense and if it's in the rental contract I'd think it could be enforced. However, the landlord would still need to follow state laws on eviction.
	to forum · permalink · 2012-12-26 09:10:50 ·
Frank is chilling Premium join:2000-11-03 somewhere	reply to jjoshua said by jjoshua: said by tcope: I'm guessing you don't have, as part of the rental contract, that the tenant have renters insurance. I'd _certainly_ add that in your lease upon next renewal. I'd also require that you be listed as an Additional Interest on the policy. That way you should be informed if the policy is no longer active (you may also want to contact the insurance company every few months and confirm it's still active). Also put in the lease that lacking a renters insurance policy that you have the right to give the tenant xx days notice and can evict for this reason (check to see what the law will allow in your area). Renter's insurance only covers the tenant's personal property and personal liability. I doubt that you can force a tenant to have a policy unless you're the government and we're talking about health insurance. Yes a tenant can be forced to have a renter's insurance policy. The last two leases i've signed (where the landlord was a corporation that owns many many properties) have had proof of renter's insurance listed as a requirement prior to being able to reside in the property. I'm pretty sure that's there for the benefit of the landlord in case something goes wrong (ie: fire) otherwise it wouldn't be a requirement.
	to forum · permalink · 2012-12-26 11:05:15 ·
Pacrat Old and Cranky Premium,MVM join:2001-03-10 Cortland, OH	reply to walta When I was first married, we rented a small apartment in a converted two-story house. Our renters insurance covered only our loss... the contents of the apartment, nothing regarding the structure of the building. There was no liability coverage at all, because that was deemed to be the landlord's domain as the property owner. I seriously doubt the tennant would be found liable for damages... unless found to be so by a court ruling. Either way it's going to cost the landlord some money. The fly in the ointment, so to speak, is whether or not the building is being legally rented and approved for occupancy as a commercial entity. -- Keep your eye on the ball, your shoulder to the wheel, your nose to the grindstone, and your ear to the ground. Now, try to work in that position!!!
	to forum · permalink · 2012-12-26 11:08:48 ·
80289148 join:2012-12-24	reply to walta What is a floor furnace?
	to forum · permalink · 2012-12-26 11:10:50 ·

Technical > Home Improvement > Should we let the tenant move back in after the fire?

Re: Should we let the tenant move back in after the fire?