The no student loan forgiveness on bankruptcy is one I've heard before but I've never really understood why. I wonder if it's all student loans or just DoE student loans?
IIRC, with the DoE student loans, after something like 20 or 25 years the debt is forgiven. I'm not sure whether there are stipulations like you have to have not made payments for x months or if you're simply still paying on it after 20/25 years the remaining balance is forgiven.
Since you mention the US vs Canada differences, do you know how bankruptcy regarding student loans works in Canada? Just curious to see how they compare.